KB-Bouw: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
KB-Bouw
Largest movements
- Tangible fixed assets -€6,544
down €6,544 (-25.7%), from €25,461 to €18,917
of which Furniture and vehicles: -€6,477
- Receivables within one year -€1,357
down €1,357 (-22.5%), from €6,025 to €4,668
of which Other amounts receivable: -€2,597
- Debts after one year -€6,246
down €6,246 (-28.6%), from €21,870 to €15,624
- Other debts -€2,800
no longer reported in 2025 (was €2,800)
- Trade debts +€2,264
up €2,264 (+687%), from €329 to €2,593
- Tax, wage and social debts -€1,044
down €1,044 (-87.0%), from €1,200 to €156
- Gross operating margin +€2,078
up €2,078 (+27.3%), from €7,613 to €9,691
- Other operating charges +€822
up €822 (+195%), from €421 to €1,244
- Depreciation +€603
up €603 (+8.7%), from €6,941 to €7,544
- Taxes +€552
up €552, from -€396 to €156
- Financial charges -€232
down €232 (-19.7%), from €1,175 to €943
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €31,693 | €23,671 | -€8,022 | -25.3% |
| Fixed assets | 21/28 | €25,461 | €18,917 | -€6,544 | -25.7% |
| Tangible fixed assets | 22/27 | €25,461 | €18,917 | -€6,544 | -25.7% |
| Land and buildings | 22 | €3,871 | €3,804 | -€67 | -1.7% |
| Furniture and vehicles | 24 | €21,591 | €15,113 | -€6,477 | -30.0% |
| Current assets | 29/58 | €6,231 | €4,754 | -€1,478 | -23.7% |
| Amounts receivable within one year | 40/41 | €6,025 | €4,668 | -€1,357 | -22.5% |
| Trade receivables | 40 | €2,700 | €3,940 | +€1,240 | +45.9% |
| Other amounts receivable | 41 | €3,325 | €728 | -€2,597 | -78.1% |
| Cash at bank and in hand | 54/58 | €206 | €86 | -€121 | -58.4% |
| Total equity and liabilities | 10/49 | €31,693 | €23,671 | -€8,022 | -25.3% |
| Equity | 10/15 | €5,493 | €5,298 | -€196 | -3.6% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Contributions outside capital | 11 | €5,000 | €5,000 | = | 0.0% |
| Other | 1109/19 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €493 | €298 | -€196 | -39.7% |
| Amounts payable | 17/49 | €26,199 | €18,373 | -€7,826 | -29.9% |
| Amounts payable after more than one year | 17 | €21,870 | €15,624 | -€6,246 | -28.6% |
| Financial debts | 170/4 | €21,870 | €15,624 | -€6,246 | -28.6% |
| Amounts payable within one year | 42/48 | €4,329 | €2,749 | -€1,580 | -36.5% |
| Trade debts | 44 | €329 | €2,593 | +€2,264 | +687% |
| Suppliers | 440/4 | €329 | €2,593 | +€2,264 | +687% |
| Taxes, remuneration and social security | 45 | €1,200 | €156 | -€1,044 | -87.0% |
| Taxes | 450/3 | €1,200 | €156 | -€1,044 | -87.0% |
| Other amounts payable | 47/48 | €2,800 | - | -€2,800 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,941 | €7,544 | +€603 | +8.7% |
| Other operating charges | 640/8 | €421 | €1,244 | +€822 | +195% |
| Gross operating margin | 9900 | €7,613 | €9,691 | +€2,078 | +27.3% |
| Operating profit (loss) | 9901 | €251 | €903 | +€653 | +261% |
| Financial charges | 65/66B | €1,175 | €943 | -€232 | -19.7% |
| Recurring financial charges | 65 | €1,175 | €943 | -€232 | -19.7% |
| Profit (loss) for the period before taxes | 9903 | -€924 | -€40 | +€885 | +95.7% |
| Income taxes | 67/77 | -€396 | €156 | +€552 | |
| Profit (loss) for the period | 9904 | -€529 | -€196 | +€333 | +63.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€529 | -€196 | +€333 | +63.0% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.