KARMA IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
KARMA IMMO
Largest movements
- Tangible fixed assets -€27,070
down €27,070 (-3.5%), from €766,090 to €739,020
- Current portion of long-term debt -€16,810
down €16,810 (-47.7%), from €35,275 to €18,466
- Debts after one year -€15,857
down €15,857 (-2.4%), from €659,716 to €643,859
of which Financial debts: -€20,857
- Gross operating margin -€4,969
down €4,969 (-13.7%), from €36,148 to €31,179
- Financial charges -€4,746
down €4,746 (-79.0%), from €6,007 to €1,261
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €767,220 | €739,020 | -€28,200 | -3.7% |
| Fixed assets | 21/28 | €766,090 | €739,020 | -€27,070 | -3.5% |
| Tangible fixed assets | 22/27 | €766,090 | €739,020 | -€27,070 | -3.5% |
| Land and buildings | 22 | €766,090 | €739,020 | -€27,070 | -3.5% |
| Current assets | 29/58 | €1,130 | - | -€1,130 | |
| Cash at bank and in hand | 54/58 | €1,130 | - | -€1,130 | |
| Total equity and liabilities | 10/49 | €767,220 | €739,020 | -€28,200 | -3.7% |
| Equity | 10/15 | €70,739 | €72,805 | +€2,066 | +2.9% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €9,239 | €11,305 | +€2,066 | +22.4% |
| Amounts payable | 17/49 | €696,482 | €666,215 | -€30,266 | -4.3% |
| Amounts payable after more than one year | 17 | €659,716 | €643,859 | -€15,857 | -2.4% |
| Financial debts | 170/4 | €215,098 | €194,241 | -€20,857 | -9.7% |
| Other amounts payable | 178/9 | €444,618 | €449,618 | +€5,000 | +1.1% |
| Amounts payable within one year | 42/48 | €36,766 | €22,356 | -€14,410 | -39.2% |
| Current portion of amounts payable after more than one year | 42 | €35,275 | €18,466 | -€16,810 | -47.7% |
| Financial debts | 43 | - | €2,400 | +€2,400 | |
| Credit institutions | 430/8 | - | €2,400 | +€2,400 | |
| Trade debts | 44 | €1,491 | €1,491 | = | 0.0% |
| Suppliers | 440/4 | €1,491 | €1,491 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €27,070 | €27,070 | = | 0.0% |
| Other operating charges | 640/8 | €868 | €782 | -€86 | -10.0% |
| Gross operating margin | 9900 | €36,148 | €31,179 | -€4,969 | -13.7% |
| Operating profit (loss) | 9901 | €8,210 | €3,327 | -€4,883 | -59.5% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €6,007 | €1,261 | -€4,746 | -79.0% |
| Recurring financial charges | 65 | €6,007 | €1,261 | -€4,746 | -79.0% |
| Profit (loss) for the period before taxes | 9903 | €2,203 | €2,066 | -€136 | -6.2% |
| Profit (loss) for the period | 9904 | €2,203 | €2,066 | -€136 | -6.2% |
| Profit (loss) for the period to be appropriated | 9905 | €2,203 | €2,066 | -€136 | -6.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.