Kar-y-vest: what changed
Kar-y-vest
Largest movements
- Receivables within one year -€15,150
down €15,150 (-28.5%), from €53,124 to €37,974
- Debts after one year -€13,786
down €13,786 (-10.7%), from €128,381 to €114,595
- Gross operating margin -€22,946
down €22,946, from €22,111 to -€835
- Financial income -€673
down €673 (-59.9%), from €1,124 to €450
of which Non-recurring financial income: -€1,124
- Other operating charges -€505
down €505 (-85.2%), from €592 to €88
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €233,572 | €218,336 | -€15,236 | -6.5% |
| Fixed assets | 21/28 | €180,000 | €180,000 | = | 0.0% |
| Financial fixed assets | 28 | €180,000 | €180,000 | = | 0.0% |
| Current assets | 29/58 | €53,572 | €38,336 | -€15,236 | -28.4% |
| Amounts receivable within one year | 40/41 | €53,124 | €37,974 | -€15,150 | -28.5% |
| Other amounts receivable | 41 | €53,124 | €37,974 | -€15,150 | -28.5% |
| Cash at bank and in hand | 54/58 | €448 | €362 | -€86 | -19.2% |
| Total equity and liabilities | 10/49 | €233,572 | €218,336 | -€15,236 | -6.5% |
| Equity | 10/15 | €50,905 | €49,456 | -€1,450 | -2.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €45,905 | €44,456 | -€1,450 | -3.2% |
| Distributable reserves | 133 | €45,905 | €44,456 | -€1,450 | -3.2% |
| Amounts payable | 17/49 | €182,667 | €168,881 | -€13,786 | -7.5% |
| Amounts payable after more than one year | 17 | €128,381 | €114,595 | -€13,786 | -10.7% |
| Financial debts | 170/4 | €128,381 | €114,595 | -€13,786 | -10.7% |
| Amounts payable within one year | 42/48 | €54,286 | €54,286 | = | 0.0% |
| Current portion of amounts payable after more than one year | 42 | €14,286 | €14,286 | = | 0.0% |
| Other amounts payable | 47/48 | €40,000 | €40,000 | = | 0.0% |
| Other operating charges | 640/8 | €592 | €88 | -€505 | -85.2% |
| Gross operating margin | 9900 | €22,111 | -€835 | -€22,946 | |
| Operating profit (loss) | 9901 | €21,519 | -€923 | -€22,442 | |
| Financial income | 75/76B | €1,124 | €450 | -€673 | -59.9% |
| Recurring financial income | 75 | €1,124 | €450 | -€673 | -59.9% |
| Non-recurring financial income | 76B | €1,124 | - | -€1,124 | |
| Financial charges | 65/66B | €1,148 | €978 | -€170 | -14.8% |
| Recurring financial charges | 65 | €1,148 | €978 | -€170 | -14.8% |
| Profit (loss) for the period before taxes | 9903 | €21,495 | -€1,450 | -€22,945 | |
| Profit (loss) for the period | 9904 | €21,495 | -€1,450 | -€22,945 | |
| Profit (loss) for the period to be appropriated | 9905 | €21,495 | -€1,450 | -€22,945 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.