KANTOOR VOLCKE: what changed
What changed
KANTOOR VOLCKE
NACE 66.191, Agents and brokers in banking services
filed annual accounts (NBB)
Net result for the year
€293,318
2024 · €248,364+€44,954
Equity
€758,834
2024 · €465,516+€293,318
Cash
€763,929
2024 · €489,702+€274,227
Balance sheet total
€1.4m
2024 · €1.2m+€217,799
Largest movements
Assets
- Cash +€274,227
up €274,227 (+56.0%), from €489,702 to €763,929
mainly Net result for the year (+€293,318) and Depreciation (+€104,963)
- Intangible fixed assets -€103,125
down €103,125 (-16.7%), from €617,902 to €514,777
- Tangible fixed assets +€32,563
up €32,563 (+683%), from €4,768 to €37,331
of which Furniture and vehicles: +€32,931
Equity and liabilities
- Reserves +€293,318
up €293,318 (+63.7%), from €460,516 to €753,834
- Debts after one year -€98,574
down €98,574 (-17.9%), from €550,478 to €451,904
Income statement
- Gross operating margin +€54,503
up €54,503 (+10.8%), from €502,502 to €557,005
- Taxes +€13,907
up €13,907 (+16.3%), from €85,319 to €99,226
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€248,364
Gross operating margin
+€54,503
Staff costs
-€2,159
Depreciation
-€1,608
Other operating charges
+€1,176
Financial income
+€3,888
Financial charges
+€3,060
Taxes
-€13,907
Result 2025
€293,318
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€408,443
Investment
-€43,305
Financing
-€90,911
Cash 2024
€489,702
From operations (derived)
+€408,443
Net result for the year
+€293,318
Depreciation
+€104,963
Receivables within one year
-€5,230
Trade debts
+€1,807
Tax, wage and social debts
+€12,802
Accrued charges and deferred income
+€783
Investment (derived)
-€43,305
Investment in fixed assets (net)
-€34,401
Current investments
-€8,904
Financing
-€90,911
Debts after one year
-€98,574
Current portion of long-term debt
+€7,662
Cash 2025
€763,929
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,197,821 | €1,415,620 | +€217,799 | +18.2% |
| Fixed assets | 21/28 | €622,671 | €552,108 | -€70,562 | -11.3% |
| Intangible fixed assets | 21 | €617,902 | €514,777 | -€103,125 | -16.7% |
| Tangible fixed assets | 22/27 | €4,768 | €37,331 | +€32,563 | +683% |
| Land and buildings | 22 | €3,572 | €3,205 | -€368 | -10.3% |
| Furniture and vehicles | 24 | €1,196 | €34,126 | +€32,931 | +2,754% |
| Current assets | 29/58 | €575,150 | €863,511 | +€288,361 | +50.1% |
| Amounts receivable within one year | 40/41 | €55,450 | €60,680 | +€5,230 | +9.4% |
| Trade receivables | 40 | €45,587 | €52,473 | +€6,886 | +15.1% |
| Other amounts receivable | 41 | €9,863 | €8,207 | -€1,656 | -16.8% |
| Current investments | 50/53 | €29,998 | €38,902 | +€8,904 | +29.7% |
| Cash at bank and in hand | 54/58 | €489,702 | €763,929 | +€274,227 | +56.0% |
| Total equity and liabilities | 10/49 | €1,197,821 | €1,415,620 | +€217,799 | +18.2% |
| Equity | 10/15 | €465,516 | €758,834 | +€293,318 | +63.0% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €460,516 | €753,834 | +€293,318 | +63.7% |
| Distributable reserves | 133 | €460,516 | €753,834 | +€293,318 | +63.7% |
| Amounts payable | 17/49 | €732,305 | €656,786 | -€75,519 | -10.3% |
| Amounts payable after more than one year | 17 | €550,478 | €451,904 | -€98,574 | -17.9% |
| Financial debts | 170/4 | €550,478 | €451,904 | -€98,574 | -17.9% |
| Amounts payable within one year | 42/48 | €181,827 | €204,099 | +€22,272 | +12.2% |
| Current portion of amounts payable after more than one year | 42 | €95,699 | €103,361 | +€7,662 | +8.0% |
| Trade debts | 44 | €1,342 | €3,149 | +€1,807 | +135% |
| Suppliers | 440/4 | €1,342 | €3,149 | +€1,807 | +135% |
| Bills of exchange payable | 441 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €84,772 | €97,574 | +€12,802 | +15.1% |
| Taxes | 450/3 | €84,772 | €97,574 | +€12,802 | +15.1% |
| Other amounts payable | 47/48 | €15 | €15 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | - | €783 | +€783 | |
| Remuneration, social security and pensions | 62 | €44,348 | €46,507 | +€2,159 | +4.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €103,356 | €104,963 | +€1,608 | +1.6% |
| Other operating charges | 640/8 | €2,382 | €1,206 | -€1,176 | -49.4% |
| Gross operating margin | 9900 | €502,502 | €557,005 | +€54,503 | +10.8% |
| Operating profit (loss) | 9901 | €352,416 | €404,329 | +€51,912 | +14.7% |
| Financial income | 75/76B | €1,826 | €5,714 | +€3,888 | +213% |
| Recurring financial income | 75 | €1,826 | €5,714 | +€3,888 | +213% |
| Financial charges | 65/66B | €20,559 | €17,499 | -€3,060 | -14.9% |
| Recurring financial charges | 65 | €20,559 | €17,499 | -€3,060 | -14.9% |
| Profit (loss) for the period before taxes | 9903 | €333,683 | €392,544 | +€58,860 | +17.6% |
| Income taxes | 67/77 | €85,319 | €99,226 | +€13,907 | +16.3% |
| Profit (loss) for the period | 9904 | €248,364 | €293,318 | +€44,954 | +18.1% |
| Profit (loss) for the period to be appropriated | 9905 | €248,364 | €293,318 | +€44,954 | +18.1% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.