KANTOOR VANHAECKE: what changed
What changed
KANTOOR VANHAECKE
NACE 66.191, Agents and brokers in banking services
filed annual accounts (NBB)
Net result for the year
€39,242
2024 · €36,906+€2,336
Equity
€156,636
2024 · €153,394+€3,242
Cash
€136,456
2024 · €128,128+€8,328
Balance sheet total
€227,529
2024 · €223,587+€3,942
Largest movements
Assets
- Tangible fixed assets -€10,911
down €10,911 (-19.9%), from €54,883 to €43,972
- Cash +€8,328
up €8,328 (+6.5%), from €128,128 to €136,456
mainly Net result for the year (+€39,242) and Depreciation (+€12,020)
- Receivables within one year +€4,733
up €4,733 (+30.1%), from €15,701 to €20,434
Equity and liabilities
- Current portion of long-term debt -€5,050
down €5,050 (-85.7%), from €5,895 to €845
- Other debts +€3,458
up €3,458 (+10.0%), from €34,528 to €37,986
- Reserves +€3,142
up €3,142 (+2.4%), from €128,858 to €132,000
Income statement
- Gross operating margin +€9,397
up €9,397 (+4.9%), from €193,105 to €202,502
- Staff costs +€9,087
up €9,087 (+7.2%), from €126,286 to €135,373
- Depreciation -€3,274
down €3,274 (-21.4%), from €15,294 to €12,020
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€36,906
Gross operating margin
+€9,397
Staff costs
-€9,087
Depreciation
+€3,274
Other operating charges
-€1,827
Financial income
+€529
Financial charges
+€325
Taxes
-€275
Result 2025
€39,242
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€50,487
Investment
-€1,109
Financing
-€41,050
Cash 2024
€128,128
From operations (derived)
+€50,487
Net result for the year
+€39,242
Depreciation
+€12,020
Receivables within one year
-€4,733
Deferred charges and accrued income
-€1,793
Trade debts
+€443
Tax, wage and social debts
+€1,707
Other debts
+€3,458
Accrued charges and deferred income
+€142
Investment (derived)
-€1,109
Investment in fixed assets (net)
-€1,109
Financing
-€41,050
Current portion of long-term debt
-€5,050
Contributions, distributions and other
-€36,000
Cash 2025
€136,456
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €223,587 | €227,529 | +€3,942 | +1.8% |
| Fixed assets | 21/28 | €54,933 | €44,022 | -€10,911 | -19.9% |
| Tangible fixed assets | 22/27 | €54,883 | €43,972 | -€10,911 | -19.9% |
| Land and buildings | 22 | €38,311 | €34,130 | -€4,182 | -10.9% |
| Plant, machinery and equipment | 23 | €4,153 | €2,759 | -€1,395 | -33.6% |
| Furniture and vehicles | 24 | €12,419 | €7,084 | -€5,335 | -43.0% |
| Financial fixed assets | 28 | €50 | €50 | = | 0.0% |
| Current assets | 29/58 | €168,653 | €183,507 | +€14,853 | +8.8% |
| Amounts receivable within one year | 40/41 | €15,701 | €20,434 | +€4,733 | +30.1% |
| Other amounts receivable | 41 | €15,701 | €20,434 | +€4,733 | +30.1% |
| Cash at bank and in hand | 54/58 | €128,128 | €136,456 | +€8,328 | +6.5% |
| Deferred charges and accrued income | 490/1 | €24,824 | €26,617 | +€1,793 | +7.2% |
| Total equity and liabilities | 10/49 | €223,587 | €227,529 | +€3,942 | +1.8% |
| Equity | 10/15 | €153,394 | €156,636 | +€3,242 | +2.1% |
| Contributions | 10/11 | €18,584 | €18,584 | = | 0.0% |
| Revaluation surpluses | 12 | €3,842 | €3,842 | = | 0.0% |
| Reserves | 13 | €128,858 | €132,000 | +€3,142 | +2.4% |
| Distributable reserves | 133 | €128,858 | €132,000 | +€3,142 | +2.4% |
| Profit (loss) carried forward | 14 | €2,110 | €2,210 | +€100 | +4.8% |
| Amounts payable | 17/49 | €70,193 | €70,893 | +€700 | +1.0% |
| Amounts payable within one year | 42/48 | €70,004 | €70,562 | +€558 | +0.8% |
| Current portion of amounts payable after more than one year | 42 | €5,895 | €845 | -€5,050 | -85.7% |
| Trade debts | 44 | €8,978 | €9,421 | +€443 | +4.9% |
| Suppliers | 440/4 | €8,978 | €9,421 | +€443 | +4.9% |
| Taxes, remuneration and social security | 45 | €20,603 | €22,310 | +€1,707 | +8.3% |
| Taxes | 450/3 | €828 | €1,739 | +€912 | +110% |
| Remuneration and social security | 454/9 | €19,775 | €20,570 | +€795 | +4.0% |
| Other amounts payable | 47/48 | €34,528 | €37,986 | +€3,458 | +10.0% |
| Accrued charges and deferred income | 492/3 | €189 | €331 | +€142 | +75.2% |
| Remuneration, social security and pensions | 62 | €126,286 | €135,373 | +€9,087 | +7.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,294 | €12,020 | -€3,274 | -21.4% |
| Other operating charges | 640/8 | €8,972 | €10,798 | +€1,827 | +20.4% |
| Gross operating margin | 9900 | €193,105 | €202,502 | +€9,397 | +4.9% |
| Operating profit (loss) | 9901 | €42,553 | €44,310 | +€1,757 | +4.1% |
| Financial income | 75/76B | €1,678 | €2,207 | +€529 | +31.5% |
| Recurring financial income | 75 | €1,678 | €2,207 | +€529 | +31.5% |
| Financial charges | 65/66B | €1,412 | €1,088 | -€325 | -23.0% |
| Recurring financial charges | 65 | €1,412 | €1,088 | -€325 | -23.0% |
| Profit (loss) for the period before taxes | 9903 | €42,819 | €45,430 | +€2,611 | +6.1% |
| Income taxes | 67/77 | €5,913 | €6,188 | +€275 | +4.7% |
| Profit (loss) for the period | 9904 | €36,906 | €39,242 | +€2,336 | +6.3% |
| Profit (loss) for the period to be appropriated | 9905 | €36,906 | €39,242 | +€2,336 | +6.3% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.