Kantoor Rombaut: what changed
What changed
Kantoor Rombaut
NACE 66.191, Agents and brokers in banking services
filed annual accounts (NBB)
Net result for the year
€76,322
2024 · €74,650+€1,672
Equity
€1.0m
2024 · €950,423+€76,322
Cash
€803,161
2024 · €9,970+€793,190
Balance sheet total
€1.1m
2024 · €1.0m+€59,189
Largest movements
Assets
- Cash +€793,190
up €793,190 (+7,956%), from €9,970 to €803,161
mainly Current investments (+€700,000) and Net result for the year (+€76,322)
- Current investments -€700,000
no longer reported in 2025 (was €700,000)
- Tangible fixed assets -€35,724
down €35,724 (-14.6%), from €245,043 to €209,318
of which Land and buildings: -€31,097
Equity and liabilities
- Reserves +€76,322
up €76,322 (+14.4%), from €529,477 to €605,799
of which Distributable reserves: +€76,322
- Other debts -€23,748
down €23,748 (-66.5%), from €35,696 to €11,947
Income statement
- Gross operating margin +€27,819
up €27,819 (+7.3%), from €382,982 to €410,801
- Staff costs +€20,138
up €20,138 (+8.2%), from €244,770 to €264,908
- Financial income -€12,213
down €12,213 (-66.7%), from €18,308 to €6,095
- Depreciation -€5,458
down €5,458 (-12.3%), from €44,511 to €39,053
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€74,650
Gross operating margin
+€27,819
Staff costs
-€20,138
Depreciation
+€5,458
Other operating charges
+€93
Financial income
-€12,213
Financial charges
+€1,556
Taxes
-€901
Result 2025
€76,322
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€96,519
Investment
+€696,671
Financing
€0
Cash 2024
€9,970
From operations (derived)
+€96,519
Net result for the year
+€76,322
Depreciation
+€39,053
Receivables within one year
-€4,929
Deferred charges and accrued income
+€3,206
Trade debts
+€6,531
Smaller working-capital items
+€84
Other debts
-€23,748
Investment (derived)
+€696,671
Investment in fixed assets (net)
-€3,329
Current investments
+€700,000
Cash 2025
€803,161
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,035,375 | €1,094,564 | +€59,189 | +5.7% |
| Fixed assets | 21/28 | €245,043 | €209,318 | -€35,724 | -14.6% |
| Tangible fixed assets | 22/27 | €245,043 | €209,318 | -€35,724 | -14.6% |
| Land and buildings | 22 | €231,388 | €200,291 | -€31,097 | -13.4% |
| Plant, machinery and equipment | 23 | €3,471 | €2,208 | -€1,262 | -36.4% |
| Furniture and vehicles | 24 | €10,184 | €6,819 | -€3,365 | -33.0% |
| Current assets | 29/58 | €790,332 | €885,245 | +€94,913 | +12.0% |
| Amounts receivable within one year | 40/41 | €36,327 | €41,255 | +€4,929 | +13.6% |
| Trade receivables | 40 | €36,327 | €37,597 | +€1,271 | +3.5% |
| Other amounts receivable | 41 | - | €3,658 | +€3,658 | |
| Current investments | 50/53 | €700,000 | - | -€700,000 | |
| Cash at bank and in hand | 54/58 | €9,970 | €803,161 | +€793,190 | +7,956% |
| Deferred charges and accrued income | 490/1 | €44,035 | €40,829 | -€3,206 | -7.3% |
| Total equity and liabilities | 10/49 | €1,035,375 | €1,094,564 | +€59,189 | +5.7% |
| Equity | 10/15 | €950,423 | €1,026,746 | +€76,322 | +8.0% |
| Contributions | 10/11 | €420,947 | €420,947 | = | 0.0% |
| Reserves | 13 | €529,477 | €605,799 | +€76,322 | +14.4% |
| Non-distributable reserves | 130/1 | €42,095 | €42,095 | = | 0.0% |
| Reserves not available under the articles | 1311 | €42,095 | €42,095 | = | 0.0% |
| Tax-exempt reserves | 132 | €37,500 | €37,500 | = | 0.0% |
| Distributable reserves | 133 | €449,882 | €526,204 | +€76,322 | +17.0% |
| Amounts payable | 17/49 | €84,952 | €67,818 | -€17,134 | -20.2% |
| Amounts payable within one year | 42/48 | €84,800 | €67,818 | -€16,982 | -20.0% |
| Trade debts | 44 | €19,716 | €26,247 | +€6,531 | +33.1% |
| Suppliers | 440/4 | €19,716 | €26,247 | +€6,531 | +33.1% |
| Taxes, remuneration and social security | 45 | €29,388 | €29,623 | +€236 | +0.8% |
| Taxes | 450/3 | €2,592 | €349 | -€2,244 | -86.6% |
| Remuneration and social security | 454/9 | €26,795 | €29,275 | +€2,479 | +9.3% |
| Other amounts payable | 47/48 | €35,696 | €11,947 | -€23,748 | -66.5% |
| Accrued charges and deferred income | 492/3 | €152 | - | -€152 | |
| Remuneration, social security and pensions | 62 | €244,770 | €264,908 | +€20,138 | +8.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €44,511 | €39,053 | -€5,458 | -12.3% |
| Other operating charges | 640/8 | €2,182 | €2,089 | -€93 | -4.3% |
| Gross operating margin | 9900 | €382,982 | €410,801 | +€27,819 | +7.3% |
| Operating profit (loss) | 9901 | €91,519 | €104,750 | +€13,232 | +14.5% |
| Financial income | 75/76B | €18,308 | €6,095 | -€12,213 | -66.7% |
| Recurring financial income | 75 | €18,308 | €6,095 | -€12,213 | -66.7% |
| Financial charges | 65/66B | €2,908 | €1,352 | -€1,556 | -53.5% |
| Recurring financial charges | 65 | €2,908 | €1,352 | -€1,556 | -53.5% |
| Profit (loss) for the period before taxes | 9903 | €106,919 | €109,493 | +€2,574 | +2.4% |
| Income taxes | 67/77 | €32,269 | €33,171 | +€901 | +2.8% |
| Profit (loss) for the period | 9904 | €74,650 | €76,322 | +€1,672 | +2.2% |
| Profit (loss) for the period to be appropriated | 9905 | €74,650 | €76,322 | +€1,672 | +2.2% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.