K.E.B Wealth Management: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
K.E.B Wealth Management
Largest movements
- Receivables within one year -€731
down €731 (-16.2%), from €4,517 to €3,786
- Cash +€479
up €479 (+3.4%), from €13,961 to €14,439
mainly Receivables within one year (+€731) and Deferred charges and accrued income (+€180)
- Tax, wage and social debts -€547
down €547 (-48.0%), from €1,138 to €592
- Gross operating margin -€2,328
down €2,328 (-60.7%), from €3,834 to €1,505
- Other operating charges +€799
new in 2025: €799
- Financial charges -€269
down €269 (-62.7%), from €429 to €160
- Taxes -€116
down €116 (-16.0%), from €729 to €613
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €18,658 | €18,225 | -€432 | -2.3% |
| Current assets | 29/58 | €18,658 | €18,225 | -€432 | -2.3% |
| Amounts receivable within one year | 40/41 | €4,517 | €3,786 | -€731 | -16.2% |
| Trade receivables | 40 | €4,517 | €3,786 | -€731 | -16.2% |
| Cash at bank and in hand | 54/58 | €13,961 | €14,439 | +€479 | +3.4% |
| Deferred charges and accrued income | 490/1 | €180 | - | -€180 | |
| Total equity and liabilities | 10/49 | €18,658 | €18,225 | -€432 | -2.3% |
| Equity | 10/15 | €8,016 | €7,949 | -€67 | -0.8% |
| Contributions | 10/11 | €6,300 | €6,300 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,716 | €1,649 | -€67 | -3.9% |
| Amounts payable | 17/49 | €10,642 | €10,276 | -€366 | -3.4% |
| Amounts payable within one year | 42/48 | €10,642 | €10,276 | -€366 | -3.4% |
| Trade debts | 44 | - | €64 | +€64 | |
| Suppliers | 440/4 | - | €64 | +€64 | |
| Taxes, remuneration and social security | 45 | €1,138 | €592 | -€547 | -48.0% |
| Taxes | 450/3 | €1,138 | €592 | -€547 | -48.0% |
| Other amounts payable | 47/48 | €9,504 | €9,620 | +€117 | +1.2% |
| Other operating charges | 640/8 | - | €799 | +€799 | |
| Gross operating margin | 9900 | €3,834 | €1,505 | -€2,328 | -60.7% |
| Operating profit (loss) | 9901 | €3,834 | €706 | -€3,127 | -81.6% |
| Financial charges | 65/66B | €429 | €160 | -€269 | -62.7% |
| Recurring financial charges | 65 | €429 | €160 | -€269 | -62.7% |
| Profit (loss) for the period before taxes | 9903 | €3,405 | €546 | -€2,859 | -84.0% |
| Income taxes | 67/77 | €729 | €613 | -€116 | -16.0% |
| Profit (loss) for the period | 9904 | €2,676 | -€67 | -€2,742 | |
| Profit (loss) for the period to be appropriated | 9905 | €2,676 | -€67 | -€2,742 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.