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JVR.BE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JVR.BE

BE 0429.632.202
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€35,984
2024 · -€11,635-€24,349
Equity
€230,058
2024 · €266,042-€35,984
Cash
€14,540
2024 · €1,232+€13,308
Balance sheet total
€814,265
2024 · €808,904+€5,360

Largest movements

2024 to 2025
Assets
  • Cash +€13,308

    up €13,308 (+1080.1%), from €1,232 to €14,540

    mainly Depreciation (+€46,136) and Debts after one year (+€25,631)

Equity and liabilities
  • Profit (loss) carried forward -€32,472

    down €32,472 (-24.9%), from €130,508 to €98,036

  • Debts after one year +€25,631

    up €25,631 (+6.7%), from €381,920 to €407,550

    of which Financial debts: +€25,631

  • Other debts +€17,412

    up €17,412 (+19.3%), from €90,360 to €107,772

Income statement
  • Financial charges +€19,531

    up €19,531 (+101.3%), from €19,281 to €38,811

  • Gross operating margin -€10,556

    down €10,556 (-15.3%), from €68,944 to €58,388

  • Depreciation -€3,841

    down €3,841 (-7.7%), from €49,976 to €46,136

  • Other operating charges -€3,673

    down €3,673 (-24.7%), from €14,857 to €11,184

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€11,635
Gross operating margin -€10,556
Depreciation +€3,841
Other operating charges +€3,673
Financial income +€0
Financial charges -€19,531
Taxes -€50
Deferred taxes and other -€1,727
Result 2025 -€35,984

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€31,885
Investment -€44,790
Financing +€26,213
Cash 2024 €1,232
Net result for the year -€35,984
Depreciation +€46,136
Receivables within one year +€5,048
Deferred charges and accrued income +€1,554
Provisions -€1,808
Trade debts -€2,825
Other debts +€17,412
Accrued charges and deferred income +€2,353
Investment in fixed assets (net) -€44,790
Debts after one year +€25,631
Current portion of long-term debt +€582
Cash 2025 €14,540
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €808,904 €814,265 +€5,360 +0.7%
Fixed assets 21/28 €793,912 €792,566 -€1,346 -0.2%
Tangible fixed assets 22/27 €793,912 €792,566 -€1,346 -0.2%
Land and buildings 22 €793,840 €792,566 -€1,274 -0.2%
Plant, machinery and equipment 23 €71 - -€71
Current assets 29/58 €14,993 €21,699 +€6,706 +44.7%
Amounts receivable within one year 40/41 €10,713 €5,665 -€5,048 -47.1%
Trade receivables 40 - €665 +€665
Other amounts receivable 41 €10,713 €5,000 -€5,713 -53.3%
Cash at bank and in hand 54/58 €1,232 €14,540 +€13,308 +1080.1%
Deferred charges and accrued income 490/1 €3,048 €1,493 -€1,554 -51.0%
Total equity and liabilities 10/49 €808,904 €814,265 +€5,360 +0.7%
Equity 10/15 €266,042 €230,058 -€35,984 -13.5%
Contributions 10/11 €61,973 €61,973 = 0.0%
Capital 10 €61,973 €61,973 = 0.0%
Issued capital 100 €61,973 €61,973 = 0.0%
Reserves 13 €73,561 €70,049 -€3,512 -4.8%
Non-distributable reserves 130/1 €6,197 €6,197 = 0.0%
Legal reserve 130 €6,197 €6,197 = 0.0%
Tax-exempt reserves 132 €57,363 €53,851 -€3,512 -6.1%
Distributable reserves 133 €10,000 €10,000 = 0.0%
Profit (loss) carried forward 14 €130,508 €98,036 -€32,472 -24.9%
Provisions and deferred taxes 16 €29,538 €27,729 -€1,808 -6.1%
Deferred taxes 168 €29,538 €27,729 -€1,808 -6.1%
Amounts payable 17/49 €513,325 €556,478 +€43,153 +8.4%
Amounts payable after more than one year 17 €381,920 €407,550 +€25,631 +6.7%
Financial debts 170/4 €380,670 €406,300 +€25,631 +6.7%
Other amounts payable 178/9 €1,250 €1,250 = 0.0%
Amounts payable within one year 42/48 €131,406 €146,575 +€15,169 +11.5%
Current portion of amounts payable after more than one year 42 €38,039 €38,621 +€582 +1.5%
Trade debts 44 €3,007 €181 -€2,825 -94.0%
Suppliers 440/4 €3,007 €181 -€2,825 -94.0%
Taxes, remuneration and social security 45 €0 - =
Taxes 450/3 €0 - =
Other amounts payable 47/48 €90,360 €107,772 +€17,412 +19.3%
Accrued charges and deferred income 492/3 - €2,353 +€2,353
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €49,976 €46,136 -€3,841 -7.7%
Other operating charges 640/8 €14,857 €11,184 -€3,673 -24.7%
Gross operating margin 9900 €68,944 €58,388 -€10,556 -15.3%
Operating profit (loss) 9901 €4,111 €1,069 -€3,042 -74.0%
Financial income 75/76B €0 €0 +€0 +233.3%
Recurring financial income 75 €0 €0 +€0 +233.3%
Financial charges 65/66B €19,281 €38,811 +€19,531 +101.3%
Recurring financial charges 65 €19,281 €38,811 +€19,531 +101.3%
Profit (loss) for the period before taxes 9903 -€15,170 -€37,742 -€22,573 -148.8%
Transfer from deferred taxes 780 €3,535 €1,808 -€1,727 -48.8%
Income taxes 67/77 €0 €50 +€50
Profit (loss) for the period 9904 -€11,635 -€35,984 -€24,349 -209.3%
Transfer from tax-exempt reserves 789 €6,865 €3,512 -€3,353 -48.8%
Profit (loss) for the period to be appropriated 9905 -€4,770 -€32,472 -€27,702 -580.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.