JVR-Architectuur: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JVR-Architectuur
Largest movements
- Receivables within one year -€6,620
down €6,620 (-89.6%), from €7,388 to €768
of which Other amounts receivable: -€6,206
- Tangible fixed assets -€2,731
down €2,731 (-83.1%), from €3,287 to €555
of which Furniture and vehicles: -€2,281
- Cash -€1,453
down €1,453 (-16.9%), from €8,576 to €7,124
mainly Contributions, distributions and other (-€28,791) and Debts after one year (-€14,748)
- Debts after one year -€14,748
down €14,748 (-21.0%), from €70,128 to €55,380
- Other debts +€5,951
up €5,951 (+116%), from €5,140 to €11,091
- Reserves -€1,438
down €1,438 (-5.0%), from €28,791 to €27,353
- Gross operating margin -€2,563
down €2,563 (-5.9%), from €43,809 to €41,246
- Taxes -€503
down €503 (-5.1%), from €9,867 to €9,364
- Financial charges -€477
down €477 (-27.5%), from €1,731 to €1,254
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €129,592 | €118,712 | -€10,880 | -8.4% |
| Fixed assets | 21/28 | €113,287 | €110,555 | -€2,731 | -2.4% |
| Tangible fixed assets | 22/27 | €3,287 | €555 | -€2,731 | -83.1% |
| Plant, machinery and equipment | 23 | €450 | €0 | -€450 | -100% |
| Furniture and vehicles | 24 | €2,837 | €555 | -€2,281 | -80.4% |
| Financial fixed assets | 28 | €110,000 | €110,000 | = | 0.0% |
| Current assets | 29/58 | €16,305 | €8,157 | -€8,148 | -50.0% |
| Amounts receivable within one year | 40/41 | €7,388 | €768 | -€6,620 | -89.6% |
| Trade receivables | 40 | €414 | €0 | -€414 | -100% |
| Other amounts receivable | 41 | €6,974 | €768 | -€6,206 | -89.0% |
| Cash at bank and in hand | 54/58 | €8,576 | €7,124 | -€1,453 | -16.9% |
| Deferred charges and accrued income | 490/1 | €340 | €265 | -€76 | -22.3% |
| Total equity and liabilities | 10/49 | €129,592 | €118,712 | -€10,880 | -8.4% |
| Equity | 10/15 | €38,791 | €37,353 | -€1,438 | -3.7% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €28,791 | €27,353 | -€1,438 | -5.0% |
| Distributable reserves | 133 | €28,791 | €27,353 | -€1,438 | -5.0% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €90,801 | €81,360 | -€9,441 | -10.4% |
| Amounts payable after more than one year | 17 | €70,128 | €55,380 | -€14,748 | -21.0% |
| Financial debts | 170/4 | €70,128 | €55,380 | -€14,748 | -21.0% |
| Amounts payable within one year | 42/48 | €20,673 | €25,980 | +€5,307 | +25.7% |
| Current portion of amounts payable after more than one year | 42 | €14,986 | €14,748 | -€237 | -1.6% |
| Trade debts | 44 | €547 | €40 | -€508 | -92.8% |
| Suppliers | 440/4 | €547 | €40 | -€508 | -92.8% |
| Taxes, remuneration and social security | 45 | €0 | €101 | +€101 | |
| Taxes | 450/3 | €0 | €101 | +€101 | |
| Other amounts payable | 47/48 | €5,140 | €11,091 | +€5,951 | +116% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,768 | €2,731 | -€37 | -1.3% |
| Other operating charges | 640/8 | €678 | €544 | -€134 | -19.7% |
| Gross operating margin | 9900 | €43,809 | €41,246 | -€2,563 | -5.9% |
| Operating profit (loss) | 9901 | €40,364 | €37,971 | -€2,393 | -5.9% |
| Financial income | 75/76B | €25 | €0 | -€25 | -100% |
| Recurring financial income | 75 | €25 | €0 | -€25 | -100% |
| Financial charges | 65/66B | €1,731 | €1,254 | -€477 | -27.5% |
| Recurring financial charges | 65 | €1,731 | €1,254 | -€477 | -27.5% |
| Profit (loss) for the period before taxes | 9903 | €38,658 | €36,717 | -€1,941 | -5.0% |
| Income taxes | 67/77 | €9,867 | €9,364 | -€503 | -5.1% |
| Profit (loss) for the period | 9904 | €28,791 | €27,353 | -€1,438 | -5.0% |
| Profit (loss) for the period to be appropriated | 9905 | €28,791 | €27,353 | -€1,438 | -5.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.