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JVC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JVC

BE 0471.287.465
NACE 46.150, Agents in the wholesale of furniture, household goods and hardware
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€16,835
2024 · -€21,724+€38,559
Equity
€397,946
2024 · €381,111+€16,835
Cash
€3,294
2024 · €21,906-€18,612
Balance sheet total
€3.0m
2024 · €2.9m+€126,826

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€89,746

    up €89,746 (+40.9%), from €219,641 to €309,387

    of which Trade receivables: +€65,182

  • Tangible fixed assets +€34,515

    up €34,515 (+1.7%), from €2.1m to €2.1m

    of which Land and buildings: +€36,089

Equity and liabilities
  • Other debts +€203,887

    up €203,887 (+20.9%), from €974,103 to €1.2m

  • Debts after one year -€197,807

    down €197,807 (-15.2%), from €1.3m to €1.1m

  • Trade debts +€110,420

    up €110,420 (+475.1%), from €23,244 to €133,663

Income statement
  • Gross operating margin -€170,102

    down €170,102 (-90.5%), from €187,892 to €17,791

  • Financial income +€116,743

    up €116,743 (+4141.0%), from €2,819 to €119,562

  • Other operating charges -€35,954

    down €35,954 (-76.2%), from €47,176 to €11,222

  • Depreciation -€28,656

    down €28,656 (-35.5%), from €80,805 to €52,149

  • Financial charges -€23,163

    down €23,163 (-30.2%), from €76,628 to €53,465

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€21,724
Gross operating margin -€170,102
Depreciation +€28,656
Other operating charges +€35,954
Other operating items +€7,164
Financial income +€116,743
Financial charges +€23,163
Taxes -€3,020
Result 2025 €16,835

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€266,068
Investment -€86,664
Financing -€198,017
Cash 2024 €21,906
Net result for the year +€16,835
Depreciation +€52,149
Receivables within one year -€89,746
Deferred charges and accrued income -€21,177
Trade debts +€110,420
Tax, wage and social debts -€16,823
Advances received +€7,354
Other debts +€203,887
Accrued charges and deferred income +€3,170
Investment in fixed assets (net) -€86,664
Debts after one year -€197,807
Current portion of long-term debt -€210
Cash 2025 €3,294
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,912,484 €3,039,310 +€126,826 +4.4%
Fixed assets 21/28 €2,670,937 €2,705,452 +€34,515 +1.3%
Tangible fixed assets 22/27 €2,069,152 €2,103,666 +€34,515 +1.7%
Land and buildings 22 €2,048,336 €2,084,425 +€36,089 +1.8%
Furniture and vehicles 24 €4,991 €3,416 -€1,575 -31.6%
Other tangible fixed assets 26 €15,825 €15,825 = 0.0%
Financial fixed assets 28 €601,786 €601,786 = 0.0%
Current assets 29/58 €241,547 €333,858 +€92,311 +38.2%
Amounts receivable within one year 40/41 €219,641 €309,387 +€89,746 +40.9%
Trade receivables 40 €219,641 €284,823 +€65,182 +29.7%
Other amounts receivable 41 - €24,564 +€24,564
Cash at bank and in hand 54/58 €21,906 €3,294 -€18,612 -85.0%
Deferred charges and accrued income 490/1 - €21,177 +€21,177
Total equity and liabilities 10/49 €2,912,484 €3,039,310 +€126,826 +4.4%
Equity 10/15 €381,111 €397,946 +€16,835 +4.4%
Contributions 10/11 €123,947 €123,947 = 0.0%
Reserves 13 €257,164 €274,000 +€16,835 +6.5%
Non-distributable reserves 130/1 €12,395 €0 -€12,395 -100.0%
Reserves not available under the articles 1311 €12,395 €0 -€12,395 -100.0%
Distributable reserves 133 €244,770 €274,000 +€29,230 +11.9%
Amounts payable 17/49 €2,531,373 €2,641,364 +€109,991 +4.3%
Amounts payable after more than one year 17 €1,304,225 €1,106,418 -€197,807 -15.2%
Financial debts 170/4 €1,304,225 €1,106,418 -€197,807 -15.2%
Amounts payable within one year 42/48 €1,227,147 €1,531,775 +€304,628 +24.8%
Current portion of amounts payable after more than one year 42 €203,515 €203,305 -€210 -0.1%
Trade debts 44 €23,244 €133,663 +€110,420 +475.1%
Suppliers 440/4 €23,244 €133,663 +€110,420 +475.1%
Advances received on contracts in progress 46 - €7,354 +€7,354
Taxes, remuneration and social security 45 €26,286 €9,463 -€16,823 -64.0%
Taxes 450/3 €26,286 €9,463 -€16,823 -64.0%
Other amounts payable 47/48 €974,103 €1,177,990 +€203,887 +20.9%
Accrued charges and deferred income 492/3 - €3,170 +€3,170
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €80,805 €52,149 -€28,656 -35.5%
Other operating charges 640/8 €47,176 €11,222 -€35,954 -76.2%
Non-recurring operating charges 66A €7,164 €0 -€7,164 -100.0%
Gross operating margin 9900 €187,892 €17,791 -€170,102 -90.5%
Operating profit (loss) 9901 €52,747 -€45,580 -€98,327
Financial income 75/76B €2,819 €119,562 +€116,743 +4141.0%
Recurring financial income 75 €2,819 €119,562 +€116,743 +4141.0%
Financial charges 65/66B €76,628 €53,465 -€23,163 -30.2%
Recurring financial charges 65 €76,628 €53,465 -€23,163 -30.2%
Profit (loss) for the period before taxes 9903 -€21,062 €20,517 +€41,579
Income taxes 67/77 €662 €3,682 +€3,020 +456.1%
Profit (loss) for the period 9904 -€21,724 €16,835 +€38,559
Profit (loss) for the period to be appropriated 9905 -€21,724 €16,835 +€38,559

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.