JURMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JURMO
Largest movements
- Cash +€59,677
up €59,677 (+88.9%), from €67,101 to €126,778
mainly Net result for the year (+€68,582) and Tax, wage and social debts (+€19,042)
- Receivables within one year +€17,101
new in 2025: €17,101
- Tangible fixed assets +€6,149
up €6,149 (+987%), from €623 to €6,772
- Reserves +€68,582
up €68,582 (+142%), from €48,363 to €116,945
- Tax, wage and social debts +€19,042
up €19,042 (+96.4%), from €19,744 to €38,786
- Trade debts -€4,021
down €4,021 (-98.6%), from €4,079 to €58
- Gross operating margin +€26,525
up €26,525 (+43.5%), from €60,915 to €87,441
- Taxes +€5,583
up €5,583 (+45.0%), from €12,407 to €17,990
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €73,685 | €157,289 | +€83,603 | +113% |
| Fixed assets | 21/28 | €623 | €6,772 | +€6,149 | +987% |
| Tangible fixed assets | 22/27 | €623 | €6,772 | +€6,149 | +987% |
| Furniture and vehicles | 24 | €623 | €6,772 | +€6,149 | +987% |
| Current assets | 29/58 | €73,062 | €150,517 | +€77,454 | +106% |
| Amounts receivable within one year | 40/41 | - | €17,101 | +€17,101 | |
| Trade receivables | 40 | - | €17,101 | +€17,101 | |
| Cash at bank and in hand | 54/58 | €67,101 | €126,778 | +€59,677 | +88.9% |
| Deferred charges and accrued income | 490/1 | €5,962 | €6,638 | +€677 | +11.4% |
| Total equity and liabilities | 10/49 | €73,685 | €157,289 | +€83,603 | +113% |
| Equity | 10/15 | €49,863 | €118,445 | +€68,582 | +138% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Reserves | 13 | €48,363 | €116,945 | +€68,582 | +142% |
| Distributable reserves | 133 | €48,363 | €116,945 | +€68,582 | +142% |
| Amounts payable | 17/49 | €23,822 | €38,844 | +€15,021 | +63.1% |
| Amounts payable within one year | 42/48 | €23,822 | €38,844 | +€15,021 | +63.1% |
| Trade debts | 44 | €4,079 | €58 | -€4,021 | -98.6% |
| Suppliers | 440/4 | €4,079 | €58 | -€4,021 | -98.6% |
| Taxes, remuneration and social security | 45 | €19,744 | €38,786 | +€19,042 | +96.4% |
| Taxes | 450/3 | €19,744 | €38,786 | +€19,042 | +96.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €29 | €767 | +€738 | +2,584% |
| Other operating charges | 640/8 | €100 | €62 | -€38 | -38.0% |
| Gross operating margin | 9900 | €60,915 | €87,441 | +€26,525 | +43.5% |
| Operating profit (loss) | 9901 | €60,787 | €86,612 | +€25,825 | +42.5% |
| Financial charges | 65/66B | €17 | €40 | +€24 | +140% |
| Recurring financial charges | 65 | €17 | €40 | +€24 | +140% |
| Profit (loss) for the period before taxes | 9903 | €60,770 | €86,572 | +€25,802 | +42.5% |
| Income taxes | 67/77 | €12,407 | €17,990 | +€5,583 | +45.0% |
| Profit (loss) for the period | 9904 | €48,363 | €68,582 | +€20,219 | +41.8% |
| Profit (loss) for the period to be appropriated | 9905 | €48,363 | €68,582 | +€20,219 | +41.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.