Jummo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Jummo
Largest movements
- Receivables within one year -€390,534
down €390,534 (-33.7%), from €1.2m to €767,514
of which Trade receivables: -€390,018
- Stocks and contracts -€335,000
down €335,000 (-83.8%), from €400,000 to €65,000
- Tangible fixed assets -€21,410
down €21,410 (-12.5%), from €170,695 to €149,284
- Other debts -€642,707
down €642,707 (-53.3%), from €1.2m to €564,045
- Trade debts -€204,465
down €204,465 (-62.7%), from €325,887 to €121,422
- Profit (loss) carried forward +€49,690
up €49,690 (+16.4%), from -€303,872 to -€254,181
- Advances received +€45,886
new in 2025: €45,886
- Financial charges -€22,180
down €22,180 (-52.5%), from €42,272 to €20,092
- Gross operating margin +€3,852
up €3,852 (+4.4%), from €87,120 to €90,972
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,728,855 | €982,304 | -€746,551 | -43.2% |
| Fixed assets | 21/28 | €170,695 | €149,284 | -€21,410 | -12.5% |
| Tangible fixed assets | 22/27 | €170,695 | €149,284 | -€21,410 | -12.5% |
| Plant, machinery and equipment | 23 | €170,695 | €149,284 | -€21,410 | -12.5% |
| Current assets | 29/58 | €1,558,161 | €833,020 | -€725,141 | -46.5% |
| Stocks and contracts in progress | 3 | €400,000 | €65,000 | -€335,000 | -83.8% |
| Stocks | 30/36 | €400,000 | €65,000 | -€335,000 | -83.8% |
| Amounts receivable within one year | 40/41 | €1,158,048 | €767,514 | -€390,534 | -33.7% |
| Trade receivables | 40 | €1,157,451 | €767,433 | -€390,018 | -33.7% |
| Other amounts receivable | 41 | €597 | €81 | -€516 | -86.4% |
| Cash at bank and in hand | 54/58 | €113 | €505 | +€393 | +348.7% |
| Total equity and liabilities | 10/49 | €1,728,855 | €982,304 | -€746,551 | -43.2% |
| Equity | 10/15 | €196,129 | €245,819 | +€49,690 | +25.3% |
| Contributions | 10/11 | €500,000 | €500,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€303,872 | -€254,181 | +€49,690 | +16.4% |
| Amounts payable | 17/49 | €1,532,727 | €736,486 | -€796,241 | -51.9% |
| Amounts payable within one year | 42/48 | €1,532,639 | €736,396 | -€796,243 | -52.0% |
| Trade debts | 44 | €325,887 | €121,422 | -€204,465 | -62.7% |
| Suppliers | 440/4 | €325,887 | €121,422 | -€204,465 | -62.7% |
| Advances received on contracts in progress | 46 | - | €45,886 | +€45,886 | |
| Taxes, remuneration and social security | 45 | - | €5,043 | +€5,043 | |
| Taxes | 450/3 | - | €5,043 | +€5,043 | |
| Other amounts payable | 47/48 | €1,206,752 | €564,045 | -€642,707 | -53.3% |
| Accrued charges and deferred income | 492/3 | €88 | €89 | +€2 | +1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,410 | €21,410 | = | 0.0% |
| Other operating charges | 640/8 | €500 | - | -€500 | |
| Gross operating margin | 9900 | €87,120 | €90,972 | +€3,852 | +4.4% |
| Operating profit (loss) | 9901 | €65,210 | €69,562 | +€4,352 | +6.7% |
| Financial income | 75/76B | €347 | €220 | -€128 | -36.8% |
| Recurring financial income | 75 | €347 | €220 | -€128 | -36.8% |
| Financial charges | 65/66B | €42,272 | €20,092 | -€22,180 | -52.5% |
| Recurring financial charges | 65 | €42,272 | €20,092 | -€22,180 | -52.5% |
| Profit (loss) for the period before taxes | 9903 | €23,285 | €49,690 | +€26,405 | +113.4% |
| Profit (loss) for the period | 9904 | €23,285 | €49,690 | +€26,405 | +113.4% |
| Profit (loss) for the period to be appropriated | 9905 | €23,285 | €49,690 | +€26,405 | +113.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.