JUMBO BELGIUM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JUMBO BELGIUM
Largest movements
- Receivables within one year +€445,491
up €445,491 (+25.1%), from €1.8m to €2.2m
of which Other amounts receivable: +€257,982
- Reserves +€357,287
up €357,287 (+31.9%), from €1.1m to €1.5m
of which Distributable reserves: +€357,287
- Trade debts +€180,210
up €180,210 (+37.1%), from €486,248 to €666,457
- Tax, wage and social debts -€85,944
down €85,944 (-52.1%), from €164,826 to €78,883
of which Taxes: -€82,929
- Gross operating margin +€122,923
up €122,923 (+16.2%), from €756,921 to €879,844
- Staff costs +€28,660
up €28,660 (+8.2%), from €349,879 to €378,539
- Taxes +€19,995
up €19,995 (+19.0%), from €105,257 to €125,251
- Financial charges +€9,083
up €9,083 (+1,746,735%), from €1 to €9,084
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,911,709 | €2,364,212 | +€452,503 | +23.7% |
| Fixed assets | 21/28 | €44,778 | €46,721 | +€1,944 | +4.3% |
| Tangible fixed assets | 22/27 | €37,813 | €39,756 | +€1,944 | +5.1% |
| Plant, machinery and equipment | 23 | €8,246 | €7,370 | -€876 | -10.6% |
| Furniture and vehicles | 24 | €6,734 | €10,316 | +€3,582 | +53.2% |
| Other tangible fixed assets | 26 | €22,833 | €22,070 | -€763 | -3.3% |
| Financial fixed assets | 28 | €6,965 | €6,965 | = | 0.0% |
| Current assets | 29/58 | €1,866,931 | €2,317,490 | +€450,559 | +24.1% |
| Amounts receivable within one year | 40/41 | €1,776,256 | €2,221,747 | +€445,491 | +25.1% |
| Trade receivables | 40 | €393,020 | €580,529 | +€187,509 | +47.7% |
| Other amounts receivable | 41 | €1,383,236 | €1,641,218 | +€257,982 | +18.7% |
| Cash at bank and in hand | 54/58 | €87,736 | €94,798 | +€7,062 | +8.0% |
| Deferred charges and accrued income | 490/1 | €2,939 | €945 | -€1,993 | -67.8% |
| Total equity and liabilities | 10/49 | €1,911,709 | €2,364,212 | +€452,503 | +23.7% |
| Equity | 10/15 | €1,260,635 | €1,617,922 | +€357,287 | +28.3% |
| Contributions | 10/11 | €63,300 | €63,300 | = | 0.0% |
| Capital | 10 | €63,300 | €63,300 | = | 0.0% |
| Issued capital | 100 | €63,300 | €63,300 | = | 0.0% |
| Reserves | 13 | €1,120,433 | €1,477,720 | +€357,287 | +31.9% |
| Non-distributable reserves | 130/1 | €6,330 | €6,330 | = | 0.0% |
| Legal reserve | 130 | €6,330 | €6,330 | = | 0.0% |
| Distributable reserves | 133 | €1,114,103 | €1,471,390 | +€357,287 | +32.1% |
| Profit (loss) carried forward | 14 | €76,902 | €76,902 | = | 0.0% |
| Amounts payable | 17/49 | €651,074 | €746,290 | +€95,216 | +14.6% |
| Amounts payable within one year | 42/48 | €651,074 | €745,340 | +€94,266 | +14.5% |
| Trade debts | 44 | €486,248 | €666,457 | +€180,210 | +37.1% |
| Suppliers | 440/4 | €486,248 | €666,457 | +€180,210 | +37.1% |
| Taxes, remuneration and social security | 45 | €164,826 | €78,883 | -€85,944 | -52.1% |
| Taxes | 450/3 | €107,810 | €24,881 | -€82,929 | -76.9% |
| Remuneration and social security | 454/9 | €57,016 | €54,002 | -€3,015 | -5.3% |
| Accrued charges and deferred income | 492/3 | - | €950 | +€950 | |
| Non-recurring operating income | 76A | €0 | €8,654 | +€8,654 | |
| Remuneration, social security and pensions | 62 | €349,879 | €378,539 | +€28,660 | +8.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,256 | €4,506 | +€2,249 | +99.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €158 | €0 | -€158 | -100% |
| Other operating charges | 640/8 | €7,458 | €5,295 | -€2,163 | -29.0% |
| Non-recurring operating charges | 66A | €518 | €0 | -€518 | -100% |
| Gross operating margin | 9900 | €756,921 | €879,844 | +€122,923 | +16.2% |
| Operating profit (loss) | 9901 | €396,651 | €491,504 | +€94,853 | +23.9% |
| Financial income | 75/76B | €2 | €117 | +€115 | +6,077% |
| Recurring financial income | 75 | €2 | €117 | +€115 | +6,077% |
| Financial charges | 65/66B | €1 | €9,084 | +€9,083 | +1,746,735% |
| Recurring financial charges | 65 | €1 | €9,084 | +€9,083 | +1,746,735% |
| Profit (loss) for the period before taxes | 9903 | €396,653 | €482,538 | +€85,885 | +21.7% |
| Income taxes | 67/77 | €105,257 | €125,251 | +€19,995 | +19.0% |
| Profit (loss) for the period | 9904 | €291,396 | €357,287 | +€65,891 | +22.6% |
| Profit (loss) for the period to be appropriated | 9905 | €291,396 | €357,287 | +€65,891 | +22.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.