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JTA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JTA

BE 0476.223.577
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,310
2024 · €4,319-€6,630
Equity
€54,828
2024 · €57,138-€2,310
Cash
€44,381
2024 · €20,228+€24,152
Balance sheet total
€99,766
2024 · €79,803+€19,964

Largest movements

2024 to 2025
Assets
  • Cash +€24,152

    up €24,152 (+119.4%), from €20,228 to €44,381

    mainly Tax, wage and social debts (+€12,948) and Receivables within one year (+€12,657)

  • Receivables within one year -€12,657

    down €12,657 (-100.0%), from €12,657 to €0

    of which Trade receivables: -€7,040

  • Stocks and contracts +€10,455

    up €10,455 (+26.2%), from €39,860 to €50,315

  • Tangible fixed assets -€1,987

    down €1,987 (-28.2%), from €7,058 to €5,071

    of which Furniture and vehicles: -€3,101

Equity and liabilities
  • Tax, wage and social debts +€12,948

    up €12,948 (+455.3%), from €2,844 to €15,793

    of which Taxes: +€12,348

  • Trade debts +€8,525

    up €8,525 (+627.8%), from €1,358 to €9,883

  • Reserves -€2,310

    down €2,310 (-6.0%), from €38,538 to €36,228

Income statement
  • Gross operating margin -€11,348

    down €11,348 (-52.9%), from €21,469 to €10,122

  • Taxes -€2,844

    down €2,844 (-100.0%), from €2,844 to €0

  • Depreciation -€2,682

    down €2,682 (-25.2%), from €10,638 to €7,956

  • Other operating charges +€1,276

    up €1,276 (+65.1%), from €1,961 to €3,237

  • Financial charges -€1,202

    down €1,202 (-49.2%), from €2,441 to €1,239

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €4,319
Gross operating margin -€11,348
Depreciation +€2,682
Other operating charges -€1,276
Financial income -€734
Financial charges +€1,202
Taxes +€2,844
Result 2025 -€2,310

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€30,121
Investment -€5,969
Financing €0
Cash 2024 €20,228
Net result for the year -€2,310
Depreciation +€7,956
Stocks and contracts -€10,455
Receivables within one year +€12,657
Trade debts +€8,525
Tax, wage and social debts +€12,948
Other debts +€801
Investment in fixed assets (net) -€5,969
Cash 2025 €44,381
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €79,803 €99,766 +€19,964 +25.0%
Fixed assets 21/28 €7,058 €5,071 -€1,987 -28.2%
Tangible fixed assets 22/27 €7,058 €5,071 -€1,987 -28.2%
Plant, machinery and equipment 23 €663 €1,777 +€1,114 +168.0%
Furniture and vehicles 24 €6,395 €3,293 -€3,101 -48.5%
Current assets 29/58 €72,745 €94,696 +€21,951 +30.2%
Stocks and contracts in progress 3 €39,860 €50,315 +€10,455 +26.2%
Stocks 30/36 €39,860 €50,315 +€10,455 +26.2%
Amounts receivable within one year 40/41 €12,657 €0 -€12,657 -100.0%
Trade receivables 40 €7,040 €0 -€7,040 -100.0%
Other amounts receivable 41 €5,617 €0 -€5,617 -100.0%
Cash at bank and in hand 54/58 €20,228 €44,381 +€24,152 +119.4%
Total equity and liabilities 10/49 €79,803 €99,766 +€19,964 +25.0%
Equity 10/15 €57,138 €54,828 -€2,310 -4.0%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €38,538 €36,228 -€2,310 -6.0%
Distributable reserves 133 €38,538 €36,228 -€2,310 -6.0%
Amounts payable 17/49 €22,664 €44,938 +€22,274 +98.3%
Amounts payable within one year 42/48 €22,664 €44,938 +€22,274 +98.3%
Trade debts 44 €1,358 €9,883 +€8,525 +627.8%
Suppliers 440/4 €1,358 €9,883 +€8,525 +627.8%
Taxes, remuneration and social security 45 €2,844 €15,793 +€12,948 +455.3%
Taxes 450/3 €2,844 €15,193 +€12,348 +434.2%
Remuneration and social security 454/9 - €600 +€600
Other amounts payable 47/48 €18,462 €19,263 +€801 +4.3%
Non-recurring operating income 76A - €3,306 +€3,306
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,638 €7,956 -€2,682 -25.2%
Other operating charges 640/8 €1,961 €3,237 +€1,276 +65.1%
Gross operating margin 9900 €21,469 €10,122 -€11,348 -52.9%
Operating profit (loss) 9901 €8,870 -€1,071 -€9,942
Financial income 75/76B €734 - -€734
Recurring financial income 75 €734 - -€734
Financial charges 65/66B €2,441 €1,239 -€1,202 -49.2%
Recurring financial charges 65 €2,441 €1,239 -€1,202 -49.2%
Profit (loss) for the period before taxes 9903 €7,163 -€2,310 -€9,474
Income taxes 67/77 €2,844 €0 -€2,844 -100.0%
Profit (loss) for the period 9904 €4,319 -€2,310 -€6,630
Profit (loss) for the period to be appropriated 9905 €4,319 -€2,310 -€6,630

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.