JS Woningbouw: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JS Woningbouw
Largest movements
- Cash +€7,376
up €7,376 (+13.3%), from €55,314 to €62,690
mainly Other debts (+€155,600) and Tax, wage and social debts (+€29,830)
- Reserves -€174,713
down €174,713 (-39.7%), from €440,091 to €265,378
- Other debts +€155,600
up €155,600 (+3,176%), from €4,900 to €160,500
- Tax, wage and social debts +€29,830
up €29,830 (+10,867%), from €275 to €30,105
- Financial income +€23,623
up €23,623 (+576%), from €4,102 to €27,725
- Gross operating margin +€542
up €542 (+21.1%), from -€2,574 to -€2,032
- Taxes -€170
down €170 (-61.9%), from €275 to €105
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €451,156 | €461,257 | +€10,101 | +2.2% |
| Fixed assets | 21/28 | €305,000 | €305,000 | = | 0.0% |
| Financial fixed assets | 28 | €305,000 | €305,000 | = | 0.0% |
| Current assets | 29/58 | €146,156 | €156,257 | +€10,101 | +6.9% |
| Amounts receivable within one year | 40/41 | €90,842 | €93,567 | +€2,725 | +3.0% |
| Other amounts receivable | 41 | €90,842 | €93,567 | +€2,725 | +3.0% |
| Cash at bank and in hand | 54/58 | €55,314 | €62,690 | +€7,376 | +13.3% |
| Total equity and liabilities | 10/49 | €451,156 | €461,257 | +€10,101 | +2.2% |
| Equity | 10/15 | €445,091 | €270,378 | -€174,713 | -39.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €440,091 | €265,378 | -€174,713 | -39.7% |
| Distributable reserves | 133 | €440,091 | €265,378 | -€174,713 | -39.7% |
| Amounts payable | 17/49 | €6,065 | €190,879 | +€184,814 | +3,047% |
| Amounts payable within one year | 42/48 | €6,065 | €190,879 | +€184,814 | +3,047% |
| Trade debts | 44 | €891 | €275 | -€616 | -69.2% |
| Suppliers | 440/4 | €891 | €275 | -€616 | -69.2% |
| Taxes, remuneration and social security | 45 | €275 | €30,105 | +€29,830 | +10,867% |
| Taxes | 450/3 | €275 | €30,105 | +€29,830 | +10,867% |
| Other amounts payable | 47/48 | €4,900 | €160,500 | +€155,600 | +3,176% |
| Other operating charges | 640/8 | €216 | €227 | +€11 | +5.2% |
| Gross operating margin | 9900 | -€2,574 | -€2,032 | +€542 | +21.1% |
| Operating profit (loss) | 9901 | -€2,789 | -€2,258 | +€531 | +19.0% |
| Financial income | 75/76B | €4,102 | €27,725 | +€23,623 | +576% |
| Recurring financial income | 75 | €4,102 | €27,725 | +€23,623 | +576% |
| Financial charges | 65/66B | €54 | €75 | +€22 | +40.2% |
| Recurring financial charges | 65 | €54 | €75 | +€22 | +40.2% |
| Profit (loss) for the period before taxes | 9903 | €1,259 | €25,392 | +€24,133 | +1,916% |
| Income taxes | 67/77 | €275 | €105 | -€170 | -61.9% |
| Profit (loss) for the period | 9904 | €985 | €25,287 | +€24,303 | +2,468% |
| Profit (loss) for the period to be appropriated | 9905 | €985 | €25,287 | +€24,303 | +2,468% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.