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JPD Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JPD Construct

BE 0812.391.826
NACE 43.910, Bricklaying and masonry work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€10,710
2024 · €26,621-€15,911
Equity
€215,953
2024 · €205,243+€10,710
Cash
€199,450
2024 · €178,932+€20,517
Balance sheet total
€220,952
2024 · €212,975+€7,977

Largest movements

2024 to 2025
Assets
  • Cash +€20,517

    up €20,517 (+11.5%), from €178,932 to €199,450

    mainly Receivables within one year (+€12,632) and Net result for the year (+€10,710)

  • Receivables within one year -€12,632

    down €12,632 (-57.9%), from €21,823 to €9,191

    of which Trade receivables: -€11,917

Equity and liabilities
  • Reserves +€10,710

    up €10,710 (+5.9%), from €180,243 to €190,953

    of which Distributable reserves: +€10,710

  • Trade debts -€3,517

    down €3,517 (-70.2%), from €5,012 to €1,495

Income statement
  • Gross operating margin -€21,992

    down €21,992 (-51.4%), from €42,765 to €20,774

  • Taxes -€5,847

    down €5,847 (-51.5%), from €11,357 to €5,510

  • Financial income +€770

    up €770 (+92.6%), from €831 to €1,601

  • Other operating charges +€433

    up €433 (+56.1%), from €772 to €1,205

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €26,621
Gross operating margin -€21,992
Depreciation -€194
Other operating charges -€433
Financial income +€770
Financial charges +€91
Taxes +€5,847
Result 2025 €10,710

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€25,783
Investment -€5,266
Financing €0
Cash 2024 €178,932
Net result for the year +€10,710
Depreciation +€4,902
Receivables within one year +€12,632
Deferred charges and accrued income +€272
Trade debts -€3,517
Tax, wage and social debts +€1,126
Accrued charges and deferred income -€341
Investment in fixed assets (net) -€5,266
Cash 2025 €199,450
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €212,975 €220,952 +€7,977 +3.7%
Fixed assets 21/28 €11,108 €11,472 +€364 +3.3%
Tangible fixed assets 22/27 €11,108 €11,472 +€364 +3.3%
Plant, machinery and equipment 23 €4,218 €2,905 -€1,313 -31.1%
Furniture and vehicles 24 €6,890 €8,567 +€1,676 +24.3%
Current assets 29/58 €201,867 €209,481 +€7,613 +3.8%
Amounts receivable within one year 40/41 €21,823 €9,191 -€12,632 -57.9%
Trade receivables 40 €20,828 €8,911 -€11,917 -57.2%
Other amounts receivable 41 €995 €280 -€715 -71.8%
Cash at bank and in hand 54/58 €178,932 €199,450 +€20,517 +11.5%
Deferred charges and accrued income 490/1 €1,112 €840 -€272 -24.5%
Total equity and liabilities 10/49 €212,975 €220,952 +€7,977 +3.7%
Equity 10/15 €205,243 €215,953 +€10,710 +5.2%
Contributions 10/11 €25,000 €25,000 = 0.0%
Capital 10 €25,000 €25,000 = 0.0%
Issued capital 100 €25,000 €25,000 = 0.0%
Reserves 13 €180,243 €190,953 +€10,710 +5.9%
Non-distributable reserves 130/1 €2,500 €2,500 = 0.0%
Legal reserve 130 €2,500 €2,500 = 0.0%
Distributable reserves 133 €177,743 €188,453 +€10,710 +6.0%
Amounts payable 17/49 €7,732 €4,999 -€2,733 -35.3%
Amounts payable within one year 42/48 €6,369 €3,977 -€2,392 -37.6%
Trade debts 44 €5,012 €1,495 -€3,517 -70.2%
Suppliers 440/4 €5,012 €1,495 -€3,517 -70.2%
Taxes, remuneration and social security 45 €1,357 €2,482 +€1,126 +83.0%
Taxes 450/3 €1,357 €2,482 +€1,126 +83.0%
Accrued charges and deferred income 492/3 €1,363 €1,022 -€341 -25.0%
Non-recurring operating income 76A €2,000 - -€2,000
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,708 €4,902 +€194 +4.1%
Other operating charges 640/8 €772 €1,205 +€433 +56.1%
Gross operating margin 9900 €42,765 €20,774 -€21,992 -51.4%
Operating profit (loss) 9901 €37,286 €14,667 -€22,619 -60.7%
Financial income 75/76B €831 €1,601 +€770 +92.6%
Recurring financial income 75 €831 €1,601 +€770 +92.6%
Financial charges 65/66B €139 €49 -€91 -65.1%
Recurring financial charges 65 €139 €49 -€91 -65.1%
Profit (loss) for the period before taxes 9903 €37,978 €16,220 -€21,758 -57.3%
Income taxes 67/77 €11,357 €5,510 -€5,847 -51.5%
Profit (loss) for the period 9904 €26,621 €10,710 -€15,911 -59.8%
Profit (loss) for the period to be appropriated 9905 €26,621 €10,710 -€15,911 -59.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.