JOUW DRIVER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JOUW DRIVER
Largest movements
- Receivables within one year +€54,190
up €54,190 (+139%), from €38,898 to €93,088
of which Trade receivables: +€73,369
- Tangible fixed assets -€12,211
down €12,211 (-27.9%), from €43,787 to €31,576
- Cash -€3,713
down €3,713 (-97.7%), from €3,803 to €89
mainly Receivables within one year (-€54,190) and Investment in fixed assets (net) (-€5,788)
- Deferred charges and accrued income -€1,934
down €1,934 (-92.4%), from €2,094 to €160
- Trade debts +€22,631
up €22,631 (+59.8%), from €37,815 to €60,445
- Profit (loss) carried forward +€19,289
up €19,289 (+55.1%), from €34,985 to €54,274
- Tax, wage and social debts -€5,588
down €5,588 (-96.7%), from €5,782 to €194
- Depreciation +€8,249
up €8,249 (+84.6%), from €9,750 to €17,999
- Gross operating margin +€2,708
up €2,708 (+5.8%), from €46,840 to €49,549
- Other operating charges +€1,153
up €1,153 (+38.5%), from €2,990 to €4,143
- Financial charges +€553
up €553 (+835%), from €66 to €619
of which Non-recurring financial charges: +€541
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €88,581 | €124,913 | +€36,332 | +41.0% |
| Fixed assets | 21/28 | €43,787 | €31,576 | -€12,211 | -27.9% |
| Tangible fixed assets | 22/27 | €43,787 | €31,576 | -€12,211 | -27.9% |
| Furniture and vehicles | 24 | €43,787 | €31,576 | -€12,211 | -27.9% |
| Current assets | 29/58 | €44,794 | €93,337 | +€48,543 | +108% |
| Amounts receivable within one year | 40/41 | €38,898 | €93,088 | +€54,190 | +139% |
| Trade receivables | 40 | €5,384 | €78,753 | +€73,369 | +1,363% |
| Other amounts receivable | 41 | €33,513 | €14,334 | -€19,179 | -57.2% |
| Cash at bank and in hand | 54/58 | €3,803 | €89 | -€3,713 | -97.7% |
| Deferred charges and accrued income | 490/1 | €2,094 | €160 | -€1,934 | -92.4% |
| Total equity and liabilities | 10/49 | €88,581 | €124,913 | +€36,332 | +41.0% |
| Equity | 10/15 | €44,985 | €64,274 | +€19,289 | +42.9% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €34,985 | €54,274 | +€19,289 | +55.1% |
| Amounts payable | 17/49 | €43,596 | €60,639 | +€17,043 | +39.1% |
| Amounts payable within one year | 42/48 | €43,596 | €60,639 | +€17,043 | +39.1% |
| Trade debts | 44 | €37,815 | €60,445 | +€22,631 | +59.8% |
| Suppliers | 440/4 | €37,815 | €60,445 | +€22,631 | +59.8% |
| Taxes, remuneration and social security | 45 | €5,782 | €194 | -€5,588 | -96.7% |
| Taxes | 450/3 | €5,782 | €194 | -€5,588 | -96.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,750 | €17,999 | +€8,249 | +84.6% |
| Other operating charges | 640/8 | €2,990 | €4,143 | +€1,153 | +38.5% |
| Non-recurring operating charges | 66A | - | €7,499 | +€7,499 | |
| Gross operating margin | 9900 | €46,840 | €49,549 | +€2,708 | +5.8% |
| Operating profit (loss) | 9901 | €34,100 | €19,908 | -€14,192 | -41.6% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €66 | €619 | +€553 | +835% |
| Recurring financial charges | 65 | €66 | €78 | +€12 | +18.3% |
| Non-recurring financial charges | 66B | - | €541 | +€541 | |
| Profit (loss) for the period before taxes | 9903 | €34,034 | €19,289 | -€14,745 | -43.3% |
| Profit (loss) for the period | 9904 | €34,034 | €19,289 | -€14,745 | -43.3% |
| Profit (loss) for the period to be appropriated | 9905 | €34,034 | €19,289 | -€14,745 | -43.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.