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JOSS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JOSS

BE 0816.618.650
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€14,797
2024 · -€7,200-€7,597
Equity
€745,682
2024 · €760,479-€14,797
Cash
€10,213
2024 · €3,360+€6,852
Balance sheet total
€1.2m
2024 · €1.3m-€61,475

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€64,940

    down €64,940 (-5.1%), from €1.3m to €1.2m

    of which Land and buildings: -€63,738

Equity and liabilities
  • Accrued charges and deferred income -€39,400

    down €39,400 (-99.9%), from €39,436 to €36

  • Reserves -€14,797

    down €14,797 (-2.0%), from €741,879 to €727,082

    of which Tax-exempt reserves: -€29,703

Income statement
  • Provisions +€42,500

    up €42,500, from -€42,500 to €0

  • Financial charges -€24,582

    down €24,582 (-99.5%), from €24,702 to €120

  • Gross operating margin +€3,066

    up €3,066 (+5.2%), from €58,848 to €61,914

  • Other operating charges -€2,934

    down €2,934 (-27.9%), from €10,505 to €7,571

  • Taxes -€2,863

    down €2,863 (-23.8%), from €12,040 to €9,177

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€7,200
Gross operating margin +€3,066
Depreciation +€1,539
Provisions -€42,500
Other operating charges +€2,934
Financial income -€82
Financial charges +€24,582
Taxes +€2,863
Result 2025 -€14,797

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€11,692
Investment -€4,840
Financing €0
Cash 2024 €3,360
Net result for the year -€14,797
Depreciation +€69,780
Receivables within one year +€3,387
Provisions -€9,901
Trade debts +€6,413
Tax, wage and social debts +€6,416
Other debts -€10,206
Accrued charges and deferred income -€39,400
Investment in fixed assets (net) -€4,840
Cash 2025 €10,213
Every line side by side 49 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,290,772 €1,229,297 -€61,475 -4.8%
Fixed assets 21/28 €1,281,030 €1,216,090 -€64,940 -5.1%
Tangible fixed assets 22/27 €1,281,030 €1,216,090 -€64,940 -5.1%
Land and buildings 22 €1,275,626 €1,211,888 -€63,738 -5.0%
Furniture and vehicles 24 €5,403 €4,201 -€1,202 -22.3%
Other tangible fixed assets 26 €0 - =
Current assets 29/58 €9,743 €13,208 +€3,465 +35.6%
Amounts receivable within one year 40/41 €6,383 €2,995 -€3,387 -53.1%
Trade receivables 40 €0 - =
Other amounts receivable 41 €6,383 €2,995 -€3,387 -53.1%
Cash at bank and in hand 54/58 €3,360 €10,213 +€6,852 +203.9%
Total equity and liabilities 10/49 €1,290,772 €1,229,297 -€61,475 -4.8%
Equity 10/15 €760,479 €745,682 -€14,797 -1.9%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €741,879 €727,082 -€14,797 -2.0%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Tax-exempt reserves 132 €566,247 €536,543 -€29,703 -5.2%
Distributable reserves 133 €175,633 €190,539 +€14,906 +8.5%
Profit (loss) carried forward 14 €0 - =
Provisions and deferred taxes 16 €188,749 €178,848 -€9,901 -5.2%
Provisions for liabilities and charges 160/5 €0 - =
Major repairs and maintenance 162 €0 - =
Deferred taxes 168 €188,749 €178,848 -€9,901 -5.2%
Amounts payable 17/49 €341,544 €304,767 -€36,777 -10.8%
Amounts payable within one year 42/48 €302,109 €304,731 +€2,623 +0.9%
Trade debts 44 €3,356 €9,770 +€6,413 +191.1%
Suppliers 440/4 €3,356 €9,770 +€6,413 +191.1%
Advances received on contracts in progress 46 €0 - =
Taxes, remuneration and social security 45 €2,250 €8,666 +€6,416 +285.1%
Taxes 450/3 €2,250 €8,666 +€6,416 +285.1%
Other amounts payable 47/48 €296,502 €286,296 -€10,206 -3.4%
Accrued charges and deferred income 492/3 €39,436 €36 -€39,400 -99.9%
Non-recurring operating income 76A €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €71,319 €69,780 -€1,539 -2.2%
Provisions for liabilities and charges: additions (uses and reversals) 635/8 -€42,500 €0 +€42,500
Other operating charges 640/8 €10,505 €7,571 -€2,934 -27.9%
Gross operating margin 9900 €58,848 €61,914 +€3,066 +5.2%
Operating profit (loss) 9901 €19,523 -€15,437 -€34,961
Financial income 75/76B €118 €36 -€82 -69.5%
Recurring financial income 75 €118 €36 -€82 -69.5%
Financial charges 65/66B €24,702 €120 -€24,582 -99.5%
Recurring financial charges 65 €24,702 €120 -€24,582 -99.5%
Profit (loss) for the period before taxes 9903 -€5,061 -€15,522 -€10,461 -206.7%
Transfer from deferred taxes 780 €9,901 €9,901 = 0.0%
Income taxes 67/77 €12,040 €9,177 -€2,863 -23.8%
Profit (loss) for the period 9904 -€7,200 -€14,797 -€7,597 -105.5%
Transfer from tax-exempt reserves 789 €29,703 €29,703 = 0.0%
Profit (loss) for the period to be appropriated 9905 €22,503 €14,906 -€7,597 -33.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.