Joom: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Joom
Largest movements
- Receivables within one year +€24,567
up €24,567 (+51.1%), from €48,036 to €72,603
of which Trade receivables: +€13,130
- Tangible fixed assets -€11,804
down €11,804 (-26.8%), from €44,039 to €32,235
of which Furniture and vehicles: -€11,603
- Cash -€4,262
no longer reported in 2025 (was €4,262)
mainly Receivables within one year (-€24,567) and Current portion of long-term debt (-€6,679)
- Reserves +€18,900
up €18,900 (+35.5%), from €53,300 to €72,200
- Current portion of long-term debt -€6,679
down €6,679 (-53.3%), from €12,538 to €5,859
- Tax, wage and social debts -€4,515
down €4,515 (-19.0%), from €23,760 to €19,245
of which Taxes: -€3,515
- Debts after one year -€2,303
down €2,303 (-41.3%), from €5,581 to €3,278
of which Financial debts: -€4,042
- Accrued charges and deferred income +€1,213
new in 2025: €1,213
- Gross operating margin +€9,577
up €9,577 (+30.2%), from €31,730 to €41,307
- Other operating charges -€2,863
down €2,863 (-71.2%), from €4,020 to €1,157
- Taxes +€2,048
up €2,048 (+38.1%), from €5,372 to €7,420
- Financial charges +€1,372
up €1,372 (+205.5%), from €668 to €2,040
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €98,041 | €106,062 | +€8,021 | +8.2% |
| Fixed assets | 21/28 | €44,239 | €32,435 | -€11,804 | -26.7% |
| Tangible fixed assets | 22/27 | €44,039 | €32,235 | -€11,804 | -26.8% |
| Plant, machinery and equipment | 23 | €403 | €201 | -€201 | -50.0% |
| Furniture and vehicles | 24 | €24,387 | €12,784 | -€11,603 | -47.6% |
| Leasing and similar rights | 25 | €19,250 | €19,250 | = | 0.0% |
| Financial fixed assets | 28 | €200 | €200 | = | 0.0% |
| Current assets | 29/58 | €53,802 | €73,627 | +€19,826 | +36.8% |
| Amounts receivable within one year | 40/41 | €48,036 | €72,603 | +€24,567 | +51.1% |
| Trade receivables | 40 | €10,102 | €23,232 | +€13,130 | +130.0% |
| Other amounts receivable | 41 | €37,934 | €49,371 | +€11,437 | +30.1% |
| Cash at bank and in hand | 54/58 | €4,262 | - | -€4,262 | |
| Deferred charges and accrued income | 490/1 | €1,503 | €1,024 | -€479 | -31.9% |
| Total equity and liabilities | 10/49 | €98,041 | €106,062 | +€8,021 | +8.2% |
| Equity | 10/15 | €54,393 | €73,279 | +€18,886 | +34.7% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €53,300 | €72,200 | +€18,900 | +35.5% |
| Distributable reserves | 133 | €53,300 | €72,200 | +€18,900 | +35.5% |
| Profit (loss) carried forward | 14 | €93 | €79 | -€14 | -15.3% |
| Amounts payable | 17/49 | €43,648 | €32,783 | -€10,865 | -24.9% |
| Amounts payable after more than one year | 17 | €5,581 | €3,278 | -€2,303 | -41.3% |
| Financial debts | 170/4 | €5,581 | €1,539 | -€4,042 | -72.4% |
| Other amounts payable | 178/9 | - | €1,739 | +€1,739 | |
| Amounts payable within one year | 42/48 | €38,067 | €28,292 | -€9,775 | -25.7% |
| Current portion of amounts payable after more than one year | 42 | €12,538 | €5,859 | -€6,679 | -53.3% |
| Financial debts | 43 | - | €842 | +€842 | |
| Credit institutions | 430/8 | - | €842 | +€842 | |
| Trade debts | 44 | €1,768 | €2,347 | +€578 | +32.7% |
| Suppliers | 440/4 | €1,768 | €2,347 | +€578 | +32.7% |
| Taxes, remuneration and social security | 45 | €23,760 | €19,245 | -€4,515 | -19.0% |
| Taxes | 450/3 | €22,760 | €19,245 | -€3,515 | -15.4% |
| Remuneration and social security | 454/9 | €1,000 | - | -€1,000 | |
| Accrued charges and deferred income | 492/3 | - | €1,213 | +€1,213 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,804 | €11,804 | = | 0.0% |
| Other operating charges | 640/8 | €4,020 | €1,157 | -€2,863 | -71.2% |
| Gross operating margin | 9900 | €31,730 | €41,307 | +€9,577 | +30.2% |
| Operating profit (loss) | 9901 | €15,906 | €28,346 | +€12,440 | +78.2% |
| Financial income | 75/76B | €15 | - | -€15 | |
| Recurring financial income | 75 | €15 | - | -€15 | |
| Financial charges | 65/66B | €668 | €2,040 | +€1,372 | +205.5% |
| Recurring financial charges | 65 | €668 | €2,040 | +€1,372 | +205.5% |
| Profit (loss) for the period before taxes | 9903 | €15,253 | €26,306 | +€11,052 | +72.5% |
| Income taxes | 67/77 | €5,372 | €7,420 | +€2,048 | +38.1% |
| Profit (loss) for the period | 9904 | €9,881 | €18,886 | +€9,005 | +91.1% |
| Profit (loss) for the period to be appropriated | 9905 | €9,881 | €18,886 | +€9,005 | +91.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.