JOMAHO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JOMAHO
Largest movements
- Tangible fixed assets +€167,795
up €167,795 (+3.9%), from €4.3m to €4.5m
- Cash +€73,224
up €73,224 (+244%), from €29,977 to €103,201
mainly Short-term financial debts (+€2.8m) and Depreciation (+€627,678)
- Short-term financial debts +€2.8m
new in 2025: €2.8m
- Debts after one year -€1.7m
down €1.7m (-38.8%), from €4.3m to €2.7m
of which Financial debts: -€2.4m
- Profit (loss) carried forward -€939,881
down €939,881 (-856%), from -€109,815 to -€1.0m
- Trade debts +€417,310
up €417,310 (+118%), from €352,674 to €769,984
- Current portion of long-term debt -€317,591
down €317,591 (-65.6%), from €483,828 to €166,237
- Gross operating margin -€715,124
down €715,124, from €673,825 to -€41,300
- Financial charges +€84,530
up €84,530 (+45.5%), from €185,913 to €270,444
- Depreciation +€28,929
up €28,929 (+4.8%), from €598,749 to €627,678
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,459,964 | €5,710,769 | +€250,805 | +4.6% |
| Formation expenses | 20 | €23 | - | -€23 | |
| Fixed assets | 21/28 | €4,320,985 | €4,488,779 | +€167,795 | +3.9% |
| Tangible fixed assets | 22/27 | €4,319,985 | €4,487,779 | +€167,795 | +3.9% |
| Furniture and vehicles | 24 | €4,319,985 | €4,487,779 | +€167,795 | +3.9% |
| Financial fixed assets | 28 | €1,000 | €1,000 | = | 0.0% |
| Current assets | 29/58 | €1,138,956 | €1,221,990 | +€83,034 | +7.3% |
| Amounts receivable within one year | 40/41 | €728,992 | €737,472 | +€8,480 | +1.2% |
| Trade receivables | 40 | €706,166 | €732,472 | +€26,305 | +3.7% |
| Other amounts receivable | 41 | €22,825 | €5,000 | -€17,825 | -78.1% |
| Cash at bank and in hand | 54/58 | €29,977 | €103,201 | +€73,224 | +244% |
| Deferred charges and accrued income | 490/1 | €379,987 | €381,317 | +€1,330 | +0.4% |
| Total equity and liabilities | 10/49 | €5,459,964 | €5,710,769 | +€250,805 | +4.6% |
| Equity | 10/15 | €265,185 | -€674,696 | -€939,881 | |
| Contributions | 10/11 | €375,000 | €375,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€109,815 | -€1,049,696 | -€939,881 | -856% |
| Amounts payable | 17/49 | €5,194,778 | €6,385,465 | +€1.2m | +22.9% |
| Amounts payable after more than one year | 17 | €4,349,393 | €2,662,864 | -€1.7m | -38.8% |
| Financial debts | 170/4 | €2,355,369 | - | -€2.4m | |
| Other amounts payable | 178/9 | €1,994,024 | €2,662,864 | +€668,840 | +33.5% |
| Amounts payable within one year | 42/48 | €845,385 | €3,722,600 | +€2.9m | +340% |
| Current portion of amounts payable after more than one year | 42 | €483,828 | €166,237 | -€317,591 | -65.6% |
| Financial debts | 43 | - | €2,776,868 | +€2.8m | |
| Credit institutions | 430/8 | - | €2,776,868 | +€2.8m | |
| Trade debts | 44 | €352,674 | €769,984 | +€417,310 | +118% |
| Suppliers | 440/4 | €352,674 | €769,984 | +€417,310 | +118% |
| Taxes, remuneration and social security | 45 | €8,882 | €9,511 | +€629 | +7.1% |
| Taxes | 450/3 | €8,882 | €9,511 | +€629 | +7.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €598,749 | €627,678 | +€28,929 | +4.8% |
| Other operating charges | 640/8 | €866 | €576 | -€290 | -33.5% |
| Gross operating margin | 9900 | €673,825 | -€41,300 | -€715,124 | |
| Operating profit (loss) | 9901 | €74,209 | -€669,554 | -€743,763 | |
| Financial income | 75/76B | €130 | €116 | -€14 | -10.9% |
| Recurring financial income | 75 | €130 | €116 | -€14 | -10.9% |
| Financial charges | 65/66B | €185,913 | €270,444 | +€84,530 | +45.5% |
| Recurring financial charges | 65 | €185,913 | €270,444 | +€84,530 | +45.5% |
| Profit (loss) for the period before taxes | 9903 | -€111,574 | -€939,881 | -€828,308 | -742% |
| Profit (loss) for the period | 9904 | -€111,574 | -€939,881 | -€828,308 | -742% |
| Profit (loss) for the period to be appropriated | 9905 | -€111,574 | -€939,881 | -€828,308 | -742% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.