JOLY'S COLLECTIONS: what changed
What changed
JOLY'S COLLECTIONS
NACE 46.499, Wholesale of other household goods
filed annual accounts (NBB)
Net result for the year
€117,380
2024 · €184,228-€66,848
Equity
€859,614
2024 · €1.1m-€245,804
Cash
€575,813
2024 · €534,606+€41,206
Balance sheet total
€1.4m
2024 · €1.2m+€193,436
Largest movements
Assets
- Receivables within one year +€148,283
up €148,283 (+49.9%), from €297,303 to €445,586
of which Other amounts receivable: +€168,450
- Tangible fixed assets +€51,246
up €51,246 (+30.1%), from €170,415 to €221,660
of which Furniture and vehicles: +€69,334
- Cash +€41,206
up €41,206 (+7.7%), from €534,606 to €575,813
mainly Other debts (+€355,685) and Net result for the year (+€117,380)
- Stocks and contracts -€20,433
down €20,433 (-12.9%), from €157,883 to €137,450
- Current investments -€20,000
no longer reported in 2025 (was €20,000)
Equity and liabilities
- Other debts +€355,685
up €355,685 (+4,742%), from €7,500 to €363,185
- Reserves -€245,804
down €245,804 (-27.1%), from €907,125 to €661,320
- Debts after one year +€45,046
up €45,046 (+644%), from €7,000 to €52,046
of which Financial debts: +€45,046
- Trade debts +€34,171
up €34,171 (+586%), from €5,827 to €39,998
Income statement
- Gross operating margin -€127,862
down €127,862 (-26.7%), from €479,062 to €351,200
- Staff costs -€40,738
down €40,738 (-30.1%), from €135,345 to €94,607
- Taxes -€27,902
down €27,902 (-34.4%), from €81,072 to €53,170
- Depreciation -€12,154
down €12,154 (-22.6%), from €53,753 to €41,600
- Other operating charges +€9,942
up €9,942 (+40.1%), from €24,779 to €34,721
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€184,228
Gross operating margin
-€127,862
Staff costs
+€40,738
Depreciation
+€12,154
Other operating charges
-€9,942
Other operating items
-€13,038
Financial income
+€1,886
Financial charges
+€1,316
Taxes
+€27,902
Result 2025
€117,380
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€421,578
Investment
-€72,845
Financing
-€307,526
Cash 2024
€534,606
From operations (derived)
+€421,578
Net result for the year
+€117,380
Depreciation
+€41,600
Stocks and contracts
+€20,433
Receivables within one year
-€148,283
Deferred charges and accrued income
+€6,865
Trade debts
+€34,171
Tax, wage and social debts
-€11,544
Advances received
+€5,270
Other debts
+€355,685
Investment (derived)
-€72,845
Investment in fixed assets (net)
-€92,845
Current investments
+€20,000
Financing
-€307,526
Debts after one year
+€45,046
Current portion of long-term debt
+€10,612
Contributions, distributions and other
-€363,185
Cash 2025
€575,813
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,215,432 | €1,408,868 | +€193,436 | +15.9% |
| Fixed assets | 21/28 | €171,431 | €222,677 | +€51,246 | +29.9% |
| Tangible fixed assets | 22/27 | €170,415 | €221,660 | +€51,246 | +30.1% |
| Land and buildings | 22 | €149,246 | €113,183 | -€36,063 | -24.2% |
| Plant, machinery and equipment | 23 | - | €1,360 | +€1,360 | |
| Furniture and vehicles | 24 | €21,169 | €90,503 | +€69,334 | +328% |
| Assets under construction and advance payments | 27 | - | €16,614 | +€16,614 | |
| Financial fixed assets | 28 | €1,016 | €1,016 | = | 0.0% |
| Current assets | 29/58 | €1,044,000 | €1,186,191 | +€142,191 | +13.6% |
| Stocks and contracts in progress | 3 | €157,883 | €137,450 | -€20,433 | -12.9% |
| Stocks | 30/36 | €157,883 | €137,450 | -€20,433 | -12.9% |
| Amounts receivable within one year | 40/41 | €297,303 | €445,586 | +€148,283 | +49.9% |
| Trade receivables | 40 | €273,363 | €253,196 | -€20,167 | -7.4% |
| Other amounts receivable | 41 | €23,940 | €192,390 | +€168,450 | +704% |
| Current investments | 50/53 | €20,000 | - | -€20,000 | |
| Cash at bank and in hand | 54/58 | €534,606 | €575,813 | +€41,206 | +7.7% |
| Deferred charges and accrued income | 490/1 | €34,208 | €27,342 | -€6,865 | -20.1% |
| Total equity and liabilities | 10/49 | €1,215,432 | €1,408,868 | +€193,436 | +15.9% |
| Equity | 10/15 | €1,105,418 | €859,614 | -€245,804 | -22.2% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €907,125 | €661,320 | -€245,804 | -27.1% |
| Distributable reserves | 133 | €907,125 | €661,320 | -€245,804 | -27.1% |
| Profit (loss) carried forward | 14 | €179,702 | €179,702 | = | 0.0% |
| Amounts payable | 17/49 | €110,013 | €549,254 | +€439,241 | +399% |
| Amounts payable after more than one year | 17 | €7,000 | €52,046 | +€45,046 | +644% |
| Financial debts | 170/4 | - | €45,046 | +€45,046 | |
| Other amounts payable | 178/9 | €7,000 | €7,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €103,013 | €497,208 | +€394,194 | +383% |
| Current portion of amounts payable after more than one year | 42 | - | €10,612 | +€10,612 | |
| Trade debts | 44 | €5,827 | €39,998 | +€34,171 | +586% |
| Suppliers | 440/4 | €5,827 | €39,998 | +€34,171 | +586% |
| Advances received on contracts in progress | 46 | - | €5,270 | +€5,270 | |
| Taxes, remuneration and social security | 45 | €89,686 | €78,143 | -€11,544 | -12.9% |
| Taxes | 450/3 | €62,868 | €47,650 | -€15,218 | -24.2% |
| Remuneration and social security | 454/9 | €26,818 | €30,492 | +€3,674 | +13.7% |
| Other amounts payable | 47/48 | €7,500 | €363,185 | +€355,685 | +4,742% |
| Non-recurring operating income | 76A | €95 | €1,221 | +€1,125 | +1,181% |
| Remuneration, social security and pensions | 62 | €135,345 | €94,607 | -€40,738 | -30.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €53,753 | €41,600 | -€12,154 | -22.6% |
| Other operating charges | 640/8 | €24,779 | €34,721 | +€9,942 | +40.1% |
| Non-recurring operating charges | 66A | €1,466 | €14,504 | +€13,038 | +889% |
| Gross operating margin | 9900 | €479,062 | €351,200 | -€127,862 | -26.7% |
| Operating profit (loss) | 9901 | €263,719 | €165,768 | -€97,951 | -37.1% |
| Financial income | 75/76B | €6,298 | €8,184 | +€1,886 | +29.9% |
| Recurring financial income | 75 | €1,734 | €5,753 | +€4,019 | +232% |
| Non-recurring financial income | 76B | €4,564 | €2,431 | -€2,133 | -46.7% |
| Financial charges | 65/66B | €4,717 | €3,401 | -€1,316 | -27.9% |
| Recurring financial charges | 65 | €4,717 | €3,401 | -€1,316 | -27.9% |
| Profit (loss) for the period before taxes | 9903 | €265,300 | €170,551 | -€94,749 | -35.7% |
| Income taxes | 67/77 | €81,072 | €53,170 | -€27,902 | -34.4% |
| Profit (loss) for the period | 9904 | €184,228 | €117,380 | -€66,848 | -36.3% |
| Profit (loss) for the period to be appropriated | 9905 | €184,228 | €117,380 | -€66,848 | -36.3% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.