JOLIE D'OR: what changed
What changed
JOLIE D'OR
NACE 47.711, Retail sale of women's outerwear
filed annual accounts (NBB)
Net result for the year
-€44,619
2024 · -€19,017-€25,602
Equity
-€80,083
2024 · -€35,464-€44,619
Cash
€29
2024 · €2,067-€2,037
Balance sheet total
€39,485
2024 · €150,140-€110,656
Largest movements
Assets
- Tangible fixed assets -€33,527
down €33,527 (-75.8%), from €44,204 to €10,676
- Stocks and contracts -€30,830
down €30,830 (-54.4%), from €56,691 to €25,861
- Receivables after one year -€22,000
no longer reported in 2025 (was €22,000)
- Receivables within one year -€18,996
down €18,996 (-86.7%), from €21,914 to €2,918
of which Other amounts receivable: -€19,535
- Deferred charges and accrued income -€2,898
no longer reported in 2025 (was €2,898)
Equity and liabilities
- Debts after one year -€68,201
down €68,201 (-72.4%), from €94,138 to €25,937
- Profit (loss) carried forward -€44,619
down €44,619 (-114%), from -€39,304 to -€83,923
- Trade debts +€5,150
up €5,150 (+13.0%), from €39,635 to €44,784
- Current portion of long-term debt -€4,710
down €4,710 (-62.8%), from €7,503 to €2,793
Income statement
- Gross operating margin -€26,339
down €26,339, from €12,449 to -€13,890
- Depreciation -€8,267
down €8,267 (-75.2%), from €10,986 to €2,719
- Other operating charges +€7,266
up €7,266 (+453%), from €1,603 to €8,869
- Financial income -€994
down €994 (-99.6%), from €998 to €4
- Staff costs -€840
down €840 (-8.7%), from €9,662 to €8,822
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€19,017
Gross operating margin
-€26,339
Staff costs
+€840
Depreciation
+€8,267
Other operating charges
-€7,266
Financial income
-€994
Financial charges
-€134
Taxes
+€24
Result 2025
-€44,619
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€38,825
Investment
+€31,176
Financing
-€72,038
Cash 2024
€2,067
From operations (derived)
+€38,825
Net result for the year
-€44,619
Depreciation
+€2,719
Receivables after one year
+€22,000
Stocks and contracts
+€30,830
Receivables within one year
+€18,996
Deferred charges and accrued income
+€2,898
Trade debts
+€5,150
Tax, wage and social debts
+€79
Other debts
+€772
Investment (derived)
+€31,176
Investment in fixed assets (net)
+€31,176
Financing
-€72,038
Debts after one year
-€68,201
Current portion of long-term debt
-€4,710
Short-term financial debts
+€873
Cash 2025
€29
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €150,140 | €39,485 | -€110,656 | -73.7% |
| Fixed assets | 21/28 | €44,571 | €10,676 | -€33,894 | -76.0% |
| Intangible fixed assets | 21 | €367 | - | -€367 | |
| Tangible fixed assets | 22/27 | €44,204 | €10,676 | -€33,527 | -75.8% |
| Furniture and vehicles | 24 | €44,204 | €10,676 | -€33,527 | -75.8% |
| Current assets | 29/58 | €105,570 | €28,808 | -€76,761 | -72.7% |
| Amounts receivable after more than one year | 29 | €22,000 | - | -€22,000 | |
| Trade receivables | 290 | €22,000 | - | -€22,000 | |
| Stocks and contracts in progress | 3 | €56,691 | €25,861 | -€30,830 | -54.4% |
| Stocks | 30/36 | €56,691 | €25,861 | -€30,830 | -54.4% |
| Amounts receivable within one year | 40/41 | €21,914 | €2,918 | -€18,996 | -86.7% |
| Trade receivables | 40 | €252 | €791 | +€539 | +214% |
| Other amounts receivable | 41 | €21,661 | €2,127 | -€19,535 | -90.2% |
| Cash at bank and in hand | 54/58 | €2,067 | €29 | -€2,037 | -98.6% |
| Deferred charges and accrued income | 490/1 | €2,898 | - | -€2,898 | |
| Total equity and liabilities | 10/49 | €150,140 | €39,485 | -€110,656 | -73.7% |
| Equity | 10/15 | -€35,464 | -€80,083 | -€44,619 | -126% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €839 | €839 | = | 0.0% |
| Distributable reserves | 133 | €839 | €839 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€39,304 | -€83,923 | -€44,619 | -114% |
| Amounts payable | 17/49 | €185,605 | €119,568 | -€66,037 | -35.6% |
| Amounts payable after more than one year | 17 | €94,138 | €25,937 | -€68,201 | -72.4% |
| Financial debts | 170/4 | €94,138 | €25,937 | -€68,201 | -72.4% |
| Amounts payable within one year | 42/48 | €91,467 | €93,631 | +€2,164 | +2.4% |
| Current portion of amounts payable after more than one year | 42 | €7,503 | €2,793 | -€4,710 | -62.8% |
| Financial debts | 43 | €28,586 | €29,459 | +€873 | +3.1% |
| Credit institutions | 430/8 | €28,586 | €29,459 | +€873 | +3.1% |
| Trade debts | 44 | €39,635 | €44,784 | +€5,150 | +13.0% |
| Suppliers | 440/4 | €39,635 | €44,784 | +€5,150 | +13.0% |
| Taxes, remuneration and social security | 45 | €15,743 | €15,822 | +€79 | +0.5% |
| Taxes | 450/3 | €15,260 | €15,822 | +€562 | +3.7% |
| Remuneration and social security | 454/9 | €483 | - | -€483 | |
| Other amounts payable | 47/48 | - | €772 | +€772 | |
| Remuneration, social security and pensions | 62 | €9,662 | €8,822 | -€840 | -8.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,986 | €2,719 | -€8,267 | -75.2% |
| Other operating charges | 640/8 | €1,603 | €8,869 | +€7,266 | +453% |
| Gross operating margin | 9900 | €12,449 | -€13,890 | -€26,339 | |
| Operating profit (loss) | 9901 | -€9,802 | -€34,300 | -€24,498 | -250% |
| Financial income | 75/76B | €998 | €4 | -€994 | -99.6% |
| Recurring financial income | 75 | €998 | €4 | -€994 | -99.6% |
| Financial charges | 65/66B | €9,592 | €9,726 | +€134 | +1.4% |
| Recurring financial charges | 65 | €9,592 | €9,726 | +€134 | +1.4% |
| Profit (loss) for the period before taxes | 9903 | -€18,395 | -€44,022 | -€25,627 | -139% |
| Income taxes | 67/77 | €622 | €597 | -€24 | -3.9% |
| Profit (loss) for the period | 9904 | -€19,017 | -€44,619 | -€25,602 | -135% |
| Profit (loss) for the period to be appropriated | 9905 | -€19,017 | -€44,619 | -€25,602 | -135% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.