JoLa: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JoLa
Largest movements
- Tangible fixed assets -€11,793
down €11,793 (-2.0%), from €578,451 to €566,657
- Debts after one year -€25,594
down €25,594 (-5.5%), from €464,346 to €438,752
- Profit (loss) carried forward +€8,997
up €8,997 (+36.6%), from -€24,562 to -€15,566
- Gross operating margin -€404
down €404 (-1.1%), from €36,966 to €36,562
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €579,330 | €566,669 | -€12,661 | -2.2% |
| Fixed assets | 21/28 | €578,451 | €566,657 | -€11,793 | -2.0% |
| Tangible fixed assets | 22/27 | €578,451 | €566,657 | -€11,793 | -2.0% |
| Land and buildings | 22 | €578,451 | €566,657 | -€11,793 | -2.0% |
| Current assets | 29/58 | €879 | €11 | -€868 | -98.7% |
| Cash at bank and in hand | 54/58 | €879 | €11 | -€868 | -98.7% |
| Total equity and liabilities | 10/49 | €579,330 | €566,669 | -€12,661 | -2.2% |
| Equity | 10/15 | €14,365 | €23,362 | +€8,997 | +62.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €20,327 | €20,327 | = | 0.0% |
| Distributable reserves | 133 | €20,327 | €20,327 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€24,562 | -€15,566 | +€8,997 | +36.6% |
| Amounts payable | 17/49 | €564,965 | €543,307 | -€21,658 | -3.8% |
| Amounts payable after more than one year | 17 | €464,346 | €438,752 | -€25,594 | -5.5% |
| Financial debts | 170/4 | €464,346 | €438,752 | -€25,594 | -5.5% |
| Amounts payable within one year | 42/48 | €100,619 | €104,555 | +€3,936 | +3.9% |
| Current portion of amounts payable after more than one year | 42 | €28,459 | €29,616 | +€1,156 | +4.1% |
| Trade debts | 44 | €4,249 | €9,679 | +€5,430 | +127.8% |
| Suppliers | 440/4 | €4,249 | €9,679 | +€5,430 | +127.8% |
| Other amounts payable | 47/48 | €67,911 | €65,261 | -€2,650 | -3.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,793 | €11,793 | = | 0.0% |
| Other operating charges | 640/8 | €7,819 | €8,158 | +€340 | +4.3% |
| Gross operating margin | 9900 | €36,966 | €36,562 | -€404 | -1.1% |
| Operating profit (loss) | 9901 | €17,354 | €16,610 | -€743 | -4.3% |
| Financial charges | 65/66B | €7,917 | €7,614 | -€303 | -3.8% |
| Recurring financial charges | 65 | €7,917 | €7,614 | -€303 | -3.8% |
| Profit (loss) for the period before taxes | 9903 | €9,437 | €8,997 | -€440 | -4.7% |
| Profit (loss) for the period | 9904 | €9,437 | €8,997 | -€440 | -4.7% |
| Profit (loss) for the period to be appropriated | 9905 | €9,437 | €8,997 | -€440 | -4.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.