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JOCO LTD: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JOCO LTD

BE 0456.770.624
NACE 46.160, Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€13,499
2024 · €47,257-€33,758
Equity
-€4,121
2024 · -€17,621+€13,499
Cash
€85,632
2024 · €70,246+€15,386
Balance sheet total
€128,147
2024 · €115,354+€12,793

Largest movements

2024 to 2025
Assets
  • Cash +€15,386

    up €15,386 (+21.9%), from €70,246 to €85,632

    mainly Net result for the year (+€13,499) and Receivables after one year (+€9,873)

  • Receivables after one year -€9,873

    down €9,873 (-69.5%), from €14,210 to €4,337

  • Receivables within one year +€8,595

    up €8,595 (+172.8%), from €4,973 to €13,568

    of which Other amounts receivable: +€12,491

  • Stocks and contracts -€6,076

    down €6,076 (-32.7%), from €18,599 to €12,523

  • Tangible fixed assets +€4,698

    up €4,698 (+86.5%), from €5,433 to €10,131

    of which Other tangible fixed assets: +€5,190

Equity and liabilities
  • Profit (loss) carried forward +€13,499

    up €13,499 (+14.5%), from -€93,321 to -€79,821

  • Debts after one year -€9,000

    down €9,000 (-6.8%), from €132,000 to €123,000

  • Other debts +€4,651

    up €4,651 (+727.4%), from €639 to €5,291

  • Trade debts +€3,540

    up €3,540 (+1055.5%), from €335 to €3,876

Income statement
  • Gross operating margin -€33,921

    down €33,921 (-68.5%), from €49,514 to €15,593

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €47,257
Gross operating margin -€33,921
Depreciation -€63
Other operating charges -€62
Financial income +€192
Financial charges +€95
Result 2025 €13,499

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€31,274
Investment -€6,990
Financing -€8,898
Cash 2024 €70,246
Net result for the year +€13,499
Depreciation +€2,292
Receivables after one year +€9,873
Stocks and contracts +€6,076
Receivables within one year -€8,595
Deferred charges and accrued income -€63
Trade debts +€3,540
Other debts +€4,651
Investment in fixed assets (net) -€6,990
Debts after one year -€9,000
Short-term financial debts +€102
Cash 2025 €85,632
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €115,354 €128,147 +€12,793 +11.1%
Fixed assets 21/28 €5,733 €10,431 +€4,698 +81.9%
Tangible fixed assets 22/27 €5,433 €10,131 +€4,698 +86.5%
Plant, machinery and equipment 23 - €523 +€523
Furniture and vehicles 24 €1,935 €920 -€1,015 -52.4%
Other tangible fixed assets 26 €3,498 €8,688 +€5,190 +148.4%
Financial fixed assets 28 €300 €300 = 0.0%
Current assets 29/58 €109,621 €117,716 +€8,094 +7.4%
Amounts receivable after more than one year 29 €14,210 €4,337 -€9,873 -69.5%
Other amounts receivable 291 €14,210 €4,337 -€9,873 -69.5%
Stocks and contracts in progress 3 €18,599 €12,523 -€6,076 -32.7%
Stocks 30/36 €18,599 €12,523 -€6,076 -32.7%
Amounts receivable within one year 40/41 €4,973 €13,568 +€8,595 +172.8%
Trade receivables 40 €4,016 €120 -€3,896 -97.0%
Other amounts receivable 41 €957 €13,448 +€12,491 +1304.7%
Cash at bank and in hand 54/58 €70,246 €85,632 +€15,386 +21.9%
Deferred charges and accrued income 490/1 €1,593 €1,656 +€63 +4.0%
Total equity and liabilities 10/49 €115,354 €128,147 +€12,793 +11.1%
Equity 10/15 -€17,621 -€4,121 +€13,499 +76.6%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €13,700 €13,700 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Tax-exempt reserves 132 €7,500 €7,500 = 0.0%
Profit (loss) carried forward 14 -€93,321 -€79,821 +€13,499 +14.5%
Amounts payable 17/49 €132,975 €132,268 -€707 -0.5%
Amounts payable after more than one year 17 €132,000 €123,000 -€9,000 -6.8%
Financial debts 170/4 €132,000 €123,000 -€9,000 -6.8%
Amounts payable within one year 42/48 €975 €9,268 +€8,293 +850.7%
Financial debts 43 - €102 +€102
Credit institutions 430/8 - €102 +€102
Trade debts 44 €335 €3,876 +€3,540 +1055.5%
Suppliers 440/4 €335 €3,876 +€3,540 +1055.5%
Other amounts payable 47/48 €639 €5,291 +€4,651 +727.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,229 €2,292 +€63 +2.8%
Other operating charges 640/8 €688 €750 +€62 +9.0%
Gross operating margin 9900 €49,514 €15,593 -€33,921 -68.5%
Operating profit (loss) 9901 €46,596 €12,551 -€34,045 -73.1%
Financial income 75/76B €885 €1,077 +€192 +21.7%
Recurring financial income 75 €885 €1,077 +€192 +21.7%
Financial charges 65/66B €224 €129 -€95 -42.5%
Recurring financial charges 65 €224 €129 -€95 -42.5%
Profit (loss) for the period before taxes 9903 €47,257 €13,499 -€33,758 -71.4%
Profit (loss) for the period 9904 €47,257 €13,499 -€33,758 -71.4%
Profit (loss) for the period to be appropriated 9905 €47,257 €13,499 -€33,758 -71.4%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.