JOBLO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JOBLO
Largest movements
- Tangible fixed assets -€82,719
down €82,719 (-7.3%), from €1.1m to €1.0m
of which Land and buildings: -€46,081
- Receivables within one year +€36,397
up €36,397 (+20.6%), from €176,602 to €212,999
- Cash +€25,569
up €25,569 (+46.2%), from €55,297 to €80,866
mainly Depreciation (+€135,251) and Net result for the year (+€53,815)
- Reserves +€53,815
up €53,815 (+11.1%), from €486,701 to €540,516
- Debts after one year -€35,867
down €35,867 (-5.3%), from €676,743 to €640,876
- Other debts -€35,158
down €35,158 (-96.8%), from €36,312 to €1,154
- Gross operating margin -€68,504
down €68,504 (-24.5%), from €279,572 to €211,068
- Taxes -€18,907
down €18,907 (-60.2%), from €31,395 to €12,488
- Depreciation +€9,176
up €9,176 (+7.3%), from €126,075 to €135,251
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,380,500 | €1,355,374 | -€25,126 | -1.8% |
| Fixed assets | 21/28 | €1,126,702 | €1,043,983 | -€82,719 | -7.3% |
| Tangible fixed assets | 22/27 | €1,126,702 | €1,043,983 | -€82,719 | -7.3% |
| Land and buildings | 22 | €910,797 | €864,716 | -€46,081 | -5.1% |
| Plant, machinery and equipment | 23 | €96,311 | €101,403 | +€5,092 | +5.3% |
| Furniture and vehicles | 24 | €119,594 | €77,865 | -€41,729 | -34.9% |
| Current assets | 29/58 | €253,797 | €311,390 | +€57,593 | +22.7% |
| Amounts receivable within one year | 40/41 | €176,602 | €212,999 | +€36,397 | +20.6% |
| Other amounts receivable | 41 | €176,602 | €212,999 | +€36,397 | +20.6% |
| Cash at bank and in hand | 54/58 | €55,297 | €80,866 | +€25,569 | +46.2% |
| Deferred charges and accrued income | 490/1 | €21,899 | €17,526 | -€4,373 | -20.0% |
| Total equity and liabilities | 10/49 | €1,380,500 | €1,355,374 | -€25,126 | -1.8% |
| Equity | 10/15 | €516,701 | €570,516 | +€53,815 | +10.4% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €486,701 | €540,516 | +€53,815 | +11.1% |
| Distributable reserves | 133 | €486,701 | €540,516 | +€53,815 | +11.1% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €863,799 | €784,858 | -€78,941 | -9.1% |
| Amounts payable after more than one year | 17 | €676,743 | €640,876 | -€35,867 | -5.3% |
| Financial debts | 170/4 | €676,743 | €640,876 | -€35,867 | -5.3% |
| Amounts payable within one year | 42/48 | €187,056 | €143,982 | -€43,074 | -23.0% |
| Current portion of amounts payable after more than one year | 42 | €78,156 | €74,639 | -€3,517 | -4.5% |
| Trade debts | 44 | €72,377 | €67,917 | -€4,460 | -6.2% |
| Suppliers | 440/4 | €72,377 | €67,917 | -€4,460 | -6.2% |
| Taxes, remuneration and social security | 45 | €211 | €272 | +€61 | +28.8% |
| Taxes | 450/3 | €211 | €272 | +€61 | +28.8% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €36,312 | €1,154 | -€35,158 | -96.8% |
| Remuneration, social security and pensions | 62 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €126,075 | €135,251 | +€9,176 | +7.3% |
| Other operating charges | 640/8 | €2,251 | €2,294 | +€42 | +1.9% |
| Gross operating margin | 9900 | €279,572 | €211,068 | -€68,504 | -24.5% |
| Operating profit (loss) | 9901 | €151,245 | €73,523 | -€77,722 | -51.4% |
| Financial income | 75/76B | €2,465 | €985 | -€1,479 | -60.0% |
| Recurring financial income | 75 | €2,465 | €985 | -€1,479 | -60.0% |
| Financial charges | 65/66B | €8,482 | €8,205 | -€278 | -3.3% |
| Recurring financial charges | 65 | €8,482 | €8,205 | -€278 | -3.3% |
| Profit (loss) for the period before taxes | 9903 | €145,228 | €66,303 | -€78,924 | -54.3% |
| Income taxes | 67/77 | €31,395 | €12,488 | -€18,907 | -60.2% |
| Profit (loss) for the period | 9904 | €113,833 | €53,815 | -€60,018 | -52.7% |
| Profit (loss) for the period to be appropriated | 9905 | €113,833 | €53,815 | -€60,018 | -52.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.