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JFMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JFMO

BE 0804.099.910
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€3,176
2024 · -€6,855+€3,679
Equity
-€5,031
2024 · -€1,855-€3,176
Cash
€65
2024 · €2,281-€2,216
Balance sheet total
€1,673
2024 · €3,351-€1,678

Largest movements

2024 to 2025
Assets
  • Cash -€2,216

    down €2,216 (-97.1%), from €2,281 to €65

    mainly Net result for the year (-€3,176) and Receivables within one year (-€537)

  • Receivables within one year +€537

    up €537 (+50.2%), from €1,070 to €1,607

Equity and liabilities
  • Profit (loss) carried forward -€3,176

    down €3,176 (-46.3%), from -€6,855 to -€10,031

  • Other debts +€1,000

    up €1,000 (+19.2%), from €5,206 to €6,206

  • Trade debts +€498

    new in 2025: €498

Income statement
  • Depreciation -€2,294

    down €2,294 (-100.0%), from €2,294 to €0

  • Gross operating margin +€1,385

    up €1,385 (+32.3%), from -€4,289 to -€2,904

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€6,855
Gross operating margin +€1,385
Depreciation +€2,294
Other operating charges -€2
Financial charges +€2
Result 2025 -€3,176

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,216
Investment €0
Financing €0
Cash 2024 €2,281
Net result for the year -€3,176
Receivables within one year -€537
Trade debts +€498
Other debts +€1,000
Cash 2025 €65
Every line side by side 23 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,351 €1,673 -€1,678 -50.1%
Current assets 29/58 €3,351 €1,673 -€1,678 -50.1%
Amounts receivable within one year 40/41 €1,070 €1,607 +€537 +50.2%
Other amounts receivable 41 €1,070 €1,607 +€537 +50.2%
Cash at bank and in hand 54/58 €2,281 €65 -€2,216 -97.1%
Total equity and liabilities 10/49 €3,351 €1,673 -€1,678 -50.1%
Equity 10/15 -€1,855 -€5,031 -€3,176 -171.2%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 -€6,855 -€10,031 -€3,176 -46.3%
Amounts payable 17/49 €5,206 €6,704 +€1,498 +28.8%
Amounts payable within one year 42/48 €5,206 €6,704 +€1,498 +28.8%
Trade debts 44 - €498 +€498
Suppliers 440/4 - €498 +€498
Other amounts payable 47/48 €5,206 €6,206 +€1,000 +19.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,294 €0 -€2,294 -100.0%
Other operating charges 640/8 €126 €128 +€2 +1.6%
Gross operating margin 9900 -€4,289 -€2,904 +€1,385 +32.3%
Operating profit (loss) 9901 -€6,709 -€3,032 +€3,677 +54.8%
Financial charges 65/66B €146 €144 -€2 -1.4%
Recurring financial charges 65 €146 €144 -€2 -1.4%
Profit (loss) for the period before taxes 9903 -€6,855 -€3,176 +€3,679 +53.7%
Profit (loss) for the period 9904 -€6,855 -€3,176 +€3,679 +53.7%
Profit (loss) for the period to be appropriated 9905 -€6,855 -€3,176 +€3,679 +53.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.