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JFL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JFL

BE 0896.466.476
NACE 69.201, Certified accountants and tax accountants
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€20,966
2023 · €21,097-€132
Equity
€263,950
2023 · €242,984+€20,966
Cash
€31,742
2023 · €19,945+€11,798
Balance sheet total
€1.0m
2023 · €795,690+€208,360

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets +€182,364

    up €182,364 (+38.0%), from €479,641 to €662,005

  • Receivables within one year +€14,197

    up €14,197 (+145.7%), from €9,747 to €23,944

    of which Other amounts receivable: +€14,561

  • Cash +€11,798

    up €11,798 (+59.2%), from €19,945 to €31,742

    mainly Debts after one year (+€221,425) and Net result for the year (+€20,966)

Equity and liabilities
  • Debts after one year +€221,425

    up €221,425 (+51.8%), from €427,451 to €648,876

  • Other debts -€24,835

    down €24,835 (-28.3%), from €87,726 to €62,891

  • Profit (loss) carried forward +€20,966

    up €20,966 (+9.4%), from €222,524 to €243,490

Income statement
  • Depreciation -€10,086

    down €10,086 (-40.3%), from €25,035 to €14,949

  • Financial charges +€8,413

    up €8,413 (+65.0%), from €12,937 to €21,350

  • Other operating charges +€1,933

    up €1,933 (+44.6%), from €4,334 to €6,267

  • Taxes +€1,540

    up €1,540 (+12.7%), from €12,124 to €13,664

  • Gross operating margin +€1,508

    up €1,508 (+2.0%), from €75,331 to €76,839

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €21,097
Gross operating margin +€1,508
Depreciation +€10,086
Other operating charges -€1,933
Financial income +€161
Financial charges -€8,413
Taxes -€1,540
Result 2024 €20,966

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€5,907
Investment -€197,314
Financing +€215,019
Cash 2023 €19,945
Net result for the year +€20,966
Depreciation +€14,949
Receivables within one year -€14,197
Trade debts +€175
Tax, wage and social debts -€2,965
Other debts -€24,835
Investment in fixed assets (net) -€197,313
Current investments -€1
Debts after one year +€221,425
Current portion of long-term debt -€6,406
Cash 2024 €31,742
Every line side by side 37 lines
Line Code 2023 2024 Change %
Total assets 20/58 €795,690 €1,004,049 +€208,360 +26.2%
Fixed assets 21/28 €765,841 €948,205 +€182,364 +23.8%
Tangible fixed assets 22/27 €479,641 €662,005 +€182,364 +38.0%
Land and buildings 22 €479,641 €662,005 +€182,364 +38.0%
Financial fixed assets 28 €286,200 €286,200 = 0.0%
Current assets 29/58 €29,848 €55,844 +€25,996 +87.1%
Amounts receivable within one year 40/41 €9,747 €23,944 +€14,197 +145.7%
Trade receivables 40 €6,650 €6,286 -€364 -5.5%
Other amounts receivable 41 €3,097 €17,658 +€14,561 +470.2%
Current investments 50/53 €157 €158 +€1 +0.9%
Cash at bank and in hand 54/58 €19,945 €31,742 +€11,798 +59.2%
Total equity and liabilities 10/49 €795,690 €1,004,049 +€208,360 +26.2%
Equity 10/15 €242,984 €263,950 +€20,966 +8.6%
Contributions 10/11 €20,460 €20,460 = 0.0%
Profit (loss) carried forward 14 €222,524 €243,490 +€20,966 +9.4%
Amounts payable 17/49 €552,706 €740,100 +€187,394 +33.9%
Amounts payable after more than one year 17 €427,451 €648,876 +€221,425 +51.8%
Financial debts 170/4 €427,451 €648,876 +€221,425 +51.8%
Amounts payable within one year 42/48 €125,255 €91,224 -€34,031 -27.2%
Current portion of amounts payable after more than one year 42 €32,991 €26,585 -€6,406 -19.4%
Trade debts 44 €1,572 €1,748 +€175 +11.1%
Suppliers 440/4 €1,572 €1,748 +€175 +11.1%
Taxes, remuneration and social security 45 €2,965 - -€2,965
Taxes 450/3 €2,965 - -€2,965
Other amounts payable 47/48 €87,726 €62,891 -€24,835 -28.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €25,035 €14,949 -€10,086 -40.3%
Other operating charges 640/8 €4,334 €6,267 +€1,933 +44.6%
Gross operating margin 9900 €75,331 €76,839 +€1,508 +2.0%
Operating profit (loss) 9901 €45,962 €55,623 +€9,661 +21.0%
Financial income 75/76B €196 €356 +€161 +82.0%
Recurring financial income 75 €196 €356 +€161 +82.0%
Financial charges 65/66B €12,937 €21,350 +€8,413 +65.0%
Recurring financial charges 65 €12,937 €21,350 +€8,413 +65.0%
Profit (loss) for the period before taxes 9903 €33,221 €34,629 +€1,408 +4.2%
Income taxes 67/77 €12,124 €13,664 +€1,540 +12.7%
Profit (loss) for the period 9904 €21,097 €20,966 -€132 -0.6%
Profit (loss) for the period to be appropriated 9905 €21,097 €20,966 -€132 -0.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.