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JERGO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JERGO

BE 0457.051.231
NACE 43.221, Plumbing work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€27,222
2024 · €8,096-€35,318
Equity
€236,962
2024 · €264,184-€27,222
Cash
€26,967
2024 · €31,450-€4,483
Balance sheet total
€295,640
2024 · €327,514-€31,874

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€20,634

    down €20,634 (-8.5%), from €243,991 to €223,356

    of which Land and buildings: -€14,325

  • Receivables within one year -€18,757

    down €18,757 (-66.3%), from €28,273 to €9,516

    of which Trade receivables: -€21,242

  • Current investments +€12,000

    up €12,000 (+70.3%), from €17,058 to €29,058

  • Cash -€4,483

    down €4,483 (-14.3%), from €31,450 to €26,967

    mainly Net result for the year (-€27,222) and Current investments (-€12,000)

Equity and liabilities
  • Profit (loss) carried forward -€27,222

    down €27,222 (-28.3%), from €96,090 to €68,868

  • Trade debts -€4,944

    down €4,944 (-80.5%), from €6,141 to €1,197

Income statement
  • Gross operating margin -€41,531

    down €41,531, from €38,634 to -€2,897

  • Taxes -€4,039

    down €4,039 (-96.8%), from €4,171 to €132

  • Depreciation -€1,480

    down €1,480 (-6.7%), from €22,114 to €20,634

  • Other operating charges -€446

    down €446 (-11.7%), from €3,821 to €3,376

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €8,096
Gross operating margin -€41,531
Depreciation +€1,480
Other operating charges +€446
Financial income +€90
Financial charges +€159
Taxes +€4,039
Result 2025 -€27,222

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€7,517
Investment -€12,000
Financing €0
Cash 2024 €31,450
Net result for the year -€27,222
Depreciation +€20,634
Receivables within one year +€18,757
Deferred charges and accrued income -€1
Trade debts -€4,944
Tax, wage and social debts -€444
Other debts +€528
Accrued charges and deferred income +€209
Current investments -€12,000
Cash 2025 €26,967
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €327,514 €295,640 -€31,874 -9.7%
Fixed assets 21/28 €244,689 €224,054 -€20,634 -8.4%
Tangible fixed assets 22/27 €243,991 €223,356 -€20,634 -8.5%
Land and buildings 22 €229,255 €214,930 -€14,325 -6.2%
Furniture and vehicles 24 €13,064 €8,427 -€4,637 -35.5%
Other tangible fixed assets 26 €1,672 - -€1,672
Financial fixed assets 28 €698 €698 = 0.0%
Current assets 29/58 €82,825 €71,586 -€11,239 -13.6%
Stocks and contracts in progress 3 €3,700 €3,700 = 0.0%
Stocks 30/36 €3,700 €3,700 = 0.0%
Amounts receivable within one year 40/41 €28,273 €9,516 -€18,757 -66.3%
Trade receivables 40 €22,444 €1,202 -€21,242 -94.6%
Other amounts receivable 41 €5,829 €8,314 +€2,485 +42.6%
Current investments 50/53 €17,058 €29,058 +€12,000 +70.3%
Cash at bank and in hand 54/58 €31,450 €26,967 -€4,483 -14.3%
Deferred charges and accrued income 490/1 €2,344 €2,344 +€1 0.0%
Total equity and liabilities 10/49 €327,514 €295,640 -€31,874 -9.7%
Equity 10/15 €264,184 €236,962 -€27,222 -10.3%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €161,894 €161,894 = 0.0%
Distributable reserves 133 €161,894 €161,894 = 0.0%
Profit (loss) carried forward 14 €96,090 €68,868 -€27,222 -28.3%
Amounts payable 17/49 €63,330 €58,678 -€4,651 -7.3%
Amounts payable within one year 42/48 €63,330 €58,470 -€4,860 -7.7%
Trade debts 44 €6,141 €1,197 -€4,944 -80.5%
Suppliers 440/4 €6,141 €1,197 -€4,944 -80.5%
Taxes, remuneration and social security 45 €444 - -€444
Taxes 450/3 €444 - -€444
Other amounts payable 47/48 €56,744 €57,272 +€528 +0.9%
Accrued charges and deferred income 492/3 - €209 +€209
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €22,114 €20,634 -€1,480 -6.7%
Other operating charges 640/8 €3,821 €3,376 -€446 -11.7%
Gross operating margin 9900 €38,634 -€2,897 -€41,531
Operating profit (loss) 9901 €12,698 -€26,907 -€39,606
Financial income 75/76B €0 €90 +€90 +47300.0%
Recurring financial income 75 €0 €90 +€90 +47300.0%
Financial charges 65/66B €432 €273 -€159 -36.7%
Recurring financial charges 65 €432 €273 -€159 -36.7%
Profit (loss) for the period before taxes 9903 €12,267 -€27,090 -€39,357
Income taxes 67/77 €4,171 €132 -€4,039 -96.8%
Profit (loss) for the period 9904 €8,096 -€27,222 -€35,318
Profit (loss) for the period to be appropriated 9905 €8,096 -€27,222 -€35,318

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.