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JDC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JDC

BE 0449.830.867
NACE 46.412, Wholesale of household textiles and bedding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€7,992
2024 · €6,311-€14,302
Equity
€785,494
2024 · €793,486-€7,992
Cash
€57,890
2024 · €51,228+€6,661
Balance sheet total
€847,341
2024 · €954,772-€107,432

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€250,093

    down €250,093 (-55.3%), from €451,960 to €201,867

    of which Trade receivables: -€278,066

  • Stocks and contracts +€136,000

    up €136,000 (+30.1%), from €451,584 to €587,584

Equity and liabilities
  • Trade debts -€80,411

    down €80,411 (-57.6%), from €139,569 to €59,158

  • Tax, wage and social debts -€21,718

    down €21,718 (-100.0%), from €21,718 to €0

Income statement
  • Write-downs +€74,018

    up €74,018 (+525.1%), from €14,097 to €88,115

  • Gross operating margin +€55,974

    up €55,974 (+207.0%), from €27,035 to €83,010

  • Taxes -€2,568

    down €2,568 (-100.0%), from €2,568 to €0

  • Other operating charges -€2,439

    down €2,439 (-65.4%), from €3,731 to €1,293

  • Financial income -€958

    down €958 (-61.1%), from €1,567 to €609

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €6,311
Gross operating margin +€55,974
Write-downs -€74,018
Other operating charges +€2,439
Financial income -€958
Financial charges -€307
Taxes +€2,568
Result 2025 -€7,992

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€3,972
Investment €0
Financing +€2,689
Cash 2024 €51,228
Net result for the year -€7,992
Stocks and contracts -€136,000
Receivables within one year +€250,093
Trade debts -€80,411
Tax, wage and social debts -€21,718
Short-term financial debts +€2,689
Cash 2025 €57,890
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €954,772 €847,341 -€107,432 -11.3%
Current assets 29/58 €954,772 €847,341 -€107,432 -11.3%
Stocks and contracts in progress 3 €451,584 €587,584 +€136,000 +30.1%
Stocks 30/36 €451,584 €587,584 +€136,000 +30.1%
Amounts receivable within one year 40/41 €451,960 €201,867 -€250,093 -55.3%
Trade receivables 40 €451,960 €173,894 -€278,066 -61.5%
Other amounts receivable 41 €0 €27,973 +€27,973
Cash at bank and in hand 54/58 €51,228 €57,890 +€6,661 +13.0%
Total equity and liabilities 10/49 €954,772 €847,341 -€107,432 -11.3%
Equity 10/15 €793,486 €785,494 -€7,992 -1.0%
Contributions 10/11 €18,550 €18,550 = 0.0%
Reserves 13 €774,936 €766,944 -€7,992 -1.0%
Distributable reserves 133 €774,936 €766,944 -€7,992 -1.0%
Amounts payable 17/49 €161,287 €61,847 -€99,440 -61.7%
Amounts payable within one year 42/48 €161,287 €61,847 -€99,440 -61.7%
Financial debts 43 - €2,689 +€2,689
Credit institutions 430/8 - €2,689 +€2,689
Trade debts 44 €139,569 €59,158 -€80,411 -57.6%
Suppliers 440/4 €139,569 €59,158 -€80,411 -57.6%
Taxes, remuneration and social security 45 €21,718 €0 -€21,718 -100.0%
Taxes 450/3 €21,718 €0 -€21,718 -100.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €14,097 €88,115 +€74,018 +525.1%
Other operating charges 640/8 €3,731 €1,293 -€2,439 -65.4%
Gross operating margin 9900 €27,035 €83,010 +€55,974 +207.0%
Operating profit (loss) 9901 €9,207 -€6,398 -€15,605
Financial income 75/76B €1,567 €609 -€958 -61.1%
Recurring financial income 75 €1,567 €609 -€958 -61.1%
Financial charges 65/66B €1,896 €2,203 +€307 +16.2%
Recurring financial charges 65 €1,896 €2,203 +€307 +16.2%
Profit (loss) for the period before taxes 9903 €8,879 -€7,992 -€16,870
Income taxes 67/77 €2,568 €0 -€2,568 -100.0%
Profit (loss) for the period 9904 €6,311 -€7,992 -€14,302
Profit (loss) for the period to be appropriated 9905 €6,311 -€7,992 -€14,302

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.