JAWAD FRUIT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JAWAD FRUIT
Largest movements
- Cash -€34,907
down €34,907 (-41.5%), from €84,052 to €49,145
mainly Trade debts (-€58,655) and Receivables within one year (-€19,784)
- Receivables within one year +€19,784
up €19,784 (+3.2%), from €617,931 to €637,714
of which Trade receivables: +€24,581
- Trade debts -€58,655
down €58,655 (-15.5%), from €378,655 to €319,999
- Profit (loss) carried forward +€17,944
up €17,944 (+13.0%), from €138,495 to €156,440
- Tax, wage and social debts +€15,096
up €15,096 (+27.0%), from €55,984 to €71,080
of which Remuneration and social security: +€14,453
- Debts after one year +€8,843
new in 2025: €8,843
- Staff costs -€39,203
down €39,203 (-33.1%), from €118,391 to €79,188
- Gross operating margin -€19,254
down €19,254 (-13.7%), from €140,449 to €121,196
- Taxes +€7,378
up €7,378 (+1,841%), from €401 to €7,779
- Depreciation +€6,797
up €6,797 (+163%), from €4,167 to €10,964
- Other operating charges +€2,637
up €2,637 (+136%), from €1,940 to €4,577
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €753,574 | €740,536 | -€13,038 | -1.7% |
| Fixed assets | 21/28 | €15,902 | €16,854 | +€952 | +6.0% |
| Tangible fixed assets | 22/27 | €13,292 | €14,244 | +€952 | +7.2% |
| Furniture and vehicles | 24 | €13,292 | €14,244 | +€952 | +7.2% |
| Financial fixed assets | 28 | €2,610 | €2,610 | = | 0.0% |
| Current assets | 29/58 | €737,672 | €723,682 | -€13,990 | -1.9% |
| Stocks and contracts in progress | 3 | €31,322 | €36,822 | +€5,500 | +17.6% |
| Stocks | 30/36 | €31,322 | €36,822 | +€5,500 | +17.6% |
| Amounts receivable within one year | 40/41 | €617,931 | €637,714 | +€19,784 | +3.2% |
| Trade receivables | 40 | €561,088 | €585,669 | +€24,581 | +4.4% |
| Other amounts receivable | 41 | €56,842 | €52,045 | -€4,797 | -8.4% |
| Cash at bank and in hand | 54/58 | €84,052 | €49,145 | -€34,907 | -41.5% |
| Deferred charges and accrued income | 490/1 | €4,367 | - | -€4,367 | |
| Total equity and liabilities | 10/49 | €753,574 | €740,536 | -€13,038 | -1.7% |
| Equity | 10/15 | €158,955 | €176,900 | +€17,944 | +11.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €138,495 | €156,440 | +€17,944 | +13.0% |
| Amounts payable | 17/49 | €594,619 | €563,636 | -€30,983 | -5.2% |
| Amounts payable after more than one year | 17 | - | €8,843 | +€8,843 | |
| Financial debts | 170/4 | - | €8,843 | +€8,843 | |
| Amounts payable within one year | 42/48 | €594,619 | €554,793 | -€39,826 | -6.7% |
| Trade debts | 44 | €378,655 | €319,999 | -€58,655 | -15.5% |
| Suppliers | 440/4 | €378,655 | €319,999 | -€58,655 | -15.5% |
| Taxes, remuneration and social security | 45 | €55,984 | €71,080 | +€15,096 | +27.0% |
| Taxes | 450/3 | €10,353 | €10,996 | +€643 | +6.2% |
| Remuneration and social security | 454/9 | €45,631 | €60,084 | +€14,453 | +31.7% |
| Other amounts payable | 47/48 | €159,980 | €163,714 | +€3,734 | +2.3% |
| Remuneration, social security and pensions | 62 | €118,391 | €79,188 | -€39,203 | -33.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,167 | €10,964 | +€6,797 | +163% |
| Other operating charges | 640/8 | €1,940 | €4,577 | +€2,637 | +136% |
| Gross operating margin | 9900 | €140,449 | €121,196 | -€19,254 | -13.7% |
| Operating profit (loss) | 9901 | €15,952 | €26,467 | +€10,515 | +65.9% |
| Financial charges | 65/66B | €163 | €743 | +€580 | +356% |
| Recurring financial charges | 65 | €163 | €743 | +€580 | +356% |
| Profit (loss) for the period before taxes | 9903 | €15,789 | €25,724 | +€9,935 | +62.9% |
| Income taxes | 67/77 | €401 | €7,779 | +€7,378 | +1,841% |
| Profit (loss) for the period | 9904 | €15,388 | €17,944 | +€2,557 | +16.6% |
| Profit (loss) for the period to be appropriated | 9905 | €15,388 | €17,944 | +€2,557 | +16.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.