JARDIN-CONFORT: what changed
What changed
JARDIN-CONFORT
NACE 43.350, Other building finishing work
filed annual accounts (NBB)
Net result for the year
€31,774
2024 · -€27,343+€59,117
Equity
€457,273
2024 · €425,499+€31,774
Cash
€194,019
2024 · €188,298+€5,721
Balance sheet total
€987,141
2024 · €1.1m-€125,163
Largest movements
Assets
- Receivables within one year -€150,544
down €150,544 (-24.5%), from €614,145 to €463,602
of which Other amounts receivable: -€94,346
- Tangible fixed assets -€50,912
down €50,912 (-37.0%), from €137,675 to €86,763
of which Furniture and vehicles: -€31,977
- Intangible fixed assets +€38,829
new in 2025: €38,829
- Deferred charges and accrued income +€32,415
up €32,415 (+99.0%), from €32,749 to €65,165
Equity and liabilities
- Current portion of long-term debt -€57,379
down €57,379 (-76.6%), from €74,884 to €17,505
- Trade debts -€55,557
down €55,557 (-12.4%), from €447,729 to €392,172
- Profit (loss) carried forward +€31,774
up €31,774 (+7.8%), from €405,039 to €436,813
- Tax, wage and social debts -€27,363
down €27,363 (-57.2%), from €47,835 to €20,472
of which Remuneration and social security: -€27,443
- Debts after one year -€16,452
no longer reported in 2025 (was €16,452)
Income statement
- Staff costs -€167,740
down €167,740 (-28.7%), from €585,462 to €417,723
- Gross operating margin -€127,965
down €127,965 (-19.1%), from €669,587 to €541,622
- Depreciation -€23,276
down €23,276 (-24.0%), from €96,841 to €73,565
- Financial income +€10,949
up €10,949 (+400%), from €2,737 to €13,686
of which Non-recurring financial income: +€9,371
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€27,343
Gross operating margin
-€127,965
Staff costs
+€167,740
Depreciation
+€23,276
Other operating charges
+€1,707
Other operating items
-€19,710
Financial income
+€10,949
Financial charges
+€3,170
Taxes
-€50
Result 2025
€31,774
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€139,061
Investment
-€59,509
Financing
-€73,831
Cash 2024
€188,298
From operations (derived)
+€139,061
Net result for the year
+€31,774
Depreciation
+€73,565
Stocks and contracts
-€1,301
Receivables within one year
+€150,544
Deferred charges and accrued income
-€32,415
Trade debts
-€55,557
Tax, wage and social debts
-€27,363
Other debts
-€185
Investment (derived)
-€59,509
Investment in fixed assets (net)
-€58,882
Current investments
-€627
Financing
-€73,831
Debts after one year
-€16,452
Current portion of long-term debt
-€57,379
Cash 2025
€194,019
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,112,303 | €987,141 | -€125,163 | -11.3% |
| Fixed assets | 21/28 | €150,362 | €135,679 | -€14,683 | -9.8% |
| Intangible fixed assets | 21 | - | €38,829 | +€38,829 | |
| Tangible fixed assets | 22/27 | €137,675 | €86,763 | -€50,912 | -37.0% |
| Plant, machinery and equipment | 23 | €24,090 | €22,758 | -€1,332 | -5.5% |
| Furniture and vehicles | 24 | €65,611 | €33,634 | -€31,977 | -48.7% |
| Other tangible fixed assets | 26 | €47,974 | €30,372 | -€17,603 | -36.7% |
| Financial fixed assets | 28 | €12,687 | €10,087 | -€2,600 | -20.5% |
| Current assets | 29/58 | €961,942 | €851,462 | -€110,480 | -11.5% |
| Stocks and contracts in progress | 3 | €25,465 | €26,765 | +€1,301 | +5.1% |
| Stocks | 30/36 | €25,465 | €26,765 | +€1,301 | +5.1% |
| Amounts receivable within one year | 40/41 | €614,145 | €463,602 | -€150,544 | -24.5% |
| Trade receivables | 40 | €334,737 | €278,539 | -€56,198 | -16.8% |
| Other amounts receivable | 41 | €279,409 | €185,062 | -€94,346 | -33.8% |
| Current investments | 50/53 | €101,284 | €101,911 | +€627 | +0.6% |
| Cash at bank and in hand | 54/58 | €188,298 | €194,019 | +€5,721 | +3.0% |
| Deferred charges and accrued income | 490/1 | €32,749 | €65,165 | +€32,415 | +99.0% |
| Total equity and liabilities | 10/49 | €1,112,303 | €987,141 | -€125,163 | -11.3% |
| Equity | 10/15 | €425,499 | €457,273 | +€31,774 | +7.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €405,039 | €436,813 | +€31,774 | +7.8% |
| Amounts payable | 17/49 | €686,804 | €529,868 | -€156,936 | -22.9% |
| Amounts payable after more than one year | 17 | €16,452 | - | -€16,452 | |
| Financial debts | 170/4 | €16,452 | - | -€16,452 | |
| Amounts payable within one year | 42/48 | €670,352 | €529,868 | -€140,484 | -21.0% |
| Current portion of amounts payable after more than one year | 42 | €74,884 | €17,505 | -€57,379 | -76.6% |
| Trade debts | 44 | €447,729 | €392,172 | -€55,557 | -12.4% |
| Suppliers | 440/4 | €447,729 | €392,172 | -€55,557 | -12.4% |
| Taxes, remuneration and social security | 45 | €47,835 | €20,472 | -€27,363 | -57.2% |
| Taxes | 450/3 | €12 | €93 | +€81 | +654% |
| Remuneration and social security | 454/9 | €47,823 | €20,379 | -€27,443 | -57.4% |
| Other amounts payable | 47/48 | €99,903 | €99,718 | -€185 | -0.2% |
| Non-recurring operating income | 76A | €14 | - | -€14 | |
| Remuneration, social security and pensions | 62 | €585,462 | €417,723 | -€167,740 | -28.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €96,841 | €73,565 | -€23,276 | -24.0% |
| Other operating charges | 640/8 | €10,105 | €8,397 | -€1,707 | -16.9% |
| Non-recurring operating charges | 66A | €821 | €20,530 | +€19,710 | +2,402% |
| Gross operating margin | 9900 | €669,587 | €541,622 | -€127,965 | -19.1% |
| Operating profit (loss) | 9901 | -€23,641 | €21,407 | +€45,048 | |
| Financial income | 75/76B | €2,737 | €13,686 | +€10,949 | +400% |
| Recurring financial income | 75 | €1,002 | €2,580 | +€1,578 | +157% |
| Non-recurring financial income | 76B | €1,735 | €11,107 | +€9,371 | +540% |
| Financial charges | 65/66B | €6,220 | €3,050 | -€3,170 | -51.0% |
| Recurring financial charges | 65 | €6,220 | €3,050 | -€3,170 | -51.0% |
| Profit (loss) for the period before taxes | 9903 | -€27,124 | €32,043 | +€59,167 | |
| Income taxes | 67/77 | €219 | €270 | +€50 | +23.0% |
| Profit (loss) for the period | 9904 | -€27,343 | €31,774 | +€59,117 | |
| Profit (loss) for the period to be appropriated | 9905 | -€27,343 | €31,774 | +€59,117 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.