Jarco: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Jarco
Largest movements
- Cash -€8,113
down €8,113 (-46.0%), from €17,651 to €9,539
mainly Other debts (-€35,587) and Accrued charges and deferred income (-€4,219)
- Stocks and contracts -€4,638
down €4,638 (-7.0%), from €65,854 to €61,216
- Receivables within one year -€2,870
down €2,870 (-7.6%), from €37,857 to €34,987
of which Trade receivables: -€18,022
- Other debts -€35,587
down €35,587 (-80.4%), from €44,250 to €8,663
- Reserves +€15,195
up €15,195 (+49.8%), from €30,507 to €45,702
- Trade debts +€10,786
up €10,786 (+768%), from €1,404 to €12,189
- Accrued charges and deferred income -€4,219
down €4,219 (-49.9%), from €8,454 to €4,234
- Tax, wage and social debts -€2,239
down €2,239 (-7.2%), from €31,229 to €28,991
- Gross operating margin -€16,754
down €16,754 (-38.7%), from €43,256 to €26,502
- Financial charges +€1,802
up €1,802 (+248%), from €727 to €2,529
- Other operating charges -€1,506
down €1,506 (-55.1%), from €2,731 to €1,225
- Taxes -€1,333
down €1,333 (-14.3%), from €9,294 to €7,961
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €121,844 | €105,779 | -€16,065 | -13.2% |
| Current assets | 29/58 | €121,844 | €105,779 | -€16,065 | -13.2% |
| Stocks and contracts in progress | 3 | €65,854 | €61,216 | -€4,638 | -7.0% |
| Stocks | 30/36 | €65,854 | €61,216 | -€4,638 | -7.0% |
| Amounts receivable within one year | 40/41 | €37,857 | €34,987 | -€2,870 | -7.6% |
| Trade receivables | 40 | €24,096 | €6,074 | -€18,022 | -74.8% |
| Other amounts receivable | 41 | €13,762 | €28,914 | +€15,152 | +110% |
| Cash at bank and in hand | 54/58 | €17,651 | €9,539 | -€8,113 | -46.0% |
| Deferred charges and accrued income | 490/1 | €481 | €37 | -€444 | -92.3% |
| Total equity and liabilities | 10/49 | €121,844 | €105,779 | -€16,065 | -13.2% |
| Equity | 10/15 | €36,507 | €51,702 | +€15,195 | +41.6% |
| Contributions | 10/11 | €6,000 | €6,000 | = | 0.0% |
| Reserves | 13 | €30,507 | €45,702 | +€15,195 | +49.8% |
| Distributable reserves | 133 | €30,507 | €45,702 | +€15,195 | +49.8% |
| Amounts payable | 17/49 | €85,337 | €54,077 | -€31,260 | -36.6% |
| Amounts payable within one year | 42/48 | €76,883 | €49,843 | -€27,040 | -35.2% |
| Trade debts | 44 | €1,404 | €12,189 | +€10,786 | +768% |
| Suppliers | 440/4 | €1,404 | €12,189 | +€10,786 | +768% |
| Taxes, remuneration and social security | 45 | €31,229 | €28,991 | -€2,239 | -7.2% |
| Taxes | 450/3 | €31,229 | €28,991 | -€2,239 | -7.2% |
| Other amounts payable | 47/48 | €44,250 | €8,663 | -€35,587 | -80.4% |
| Accrued charges and deferred income | 492/3 | €8,454 | €4,234 | -€4,219 | -49.9% |
| Non-recurring operating income | 76A | - | €2,000 | +€2,000 | |
| Other operating charges | 640/8 | €2,731 | €1,225 | -€1,506 | -55.1% |
| Gross operating margin | 9900 | €43,256 | €26,502 | -€16,754 | -38.7% |
| Operating profit (loss) | 9901 | €40,525 | €25,277 | -€15,248 | -37.6% |
| Financial income | 75/76B | €3 | €408 | +€405 | +12,272% |
| Recurring financial income | 75 | €3 | €408 | +€405 | +12,272% |
| Financial charges | 65/66B | €727 | €2,529 | +€1,802 | +248% |
| Recurring financial charges | 65 | €727 | €2,529 | +€1,802 | +248% |
| Profit (loss) for the period before taxes | 9903 | €39,801 | €23,156 | -€16,645 | -41.8% |
| Income taxes | 67/77 | €9,294 | €7,961 | -€1,333 | -14.3% |
| Profit (loss) for the period | 9904 | €30,507 | €15,195 | -€15,312 | -50.2% |
| Profit (loss) for the period to be appropriated | 9905 | €30,507 | €15,195 | -€15,312 | -50.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.