JAMBI AGENTUREN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
JAMBI AGENTUREN
Largest movements
- Intangible fixed assets -€40,000
down €40,000 (-11.6%), from €345,753 to €305,753
- Cash +€38,680
up €38,680 (+143%), from €26,966 to €65,646
mainly Net result for the year (+€81,552) and Depreciation (+€43,211)
- Receivables within one year -€28,430
down €28,430 (-34.4%), from €82,581 to €54,151
of which Trade receivables: -€25,329
- Debts after one year -€84,763
down €84,763 (-100%), from €84,763 to €0
- Reserves +€38,834
up €38,834 (+33.7%), from €115,382 to €154,216
- Current portion of long-term debt -€37,178
down €37,178 (-30.5%), from €121,941 to €84,763
- Other debts +€32,685
up €32,685 (+64.4%), from €50,776 to €83,461
- Short-term financial debts +€8,413
new in 2025: €8,413
- Gross operating margin -€37,153
down €37,153 (-13.9%), from €267,606 to €230,453
- Taxes -€9,888
down €9,888 (-24.9%), from €39,692 to €29,804
- Other operating charges -€9,387
down €9,387 (-80.6%), from €11,649 to €2,263
- Financial charges -€5,184
down €5,184 (-30.0%), from €17,277 to €12,093
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €466,361 | €432,128 | -€34,233 | -7.3% |
| Fixed assets | 21/28 | €353,097 | €311,548 | -€41,549 | -11.8% |
| Intangible fixed assets | 21 | €345,753 | €305,753 | -€40,000 | -11.6% |
| Tangible fixed assets | 22/27 | €7,344 | €5,794 | -€1,549 | -21.1% |
| Furniture and vehicles | 24 | €7,344 | €5,794 | -€1,549 | -21.1% |
| Current assets | 29/58 | €113,264 | €120,580 | +€7,316 | +6.5% |
| Amounts receivable within one year | 40/41 | €82,581 | €54,151 | -€28,430 | -34.4% |
| Trade receivables | 40 | €79,480 | €54,151 | -€25,329 | -31.9% |
| Other amounts receivable | 41 | €3,102 | €0 | -€3,102 | -100% |
| Cash at bank and in hand | 54/58 | €26,966 | €65,646 | +€38,680 | +143% |
| Deferred charges and accrued income | 490/1 | €3,717 | €783 | -€2,934 | -78.9% |
| Total equity and liabilities | 10/49 | €466,361 | €432,128 | -€34,233 | -7.3% |
| Equity | 10/15 | €148,382 | €187,216 | +€38,834 | +26.2% |
| Contributions | 10/11 | €33,000 | €33,000 | = | 0.0% |
| Reserves | 13 | €115,382 | €154,216 | +€38,834 | +33.7% |
| Distributable reserves | 133 | €115,382 | €154,216 | +€38,834 | +33.7% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €317,979 | €244,912 | -€73,067 | -23.0% |
| Amounts payable after more than one year | 17 | €84,763 | €0 | -€84,763 | -100% |
| Financial debts | 170/4 | €84,763 | €0 | -€84,763 | -100% |
| Amounts payable within one year | 42/48 | €231,716 | €242,331 | +€10,615 | +4.6% |
| Current portion of amounts payable after more than one year | 42 | €121,941 | €84,763 | -€37,178 | -30.5% |
| Financial debts | 43 | - | €8,413 | +€8,413 | |
| Credit institutions | 430/8 | - | €8,413 | +€8,413 | |
| Trade debts | 44 | €15,176 | €16,106 | +€930 | +6.1% |
| Suppliers | 440/4 | €15,176 | €16,106 | +€930 | +6.1% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €43,823 | €49,588 | +€5,765 | +13.2% |
| Taxes | 450/3 | €33,940 | €37,325 | +€3,385 | +10.0% |
| Remuneration and social security | 454/9 | €9,883 | €12,263 | +€2,380 | +24.1% |
| Other amounts payable | 47/48 | €50,776 | €83,461 | +€32,685 | +64.4% |
| Accrued charges and deferred income | 492/3 | €1,500 | €2,581 | +€1,081 | +72.1% |
| Remuneration, social security and pensions | 62 | €66,433 | €64,228 | -€2,205 | -3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €42,181 | €43,211 | +€1,030 | +2.4% |
| Other operating charges | 640/8 | €11,649 | €2,263 | -€9,387 | -80.6% |
| Gross operating margin | 9900 | €267,606 | €230,453 | -€37,153 | -13.9% |
| Operating profit (loss) | 9901 | €147,343 | €120,751 | -€26,592 | -18.0% |
| Financial income | 75/76B | €1,245 | €2,698 | +€1,453 | +117% |
| Recurring financial income | 75 | €1,245 | €2,698 | +€1,453 | +117% |
| Financial charges | 65/66B | €17,277 | €12,093 | -€5,184 | -30.0% |
| Recurring financial charges | 65 | €17,277 | €12,093 | -€5,184 | -30.0% |
| Profit (loss) for the period before taxes | 9903 | €131,311 | €111,356 | -€19,955 | -15.2% |
| Income taxes | 67/77 | €39,692 | €29,804 | -€9,888 | -24.9% |
| Profit (loss) for the period | 9904 | €91,619 | €81,552 | -€10,067 | -11.0% |
| Profit (loss) for the period to be appropriated | 9905 | €91,619 | €81,552 | -€10,067 | -11.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.