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JAM JAM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JAM JAM

BE 0445.580.980
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€14,636
2024 · €23,246-€37,882
Equity
€118,332
2024 · €132,968-€14,636
Cash
€29,811
2024 · €36,905-€7,094
Balance sheet total
€428,955
2024 · €187,210+€241,745

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€249,246

    up €249,246 (+168.1%), from €148,304 to €397,550

    of which Land and buildings: +€249,431

  • Cash -€7,094

    down €7,094 (-19.2%), from €36,905 to €29,811

    mainly Investment in fixed assets (net) (-€264,150) and Net result for the year (-€14,636)

Equity and liabilities
  • Debts after one year +€123,423

    up €123,423 (+2006.9%), from €6,150 to €129,573

    of which Financial debts: +€123,423

  • Other debts +€118,233

    up €118,233 (+305.0%), from €38,770 to €157,002

  • Current portion of long-term debt +€17,626

    new in 2025: €17,626

  • Reserves -€14,636

    down €14,636 (-13.5%), from €108,179 to €93,543

    of which Distributable reserves: -€14,636

Income statement
  • Gross operating margin -€32,078

    down €32,078 (-83.0%), from €38,651 to €6,573

  • Depreciation +€3,844

    up €3,844 (+34.8%), from €11,060 to €14,904

  • Financial charges +€2,223

    up €2,223 (+1273.7%), from €175 to €2,398

  • Financial income +€421

    new in 2025: €421

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €23,246
Gross operating margin -€32,078
Depreciation -€3,844
Other operating charges -€157
Financial income +€421
Financial charges -€2,223
Result 2025 -€14,636

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€116,008
Investment -€264,150
Financing +€141,048
Cash 2024 €36,905
Net result for the year -€14,636
Depreciation +€14,904
Smaller working-capital items +€407
Trade debts -€2,900
Other debts +€118,233
Investment in fixed assets (net) -€264,150
Debts after one year +€123,423
Current portion of long-term debt +€17,626
Cash 2025 €29,811
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €187,210 €428,955 +€241,745 +129.1%
Fixed assets 21/28 €148,304 €397,550 +€249,246 +168.1%
Tangible fixed assets 22/27 €148,304 €397,550 +€249,246 +168.1%
Land and buildings 22 €147,760 €397,191 +€249,431 +168.8%
Plant, machinery and equipment 23 €544 €360 -€185 -34.0%
Current assets 29/58 €38,905 €31,405 -€7,501 -19.3%
Amounts receivable within one year 40/41 €479 - -€479
Trade receivables 40 €479 - -€479
Cash at bank and in hand 54/58 €36,905 €29,811 -€7,094 -19.2%
Deferred charges and accrued income 490/1 €1,522 €1,594 +€71 +4.7%
Total equity and liabilities 10/49 €187,210 €428,955 +€241,745 +129.1%
Equity 10/15 €132,968 €118,332 -€14,636 -11.0%
Contributions 10/11 €24,789 €24,789 = 0.0%
Reserves 13 €108,179 €93,543 -€14,636 -13.5%
Non-distributable reserves 130/1 €2,479 €2,479 = 0.0%
Reserves not available under the articles 1311 €2,479 €2,479 = 0.0%
Distributable reserves 133 €105,700 €91,064 -€14,636 -13.8%
Amounts payable 17/49 €54,241 €310,623 +€256,381 +472.7%
Amounts payable after more than one year 17 €6,150 €129,573 +€123,423 +2006.9%
Financial debts 170/4 - €123,423 +€123,423
Other amounts payable 178/9 €6,150 €6,150 = 0.0%
Amounts payable within one year 42/48 €48,091 €181,050 +€132,959 +276.5%
Current portion of amounts payable after more than one year 42 - €17,626 +€17,626
Trade debts 44 €9,322 €6,422 -€2,900 -31.1%
Suppliers 440/4 €9,322 €6,422 -€2,900 -31.1%
Other amounts payable 47/48 €38,770 €157,002 +€118,233 +305.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,060 €14,904 +€3,844 +34.8%
Other operating charges 640/8 €4,171 €4,328 +€157 +3.8%
Gross operating margin 9900 €38,651 €6,573 -€32,078 -83.0%
Operating profit (loss) 9901 €23,420 -€12,659 -€36,079
Financial income 75/76B - €421 +€421
Recurring financial income 75 - €421 +€421
Financial charges 65/66B €175 €2,398 +€2,223 +1273.7%
Recurring financial charges 65 €175 €2,398 +€2,223 +1273.7%
Profit (loss) for the period before taxes 9903 €23,246 -€14,636 -€37,882
Profit (loss) for the period 9904 €23,246 -€14,636 -€37,882
Profit (loss) for the period to be appropriated 9905 €23,246 -€14,636 -€37,882

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.