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JACOBS PATRICK: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JACOBS PATRICK

BE 0865.337.592
NACE 43.320, Joinery installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€11,273
2024 · €28,261-€16,988
Equity
€176,056
2024 · €191,662-€15,606
Cash
€103,696
2024 · €100,136+€3,561
Balance sheet total
€347,875
2024 · €278,591+€69,284

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€72,398

    up €72,398 (+185.9%), from €38,947 to €111,345

    of which Furniture and vehicles: +€84,510

  • Receivables within one year -€7,537

    down €7,537 (-5.4%), from €139,102 to €131,565

    of which Trade receivables: -€11,655

  • Cash +€3,561

    up €3,561 (+3.6%), from €100,136 to €103,696

    mainly Current portion of long-term debt (+€63,181) and Depreciation (+€25,307)

Equity and liabilities
  • Current portion of long-term debt +€63,181

    up €63,181 (+480.5%), from €13,148 to €76,329

  • Other debts +€25,131

    new in 2025: €25,131

  • Reserves -€15,606

    down €15,606 (-22.5%), from €69,512 to €53,907

    of which Distributable reserves: -€15,606

  • Debts after one year -€13,929

    down €13,929 (-33.4%), from €41,650 to €27,721

  • Trade debts +€12,772

    up €12,772 (+191.7%), from €6,662 to €19,434

Income statement
  • Depreciation +€13,065

    up €13,065 (+106.7%), from €12,242 to €25,307

  • Taxes +€8,388

    up €8,388 (+77.5%), from €10,826 to €19,214

  • Financial income +€6,963

    new in 2025: €6,963

  • Gross operating margin -€3,788

    down €3,788 (-5.7%), from €66,020 to €62,231

  • Financial charges -€2,162

    down €2,162 (-14.8%), from €14,651 to €12,489

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €28,261
Gross operating margin -€3,788
Depreciation -€13,065
Other operating charges -€872
Financial income +€6,963
Financial charges +€2,162
Taxes -€8,388
Result 2025 €11,273

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€78,893
Investment -€97,705
Financing +€22,373
Cash 2024 €100,136
Net result for the year +€11,273
Depreciation +€25,307
Receivables within one year +€7,537
Deferred charges and accrued income -€862
Trade debts +€12,772
Tax, wage and social debts -€2,266
Other debts +€25,131
Investment in fixed assets (net) -€97,705
Debts after one year -€13,929
Current portion of long-term debt +€63,181
Contributions, distributions and other -€26,878
Cash 2025 €103,696
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €278,591 €347,875 +€69,284 +24.9%
Fixed assets 21/28 €38,947 €111,345 +€72,398 +185.9%
Tangible fixed assets 22/27 €38,947 €111,345 +€72,398 +185.9%
Land and buildings 22 €37,860 €25,748 -€12,112 -32.0%
Furniture and vehicles 24 €1,086 €85,597 +€84,510 +7778.6%
Current assets 29/58 €239,644 €236,530 -€3,114 -1.3%
Amounts receivable within one year 40/41 €139,102 €131,565 -€7,537 -5.4%
Trade receivables 40 €12,664 €1,009 -€11,655 -92.0%
Other amounts receivable 41 €126,438 €130,555 +€4,117 +3.3%
Cash at bank and in hand 54/58 €100,136 €103,696 +€3,561 +3.6%
Deferred charges and accrued income 490/1 €407 €1,269 +€862 +211.9%
Total equity and liabilities 10/49 €278,591 €347,875 +€69,284 +24.9%
Equity 10/15 €191,662 €176,056 -€15,606 -8.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €69,512 €53,907 -€15,606 -22.5%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €67,652 €52,047 -€15,606 -23.1%
Profit (loss) carried forward 14 €103,549 €103,549 = 0.0%
Amounts payable 17/49 €86,930 €171,819 +€84,889 +97.7%
Amounts payable after more than one year 17 €41,650 €27,721 -€13,929 -33.4%
Financial debts 170/4 €41,650 €27,721 -€13,929 -33.4%
Amounts payable within one year 42/48 €45,280 €144,098 +€98,819 +218.2%
Current portion of amounts payable after more than one year 42 €13,148 €76,329 +€63,181 +480.5%
Trade debts 44 €6,662 €19,434 +€12,772 +191.7%
Suppliers 440/4 €6,662 €19,434 +€12,772 +191.7%
Taxes, remuneration and social security 45 €25,470 €23,205 -€2,266 -8.9%
Taxes 450/3 €25,470 €23,205 -€2,266 -8.9%
Other amounts payable 47/48 - €25,131 +€25,131
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,242 €25,307 +€13,065 +106.7%
Other operating charges 640/8 €40 €912 +€872 +2188.5%
Gross operating margin 9900 €66,020 €62,231 -€3,788 -5.7%
Operating profit (loss) 9901 €53,738 €36,012 -€17,725 -33.0%
Financial income 75/76B - €6,963 +€6,963
Recurring financial income 75 - €6,963 +€6,963
Financial charges 65/66B €14,651 €12,489 -€2,162 -14.8%
Recurring financial charges 65 €14,651 €12,489 -€2,162 -14.8%
Profit (loss) for the period before taxes 9903 €39,087 €30,487 -€8,600 -22.0%
Income taxes 67/77 €10,826 €19,214 +€8,388 +77.5%
Profit (loss) for the period 9904 €28,261 €11,273 -€16,988 -60.1%
Profit (loss) for the period to be appropriated 9905 €28,261 €11,273 -€16,988 -60.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.