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JA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JA

BE 0797.048.307
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€14,040
2024 · €16,927-€30,967
Equity
€29,425
2024 · €43,466-€14,040
Cash
€23,203
2024 · €32,146-€8,944
Balance sheet total
€44,455
2024 · €66,112-€21,657

Largest movements

2024 to 2025
Assets
  • Cash -€8,944

    down €8,944 (-27.8%), from €32,146 to €23,203

    mainly Net result for the year (-€14,040) and Tax, wage and social debts (-€11,827)

  • Receivables within one year -€7,014

    down €7,014 (-53.9%), from €13,020 to €6,006

    of which Trade receivables: -€10,512

  • Tangible fixed assets -€6,890

    down €6,890 (-34.5%), from €19,991 to €13,101

    of which Furniture and vehicles: -€5,669

  • Deferred charges and accrued income +€1,191

    up €1,191 (+124.7%), from €955 to €2,145

Equity and liabilities
  • Profit (loss) carried forward -€14,040

    down €14,040, from €0 to -€14,040

  • Tax, wage and social debts -€11,827

    down €11,827 (-59.2%), from €19,966 to €8,139

    of which Taxes: -€11,827

  • Trade debts +€4,461

    up €4,461 (+353.4%), from €1,262 to €5,723

Income statement
  • Gross operating margin -€41,717

    down €41,717, from €35,940 to -€5,777

  • Taxes -€8,001

    down €8,001, from €7,655 to -€345

  • Other operating charges -€3,380

    down €3,380 (-71.3%), from €4,742 to €1,362

  • Depreciation +€415

    up €415 (+6.4%), from €6,475 to €6,890

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €16,927
Gross operating margin -€41,717
Depreciation -€415
Other operating charges +€3,380
Financial charges -€216
Taxes +€8,001
Result 2025 -€14,040

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€8,944
Investment €0
Financing €0
Cash 2024 €32,146
Net result for the year -€14,040
Depreciation +€6,890
Receivables within one year +€7,014
Deferred charges and accrued income -€1,191
Trade debts +€4,461
Tax, wage and social debts -€11,827
Other debts -€251
Cash 2025 €23,203
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €66,112 €44,455 -€21,657 -32.8%
Fixed assets 21/28 €19,991 €13,101 -€6,890 -34.5%
Tangible fixed assets 22/27 €19,991 €13,101 -€6,890 -34.5%
Furniture and vehicles 24 €12,849 €7,181 -€5,669 -44.1%
Other tangible fixed assets 26 €7,142 €5,920 -€1,221 -17.1%
Current assets 29/58 €46,121 €31,354 -€14,767 -32.0%
Amounts receivable within one year 40/41 €13,020 €6,006 -€7,014 -53.9%
Trade receivables 40 €10,648 €136 -€10,512 -98.7%
Other amounts receivable 41 €2,372 €5,870 +€3,498 +147.5%
Cash at bank and in hand 54/58 €32,146 €23,203 -€8,944 -27.8%
Deferred charges and accrued income 490/1 €955 €2,145 +€1,191 +124.7%
Total equity and liabilities 10/49 €66,112 €44,455 -€21,657 -32.8%
Equity 10/15 €43,466 €29,425 -€14,040 -32.3%
Contributions 10/11 €2,500 €2,500 = 0.0%
Reserves 13 €40,966 €40,966 = 0.0%
Distributable reserves 133 €40,966 €40,966 = 0.0%
Profit (loss) carried forward 14 €0 -€14,040 -€14,040
Amounts payable 17/49 €22,646 €15,029 -€7,617 -33.6%
Amounts payable within one year 42/48 €22,646 €15,029 -€7,617 -33.6%
Trade debts 44 €1,262 €5,723 +€4,461 +353.4%
Suppliers 440/4 €1,262 €5,723 +€4,461 +353.4%
Taxes, remuneration and social security 45 €19,966 €8,139 -€11,827 -59.2%
Taxes 450/3 €19,966 €8,139 -€11,827 -59.2%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €1,418 €1,167 -€251 -17.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,475 €6,890 +€415 +6.4%
Other operating charges 640/8 €4,742 €1,362 -€3,380 -71.3%
Gross operating margin 9900 €35,940 -€5,777 -€41,717
Operating profit (loss) 9901 €24,723 -€14,029 -€38,752
Financial charges 65/66B €141 €357 +€216 +153.8%
Recurring financial charges 65 €141 €357 +€216 +153.8%
Profit (loss) for the period before taxes 9903 €24,582 -€14,386 -€38,968
Income taxes 67/77 €7,655 -€345 -€8,001
Profit (loss) for the period 9904 €16,927 -€14,040 -€30,967
Profit (loss) for the period to be appropriated 9905 €16,927 -€14,040 -€30,967

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.