J&T SOLUTIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
J&T SOLUTIONS
Largest movements
- Receivables within one year -€69,266
down €69,266 (-91.0%), from €76,110 to €6,844
- Cash -€3,642
down €3,642 (-55.0%), from €6,624 to €2,982
mainly Net result for the year (-€56,382) and Tax, wage and social debts (-€13,101)
- Profit (loss) carried forward -€56,382
down €56,382, from €41,359 to -€15,023
- Tax, wage and social debts -€13,101
down €13,101 (-78.1%), from €16,781 to €3,680
- Short-term financial debts -€2,133
down €2,133 (-12.5%), from €17,102 to €14,969
- Trade debts -€1,292
no longer reported in 2025 (was €1,292)
- Gross operating margin -€60,603
down €60,603 (-69.4%), from €87,384 to €26,781
- Financial charges +€55,513
up €55,513 (+200%), from €27,723 to €83,236
of which Non-recurring financial charges: +€68,966
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €82,734 | €9,826 | -€72,908 | -88.1% |
| Current assets | 29/58 | €82,734 | €9,826 | -€72,908 | -88.1% |
| Amounts receivable within one year | 40/41 | €76,110 | €6,844 | -€69,266 | -91.0% |
| Trade receivables | 40 | €76,110 | €6,844 | -€69,266 | -91.0% |
| Cash at bank and in hand | 54/58 | €6,624 | €2,982 | -€3,642 | -55.0% |
| Total equity and liabilities | 10/49 | €82,734 | €9,826 | -€72,908 | -88.1% |
| Equity | 10/15 | €47,559 | -€8,823 | -€56,382 | |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €41,359 | -€15,023 | -€56,382 | |
| Amounts payable | 17/49 | €35,175 | €18,649 | -€16,526 | -47.0% |
| Amounts payable within one year | 42/48 | €35,175 | €18,649 | -€16,526 | -47.0% |
| Financial debts | 43 | €17,102 | €14,969 | -€2,133 | -12.5% |
| Other loans | 439 | €17,102 | €14,969 | -€2,133 | -12.5% |
| Trade debts | 44 | €1,292 | - | -€1,292 | |
| Suppliers | 440/4 | €1,292 | - | -€1,292 | |
| Taxes, remuneration and social security | 45 | €16,781 | €3,680 | -€13,101 | -78.1% |
| Taxes | 450/3 | €16,781 | €3,680 | -€13,101 | -78.1% |
| Gross operating margin | 9900 | €87,384 | €26,781 | -€60,603 | -69.4% |
| Operating profit (loss) | 9901 | €87,384 | €26,781 | -€60,603 | -69.4% |
| Financial income | 75/76B | - | €73 | +€73 | |
| Recurring financial income | 75 | - | €73 | +€73 | |
| Financial charges | 65/66B | €27,723 | €83,236 | +€55,513 | +200% |
| Recurring financial charges | 65 | €27,723 | €14,270 | -€13,453 | -48.5% |
| Non-recurring financial charges | 66B | - | €68,966 | +€68,966 | |
| Profit (loss) for the period before taxes | 9903 | €59,661 | -€56,382 | -€116,043 | |
| Profit (loss) for the period | 9904 | €59,661 | -€56,382 | -€116,043 | |
| Profit (loss) for the period to be appropriated | 9905 | €59,661 | -€56,382 | -€116,043 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.