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J.S.E.: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

J.S.E.

BE 0649.970.472
NACE 64.210, Activities of holding companies
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€370
2024 · €2,697-€2,327
Equity
€264,224
2024 · €263,854+€370
Cash
€1,841
2024 · €944+€897
Balance sheet total
€502,359
2024 · €513,117-€10,758

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€11,657

    down €11,657 (-97.1%), from €12,000 to €343

Equity and liabilities
  • Other debts -€7,664

    down €7,664 (-3.2%), from €237,414 to €229,750

Income statement
  • Staff costs +€1,829

    up €1,829 (+6.6%), from €27,922 to €29,751

  • Other operating charges +€400

    new in 2025: €400

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €2,697
Gross operating margin -€92
Staff costs -€1,829
Other operating charges -€400
Financial charges -€6
Result 2025 €370

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€897
Investment €0
Financing €0
Cash 2024 €944
Net result for the year +€370
Receivables within one year +€11,657
Deferred charges and accrued income -€1
Trade debts -€154
Tax, wage and social debts -€3,310
Other debts -€7,664
Cash 2025 €1,841
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €513,117 €502,359 -€10,758 -2.1%
Fixed assets 21/28 €500,000 €500,000 = 0.0%
Financial fixed assets 28 €500,000 €500,000 = 0.0%
Current assets 29/58 €13,117 €2,359 -€10,758 -82.0%
Amounts receivable within one year 40/41 €12,000 €343 -€11,657 -97.1%
Trade receivables 40 €12,000 €343 -€11,657 -97.1%
Cash at bank and in hand 54/58 €944 €1,841 +€897 +95.1%
Deferred charges and accrued income 490/1 €174 €175 +€1 +0.7%
Total equity and liabilities 10/49 €513,117 €502,359 -€10,758 -2.1%
Equity 10/15 €263,854 €264,224 +€370 +0.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 €245,254 €245,624 +€370 +0.2%
Amounts payable 17/49 €249,264 €238,136 -€11,128 -4.5%
Amounts payable within one year 42/48 €249,264 €238,136 -€11,128 -4.5%
Trade debts 44 €154 €0 -€154 -100.0%
Suppliers 440/4 €154 €0 -€154 -100.0%
Taxes, remuneration and social security 45 €11,695 €8,386 -€3,310 -28.3%
Taxes 450/3 €727 €3,124 +€2,397 +329.8%
Remuneration and social security 454/9 €10,969 €5,262 -€5,707 -52.0%
Other amounts payable 47/48 €237,414 €229,750 -€7,664 -3.2%
Remuneration, social security and pensions 62 €27,922 €29,751 +€1,829 +6.6%
Other operating charges 640/8 - €400 +€400
Gross operating margin 9900 €30,714 €30,622 -€92 -0.3%
Operating profit (loss) 9901 €2,792 €471 -€2,321 -83.1%
Financial income 75/76B €0 - =
Recurring financial income 75 €0 - =
Financial charges 65/66B €95 €101 +€6 +6.1%
Recurring financial charges 65 €95 €101 +€6 +6.1%
Profit (loss) for the period before taxes 9903 €2,697 €370 -€2,327 -86.3%
Profit (loss) for the period 9904 €2,697 €370 -€2,327 -86.3%
Profit (loss) for the period to be appropriated 9905 €2,697 €370 -€2,327 -86.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.