J.M.D. TEXTILES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
J.M.D. TEXTILES
Largest movements
- Receivables within one year +€32,750
up €32,750 (+32.5%), from €100,619 to €133,370
of which Other amounts receivable: +€38,456
- Deferred charges and accrued income +€7,988
new in 2025: €7,988
- Reserves +€36,860
up €36,860 (+13.6%), from €270,896 to €307,756
of which Distributable reserves: +€38,100
- Tax, wage and social debts -€5,387
down €5,387 (-19.0%), from €28,396 to €23,008
- Gross operating margin -€13,621
down €13,621 (-19.6%), from €69,624 to €56,003
- Financial charges +€5,130
up €5,130 (+1,399%), from €367 to €5,496
- Taxes -€4,447
down €4,447 (-18.4%), from €24,133 to €19,686
- Financial income +€4,154
up €4,154 (+109%), from €3,808 to €7,961
- Other operating charges -€781
down €781 (-38.9%), from €2,007 to €1,226
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €476,187 | €511,763 | +€35,575 | +7.5% |
| Fixed assets | 21/28 | €365,190 | €364,493 | -€697 | -0.2% |
| Tangible fixed assets | 22/27 | €1,906 | €1,209 | -€697 | -36.6% |
| Furniture and vehicles | 24 | €1,906 | €1,209 | -€697 | -36.6% |
| Financial fixed assets | 28 | €363,284 | €363,284 | = | 0.0% |
| Current assets | 29/58 | €110,998 | €147,270 | +€36,272 | +32.7% |
| Amounts receivable within one year | 40/41 | €100,619 | €133,370 | +€32,750 | +32.5% |
| Trade receivables | 40 | €10,827 | €5,121 | -€5,706 | -52.7% |
| Other amounts receivable | 41 | €89,793 | €128,248 | +€38,456 | +42.8% |
| Cash at bank and in hand | 54/58 | €10,378 | €5,912 | -€4,466 | -43.0% |
| Deferred charges and accrued income | 490/1 | - | €7,988 | +€7,988 | |
| Total equity and liabilities | 10/49 | €476,187 | €511,763 | +€35,575 | +7.5% |
| Equity | 10/15 | €283,296 | €320,156 | +€36,860 | +13.0% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €270,896 | €307,756 | +€36,860 | +13.6% |
| Non-distributable reserves | 130/1 | €1,240 | €0 | -€1,240 | -100% |
| Reserves not available under the articles | 1311 | €1,240 | €0 | -€1,240 | -100% |
| Distributable reserves | 133 | €269,656 | €307,756 | +€38,100 | +14.1% |
| Amounts payable | 17/49 | €192,891 | €191,606 | -€1,285 | -0.7% |
| Amounts payable within one year | 42/48 | €192,891 | €191,606 | -€1,285 | -0.7% |
| Trade debts | 44 | €220 | €1,834 | +€1,614 | +734% |
| Suppliers | 440/4 | €220 | €1,834 | +€1,614 | +734% |
| Taxes, remuneration and social security | 45 | €28,396 | €23,008 | -€5,387 | -19.0% |
| Taxes | 450/3 | €28,396 | €23,008 | -€5,387 | -19.0% |
| Other amounts payable | 47/48 | €164,275 | €166,764 | +€2,488 | +1.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €446 | €697 | +€251 | +56.1% |
| Other operating charges | 640/8 | €2,007 | €1,226 | -€781 | -38.9% |
| Gross operating margin | 9900 | €69,624 | €56,003 | -€13,621 | -19.6% |
| Operating profit (loss) | 9901 | €67,171 | €54,081 | -€13,090 | -19.5% |
| Financial income | 75/76B | €3,808 | €7,961 | +€4,154 | +109% |
| Recurring financial income | 75 | €3,808 | €7,961 | +€4,154 | +109% |
| Financial charges | 65/66B | €367 | €5,496 | +€5,130 | +1,399% |
| Recurring financial charges | 65 | €367 | €5,496 | +€5,130 | +1,399% |
| Profit (loss) for the period before taxes | 9903 | €70,612 | €56,546 | -€14,066 | -19.9% |
| Income taxes | 67/77 | €24,133 | €19,686 | -€4,447 | -18.4% |
| Profit (loss) for the period | 9904 | €46,480 | €36,860 | -€9,619 | -20.7% |
| Profit (loss) for the period to be appropriated | 9905 | €46,480 | €36,860 | -€9,619 | -20.7% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.