IZI4YOU: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IZI4YOU
Largest movements
- Receivables within one year -€1,874
down €1,874 (-80.4%), from €2,332 to €458
of which Trade receivables: -€2,202
- Profit (loss) carried forward -€5,193
down €5,193 (-67.7%), from -€7,674 to -€12,867
- Trade debts +€2,292
up €2,292 (+592%), from €387 to €2,679
- Short-term financial debts +€860
up €860 (+39.8%), from €2,162 to €3,022
- Accrued charges and deferred income +€167
new in 2025: €167
- Gross operating margin -€2,299
down €2,299, from €770 to -€1,529
- Financial charges +€663
up €663 (+166%), from €399 to €1,062
- Other operating charges -€195
down €195 (-32.8%), from €595 to €400
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,332 | €458 | -€1,874 | -80.4% |
| Current assets | 29/58 | €2,332 | €458 | -€1,874 | -80.4% |
| Amounts receivable within one year | 40/41 | €2,332 | €458 | -€1,874 | -80.4% |
| Trade receivables | 40 | €2,202 | - | -€2,202 | |
| Other amounts receivable | 41 | €130 | €458 | +€328 | +253% |
| Total equity and liabilities | 10/49 | €2,332 | €458 | -€1,874 | -80.4% |
| Equity | 10/15 | -€1,379 | -€6,572 | -€5,193 | -377% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Contributions outside capital | 11 | €6,200 | €6,200 | = | 0.0% |
| Other | 1109/19 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €95 | €95 | = | 0.0% |
| Non-distributable reserves | 130/1 | €95 | €95 | = | 0.0% |
| Reserves not available under the articles | 1311 | €95 | €95 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€7,674 | -€12,867 | -€5,193 | -67.7% |
| Amounts payable | 17/49 | €3,710 | €7,030 | +€3,319 | +89.5% |
| Amounts payable within one year | 42/48 | €3,710 | €6,863 | +€3,152 | +84.9% |
| Financial debts | 43 | €2,162 | €3,022 | +€860 | +39.8% |
| Credit institutions | 430/8 | €2,162 | €3,022 | +€860 | +39.8% |
| Trade debts | 44 | €387 | €2,679 | +€2,292 | +592% |
| Suppliers | 440/4 | €387 | €2,679 | +€2,292 | +592% |
| Other amounts payable | 47/48 | €1,162 | €1,162 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | - | €167 | +€167 | |
| Non-recurring operating income | 76A | €770 | - | -€770 | |
| Other operating charges | 640/8 | €595 | €400 | -€195 | -32.8% |
| Non-recurring operating charges | 66A | - | €2,202 | +€2,202 | |
| Gross operating margin | 9900 | €770 | -€1,529 | -€2,299 | |
| Operating profit (loss) | 9901 | €175 | -€4,131 | -€4,306 | |
| Financial charges | 65/66B | €399 | €1,062 | +€663 | +166% |
| Recurring financial charges | 65 | €399 | €1,062 | +€663 | +166% |
| Profit (loss) for the period before taxes | 9903 | -€225 | -€5,193 | -€4,968 | -2,212% |
| Profit (loss) for the period | 9904 | -€225 | -€5,193 | -€4,968 | -2,212% |
| Profit (loss) for the period to be appropriated | 9905 | -€225 | -€5,193 | -€4,968 | -2,212% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.