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IVANOV CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

IVANOV CONSTRUCT

BE 0764.792.243
NACE 43.230, Insulation installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€10,697
2024 · €8,490+€2,207
Equity
€41,534
2024 · €30,847+€10,687
Cash
€4,808
2024 · €46+€4,762
Balance sheet total
€57,196
2024 · €51,204+€5,992

Largest movements

2024 to 2025
Assets
  • Cash +€4,762

    up €4,762 (+10431.6%), from €46 to €4,808

    mainly Net result for the year (+€10,697) and Depreciation (+€2,099)

  • Receivables within one year +€2,189

    up €2,189 (+4.6%), from €47,720 to €49,909

    of which Other amounts receivable: +€5,166

  • Tangible fixed assets -€959

    down €959 (-27.9%), from €3,439 to €2,480

Equity and liabilities
  • Reserves +€10,500

    up €10,500 (+38.2%), from €27,500 to €38,000

  • Trade debts -€5,932

    down €5,932 (-34.7%), from €17,119 to €11,187

  • Tax, wage and social debts +€1,236

    up €1,236 (+38.2%), from €3,238 to €4,475

Income statement
  • Gross operating margin +€3,712

    up €3,712 (+26.4%), from €14,064 to €17,776

  • Taxes +€1,236

    up €1,236 (+38.2%), from €3,238 to €4,475

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €8,490
Gross operating margin +€3,712
Depreciation +€5
Other operating charges -€160
Financial charges -€114
Taxes -€1,236
Result 2025 €10,697

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€5,912
Investment -€1,140
Financing -€10
Cash 2024 €46
Net result for the year +€10,697
Depreciation +€2,099
Receivables within one year -€2,189
Trade debts -€5,932
Tax, wage and social debts +€1,236
Investment in fixed assets (net) -€1,140
Contributions, distributions and other -€10
Cash 2025 €4,808
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €51,204 €57,196 +€5,992 +11.7%
Fixed assets 21/28 €3,439 €2,480 -€959 -27.9%
Tangible fixed assets 22/27 €3,439 €2,480 -€959 -27.9%
Furniture and vehicles 24 €3,439 €2,480 -€959 -27.9%
Current assets 29/58 €47,766 €54,716 +€6,951 +14.6%
Amounts receivable within one year 40/41 €47,720 €49,909 +€2,189 +4.6%
Trade receivables 40 €37,657 €34,680 -€2,977 -7.9%
Other amounts receivable 41 €10,063 €15,229 +€5,166 +51.3%
Cash at bank and in hand 54/58 €46 €4,808 +€4,762 +10431.6%
Total equity and liabilities 10/49 €51,204 €57,196 +€5,992 +11.7%
Equity 10/15 €30,847 €41,534 +€10,687 +34.6%
Contributions 10/11 €3,000 €3,000 = 0.0%
Reserves 13 €27,500 €38,000 +€10,500 +38.2%
Distributable reserves 133 €27,500 €38,000 +€10,500 +38.2%
Profit (loss) carried forward 14 €347 €534 +€187 +54.0%
Amounts payable 17/49 €20,357 €15,662 -€4,696 -23.1%
Amounts payable within one year 42/48 €20,357 €15,662 -€4,696 -23.1%
Trade debts 44 €17,119 €11,187 -€5,932 -34.7%
Suppliers 440/4 €17,119 €11,187 -€5,932 -34.7%
Taxes, remuneration and social security 45 €3,238 €4,475 +€1,236 +38.2%
Taxes 450/3 €3,238 €4,475 +€1,236 +38.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,104 €2,099 -€5 -0.3%
Other operating charges 640/8 €131 €291 +€160 +122.0%
Gross operating margin 9900 €14,064 €17,776 +€3,712 +26.4%
Operating profit (loss) 9901 €11,829 €15,386 +€3,557 +30.1%
Financial charges 65/66B €100 €214 +€114 +114.2%
Recurring financial charges 65 €100 €214 +€114 +114.2%
Profit (loss) for the period before taxes 9903 €11,729 €15,172 +€3,444 +29.4%
Income taxes 67/77 €3,238 €4,475 +€1,236 +38.2%
Profit (loss) for the period 9904 €8,490 €10,697 +€2,207 +26.0%
Profit (loss) for the period to be appropriated 9905 €8,490 €10,697 +€2,207 +26.0%

Source: filed annual accounts (NBB), fiscal years ended 31 August 2024 and 31 August 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.