IUL CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IUL CONSTRUCT
Largest movements
- Receivables within one year +€53,248
up €53,248 (+414.4%), from €12,851 to €66,099
of which Trade receivables: +€52,492
- Cash -€3,133
down €3,133 (-96.6%), from €3,242 to €109
mainly Receivables within one year (-€53,248)
- Other debts +€24,378
new in 2024: €24,378
- Trade debts +€14,063
up €14,063 (+1059.0%), from €1,328 to €15,391
- Profit (loss) carried forward +€11,674
up €11,674 (+106.6%), from €10,948 to €22,623
- Taxes -€2,334
down €2,334 (-100.0%), from €2,334 to €0
- Other operating charges +€1,964
new in 2024: €1,964
- Gross operating margin +€1,962
up €1,962 (+16.6%), from €11,844 to €13,806
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,092 | €66,208 | +€50,115 | +311.4% |
| Current assets | 29/58 | €16,092 | €66,208 | +€50,115 | +311.4% |
| Amounts receivable within one year | 40/41 | €12,851 | €66,099 | +€53,248 | +414.4% |
| Trade receivables | 40 | €10,500 | €62,992 | +€52,492 | +499.9% |
| Other amounts receivable | 41 | €2,351 | €3,107 | +€756 | +32.2% |
| Cash at bank and in hand | 54/58 | €3,242 | €109 | -€3,133 | -96.6% |
| Total equity and liabilities | 10/49 | €16,092 | €66,208 | +€50,115 | +311.4% |
| Equity | 10/15 | €11,948 | €23,623 | +€11,674 | +97.7% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €10,948 | €22,623 | +€11,674 | +106.6% |
| Amounts payable | 17/49 | €4,144 | €42,585 | +€38,441 | +927.6% |
| Amounts payable within one year | 42/48 | €4,144 | €42,585 | +€38,441 | +927.6% |
| Trade debts | 44 | €1,328 | €15,391 | +€14,063 | +1059.0% |
| Suppliers | 440/4 | €1,328 | €15,391 | +€14,063 | +1059.0% |
| Taxes, remuneration and social security | 45 | €2,816 | €2,816 | = | 0.0% |
| Taxes | 450/3 | €2,816 | €2,816 | = | 0.0% |
| Other amounts payable | 47/48 | - | €24,378 | +€24,378 | |
| Other operating charges | 640/8 | - | €1,964 | +€1,964 | |
| Gross operating margin | 9900 | €11,844 | €13,806 | +€1,962 | +16.6% |
| Operating profit (loss) | 9901 | €11,844 | €11,842 | -€3 | 0.0% |
| Financial charges | 65/66B | €173 | €167 | -€6 | -3.6% |
| Recurring financial charges | 65 | €173 | €167 | -€6 | -3.6% |
| Profit (loss) for the period before taxes | 9903 | €11,671 | €11,674 | +€3 | 0.0% |
| Income taxes | 67/77 | €2,334 | €0 | -€2,334 | -100.0% |
| Profit (loss) for the period | 9904 | €9,337 | €11,674 | +€2,338 | +25.0% |
| Profit (loss) for the period to be appropriated | 9905 | €9,337 | €11,674 | +€2,338 | +25.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.