ISOLHABITAT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ISOLHABITAT
Largest movements
- Tangible fixed assets +€184,849
up €184,849 (+30.0%), from €616,956 to €801,805
of which Land and buildings: +€199,144
- Receivables within one year +€56,549
up €56,549 (+15.2%), from €371,269 to €427,818
of which Trade receivables: +€83,237
- Cash +€24,654
up €24,654 (+102%), from €24,148 to €48,802
mainly Trade debts (+€316,396) and Depreciation (+€89,700)
- Trade debts +€316,396
up €316,396 (+531%), from €59,641 to €376,038
- Other debts -€36,660
down €36,660 (-53.0%), from €69,200 to €32,540
- Debts after one year +€21,314
up €21,314 (+6.1%), from €347,496 to €368,810
of which Other amounts payable: +€59,000
- Provisions -€13,552
down €13,552 (-7.8%), from €173,911 to €160,360
- Gross operating margin +€34,043
up €34,043 (+11.5%), from €295,632 to €329,675
- Depreciation +€30,806
up €30,806 (+52.3%), from €58,894 to €89,700
- Financial charges +€26,997
up €26,997 (+137%), from €19,648 to €46,645
of which Non-recurring financial charges: +€17,860
- Staff costs +€13,405
up €13,405 (+7.5%), from €177,827 to €191,232
- Taxes -€11,895
down €11,895 (-94.1%), from €12,637 to €742
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,034,964 | €1,314,743 | +€279,779 | +27.0% |
| Fixed assets | 21/28 | €618,180 | €803,029 | +€184,849 | +29.9% |
| Tangible fixed assets | 22/27 | €616,956 | €801,805 | +€184,849 | +30.0% |
| Land and buildings | 22 | €509,499 | €708,643 | +€199,144 | +39.1% |
| Plant, machinery and equipment | 23 | €52,040 | €41,567 | -€10,473 | -20.1% |
| Furniture and vehicles | 24 | €55,417 | €51,595 | -€3,822 | -6.9% |
| Financial fixed assets | 28 | €1,224 | €1,224 | = | 0.0% |
| Current assets | 29/58 | €416,784 | €511,714 | +€94,930 | +22.8% |
| Stocks and contracts in progress | 3 | €6,532 | €16,000 | +€9,468 | +145% |
| Stocks | 30/36 | €6,532 | €16,000 | +€9,468 | +145% |
| Amounts receivable within one year | 40/41 | €371,269 | €427,818 | +€56,549 | +15.2% |
| Trade receivables | 40 | €315,027 | €398,264 | +€83,237 | +26.4% |
| Other amounts receivable | 41 | €56,242 | €29,553 | -€26,689 | -47.5% |
| Cash at bank and in hand | 54/58 | €24,148 | €48,802 | +€24,654 | +102% |
| Deferred charges and accrued income | 490/1 | €14,834 | €19,093 | +€4,259 | +28.7% |
| Total equity and liabilities | 10/49 | €1,034,964 | €1,314,743 | +€279,779 | +27.0% |
| Equity | 10/15 | €312,786 | €313,421 | +€634 | +0.2% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €140,933 | €140,933 | = | 0.0% |
| Distributable reserves | 133 | €140,933 | €140,933 | = | 0.0% |
| Profit (loss) carried forward | 14 | €165,653 | €166,288 | +€634 | +0.4% |
| Provisions and deferred taxes | 16 | €173,911 | €160,360 | -€13,552 | -7.8% |
| Provisions for liabilities and charges | 160/5 | €173,911 | €160,360 | -€13,552 | -7.8% |
| Environmental obligations | 163 | €173,911 | €160,360 | -€13,552 | -7.8% |
| Amounts payable | 17/49 | €548,267 | €840,963 | +€292,696 | +53.4% |
| Amounts payable after more than one year | 17 | €347,496 | €368,810 | +€21,314 | +6.1% |
| Financial debts | 170/4 | €206,496 | €168,810 | -€37,686 | -18.3% |
| Other amounts payable | 178/9 | €141,000 | €200,000 | +€59,000 | +41.8% |
| Amounts payable within one year | 42/48 | €200,031 | €470,389 | +€270,358 | +135% |
| Current portion of amounts payable after more than one year | 42 | €48,837 | €41,436 | -€7,401 | -15.2% |
| Trade debts | 44 | €59,641 | €376,038 | +€316,396 | +531% |
| Suppliers | 440/4 | €59,641 | €376,038 | +€316,396 | +531% |
| Taxes, remuneration and social security | 45 | €22,353 | €20,375 | -€1,978 | -8.8% |
| Taxes | 450/3 | €19,811 | €20,375 | +€564 | +2.8% |
| Remuneration and social security | 454/9 | €2,542 | - | -€2,542 | |
| Other amounts payable | 47/48 | €69,200 | €32,540 | -€36,660 | -53.0% |
| Accrued charges and deferred income | 492/3 | €740 | €1,764 | +€1,024 | +138% |
| Non-recurring operating income | 76A | €325 | €8,000 | +€7,675 | +2,360% |
| Remuneration, social security and pensions | 62 | €177,827 | €191,232 | +€13,405 | +7.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €58,894 | €89,700 | +€30,806 | +52.3% |
| Other operating charges | 640/8 | €5,508 | €7,837 | +€2,329 | +42.3% |
| Gross operating margin | 9900 | €295,632 | €329,675 | +€34,043 | +11.5% |
| Operating profit (loss) | 9901 | €53,404 | €40,906 | -€12,497 | -23.4% |
| Financial income | 75/76B | €1,254 | €7,116 | +€5,861 | +467% |
| Recurring financial income | 75 | €1,254 | €7,116 | +€5,861 | +467% |
| Financial charges | 65/66B | €19,648 | €46,645 | +€26,997 | +137% |
| Recurring financial charges | 65 | €19,648 | €28,786 | +€9,137 | +46.5% |
| Non-recurring financial charges | 66B | - | €17,860 | +€17,860 | |
| Profit (loss) for the period before taxes | 9903 | €35,010 | €1,377 | -€33,633 | -96.1% |
| Income taxes | 67/77 | €12,637 | €742 | -€11,895 | -94.1% |
| Profit (loss) for the period | 9904 | €22,373 | €634 | -€21,739 | -97.2% |
| Profit (loss) for the period to be appropriated | 9905 | €22,373 | €634 | -€21,739 | -97.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.