Isavet: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Isavet
Largest movements
- Cash +€39,069
up €39,069 (+530%), from €7,365 to €46,434
mainly Net result for the year (+€22,167) and Receivables within one year (+€21,022)
- Receivables within one year -€21,022
down €21,022 (-84.1%), from €25,008 to €3,986
of which Other amounts receivable: -€19,857
- Profit (loss) carried forward +€22,167
up €22,167 (+94.3%), from €23,510 to €45,678
- Tax, wage and social debts -€3,451
down €3,451 (-52.5%), from €6,580 to €3,129
- Trade debts -€2,178
down €2,178 (-95.4%), from €2,284 to €105
- Other debts +€1,509
new in 2025: €1,509
- Gross operating margin -€1,428
down €1,428 (-4.8%), from €29,934 to €28,507
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €32,374 | €50,420 | +€18,047 | +55.7% |
| Current assets | 29/58 | €32,374 | €50,420 | +€18,047 | +55.7% |
| Amounts receivable within one year | 40/41 | €25,008 | €3,986 | -€21,022 | -84.1% |
| Trade receivables | 40 | €3,520 | €2,355 | -€1,165 | -33.1% |
| Other amounts receivable | 41 | €21,488 | €1,631 | -€19,857 | -92.4% |
| Cash at bank and in hand | 54/58 | €7,365 | €46,434 | +€39,069 | +530% |
| Total equity and liabilities | 10/49 | €32,374 | €50,420 | +€18,047 | +55.7% |
| Equity | 10/15 | €23,510 | €45,678 | +€22,167 | +94.3% |
| Profit (loss) carried forward | 14 | €23,510 | €45,678 | +€22,167 | +94.3% |
| Amounts payable | 17/49 | €8,863 | €4,743 | -€4,121 | -46.5% |
| Amounts payable within one year | 42/48 | €8,863 | €4,743 | -€4,121 | -46.5% |
| Trade debts | 44 | €2,284 | €105 | -€2,178 | -95.4% |
| Suppliers | 440/4 | €2,284 | €105 | -€2,178 | -95.4% |
| Taxes, remuneration and social security | 45 | €6,580 | €3,129 | -€3,451 | -52.5% |
| Taxes | 450/3 | €6,580 | €3,129 | -€3,451 | -52.5% |
| Other amounts payable | 47/48 | - | €1,509 | +€1,509 | |
| Remuneration, social security and pensions | 62 | €32 | €0 | -€32 | -100% |
| Other operating charges | 640/8 | €427 | €360 | -€67 | -15.7% |
| Gross operating margin | 9900 | €29,934 | €28,507 | -€1,428 | -4.8% |
| Operating profit (loss) | 9901 | €29,475 | €28,147 | -€1,329 | -4.5% |
| Financial income | 75/76B | - | €4 | +€4 | |
| Recurring financial income | 75 | - | €4 | +€4 | |
| Financial charges | 65/66B | €4 | €115 | +€111 | +2,962% |
| Recurring financial charges | 65 | €4 | €115 | +€111 | +2,962% |
| Profit (loss) for the period before taxes | 9903 | €29,472 | €28,036 | -€1,435 | -4.9% |
| Income taxes | 67/77 | €5,961 | €5,869 | -€92 | -1.5% |
| Profit (loss) for the period | 9904 | €23,510 | €22,167 | -€1,343 | -5.7% |
| Profit (loss) for the period to be appropriated | 9905 | €23,510 | €22,167 | -€1,343 | -5.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.