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ISAK: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ISAK

BE 0794.961.124
NACE 47.120, Other non-specialised retail sale
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€21,740
2023 · -€43,462+€21,722
Equity
-€45,201
2023 · -€23,462-€21,740
Cash
€7,826
2023 · €1,652+€6,174
Balance sheet total
€16,369
2023 · €15,252+€1,117

Largest movements

2023 to 2024
Assets
  • Financial fixed assets -€7,840

    no longer reported in 2024 (was €7,840)

  • Cash +€6,174

    up €6,174 (+373.7%), from €1,652 to €7,826

    mainly Other debts (+€19,306) and Investment in fixed assets (net) (+€7,840)

  • Stocks and contracts +€2,827

    up €2,827 (+56.0%), from €5,049 to €7,875

  • Deferred charges and accrued income -€477

    no longer reported in 2024 (was €477)

  • Receivables within one year +€433

    up €433 (+184.7%), from €235 to €668

Equity and liabilities
  • Profit (loss) carried forward -€21,740

    down €21,740 (-50.0%), from -€43,462 to -€65,201

  • Other debts +€19,306

    up €19,306 (+78.6%), from €24,574 to €43,880

  • Tax, wage and social debts +€5,547

    up €5,547 (+46.4%), from €11,964 to €17,511

    of which Remuneration and social security: +€3,866

  • Trade debts -€1,996

    down €1,996 (-91.8%), from €2,176 to €179

Income statement
  • Staff costs -€20,012

    down €20,012 (-60.4%), from €33,110 to €13,099

  • Gross operating margin +€1,628

    up €1,628 (+16.3%), from -€9,990 to -€8,362

  • Other operating charges -€398

    no longer reported in 2024 (was €398)

  • Financial charges +€290

    new in 2024: €290

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€43,462
Gross operating margin +€1,628
Staff costs +€20,012
Other operating charges +€398
Financial income -€26
Financial charges -€290
Result 2024 -€21,740

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,666
Investment +€7,840
Financing €0
Cash 2023 €1,652
Net result for the year -€21,740
Stocks and contracts -€2,827
Receivables within one year -€433
Deferred charges and accrued income +€477
Trade debts -€1,996
Tax, wage and social debts +€5,547
Other debts +€19,306
Investment in fixed assets (net) +€7,840
Cash 2024 €7,826
Every line side by side 33 lines
Line Code 2023 2024 Change %
Total assets 20/58 €15,252 €16,369 +€1,117 +7.3%
Fixed assets 21/28 €7,840 - -€7,840
Financial fixed assets 28 €7,840 - -€7,840
Current assets 29/58 €7,412 €16,369 +€8,957 +120.8%
Stocks and contracts in progress 3 €5,049 €7,875 +€2,827 +56.0%
Stocks 30/36 €5,049 €7,875 +€2,827 +56.0%
Amounts receivable within one year 40/41 €235 €668 +€433 +184.7%
Trade receivables 40 €235 €668 +€433 +184.7%
Cash at bank and in hand 54/58 €1,652 €7,826 +€6,174 +373.7%
Deferred charges and accrued income 490/1 €477 - -€477
Total equity and liabilities 10/49 €15,252 €16,369 +€1,117 +7.3%
Equity 10/15 -€23,462 -€45,201 -€21,740 -92.7%
Contributions 10/11 €20,000 €20,000 = 0.0%
Profit (loss) carried forward 14 -€43,462 -€65,201 -€21,740 -50.0%
Amounts payable 17/49 €38,713 €61,570 +€22,857 +59.0%
Amounts payable within one year 42/48 €38,713 €61,570 +€22,857 +59.0%
Trade debts 44 €2,176 €179 -€1,996 -91.8%
Suppliers 440/4 €2,176 €179 -€1,996 -91.8%
Taxes, remuneration and social security 45 €11,964 €17,511 +€5,547 +46.4%
Taxes 450/3 €1,376 €3,057 +€1,681 +122.1%
Remuneration and social security 454/9 €10,588 €14,454 +€3,866 +36.5%
Other amounts payable 47/48 €24,574 €43,880 +€19,306 +78.6%
Remuneration, social security and pensions 62 €33,110 €13,099 -€20,012 -60.4%
Other operating charges 640/8 €398 - -€398
Gross operating margin 9900 -€9,990 -€8,362 +€1,628 +16.3%
Operating profit (loss) 9901 -€43,498 -€21,460 +€22,038 +50.7%
Financial income 75/76B €36 €11 -€26 -70.1%
Recurring financial income 75 €36 €11 -€26 -70.1%
Financial charges 65/66B - €290 +€290
Recurring financial charges 65 - €290 +€290
Profit (loss) for the period before taxes 9903 -€43,462 -€21,740 +€21,722 +50.0%
Profit (loss) for the period 9904 -€43,462 -€21,740 +€21,722 +50.0%
Profit (loss) for the period to be appropriated 9905 -€43,462 -€21,740 +€21,722 +50.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.