ISA TEXTIEL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ISA TEXTIEL
Largest movements
- Cash -€6,624
down €6,624 (-81.1%), from €8,163 to €1,540
mainly Trade debts (-€26,625) and Tax, wage and social debts (-€4,086)
- Stocks and contracts +€2,888
up €2,888 (+4.5%), from €63,949 to €66,837
- Receivables within one year +€957
up €957 (+6.9%), from €13,816 to €14,773
of which Trade receivables: +€1,645
- Trade debts -€26,625
down €26,625 (-56.2%), from €47,372 to €20,747
- Other debts +€25,359
up €25,359 (+32.4%), from €78,188 to €103,547
- Tax, wage and social debts -€4,086
down €4,086 (-57.7%), from €7,079 to €2,993
- Profit (loss) carried forward +€1,905
up €1,905 (+3.0%), from -€64,363 to -€62,457
- Financial income +€22,864
new in 2025: €22,864
- Financial charges +€21,198
up €21,198 (+2,745%), from €772 to €21,970
- Staff costs +€2,074
up €2,074 (+8.0%), from €26,025 to €28,099
- Other operating charges -€768
down €768 (-84.2%), from €912 to €144
- Gross operating margin +€697
up €697 (+2.4%), from €29,257 to €29,954
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €88,735 | €85,289 | -€3,446 | -3.9% |
| Fixed assets | 21/28 | €1,676 | €976 | -€700 | -41.8% |
| Tangible fixed assets | 22/27 | €1,676 | €976 | -€700 | -41.8% |
| Plant, machinery and equipment | 23 | €1,676 | €976 | -€700 | -41.8% |
| Current assets | 29/58 | €87,059 | €84,312 | -€2,746 | -3.2% |
| Stocks and contracts in progress | 3 | €63,949 | €66,837 | +€2,888 | +4.5% |
| Stocks | 30/36 | €63,949 | €66,837 | +€2,888 | +4.5% |
| Amounts receivable within one year | 40/41 | €13,816 | €14,773 | +€957 | +6.9% |
| Trade receivables | 40 | - | €1,645 | +€1,645 | |
| Other amounts receivable | 41 | €13,816 | €13,128 | -€688 | -5.0% |
| Cash at bank and in hand | 54/58 | €8,163 | €1,540 | -€6,624 | -81.1% |
| Deferred charges and accrued income | 490/1 | €1,131 | €1,163 | +€32 | +2.8% |
| Total equity and liabilities | 10/49 | €88,735 | €85,289 | -€3,446 | -3.9% |
| Equity | 10/15 | -€43,903 | -€41,997 | +€1,905 | +4.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | - | €1,860 | +€1,860 | |
| Reserves not available under the articles | 1311 | - | €1,860 | +€1,860 | |
| Distributable reserves | 133 | €1,860 | €0 | -€1,860 | -100% |
| Profit (loss) carried forward | 14 | -€64,363 | -€62,457 | +€1,905 | +3.0% |
| Amounts payable | 17/49 | €132,638 | €127,286 | -€5,352 | -4.0% |
| Amounts payable within one year | 42/48 | €132,638 | €127,286 | -€5,352 | -4.0% |
| Trade debts | 44 | €47,372 | €20,747 | -€26,625 | -56.2% |
| Suppliers | 440/4 | €47,372 | €20,747 | -€26,625 | -56.2% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €7,079 | €2,993 | -€4,086 | -57.7% |
| Remuneration and social security | 454/9 | €7,079 | €2,993 | -€4,086 | -57.7% |
| Other amounts payable | 47/48 | €78,188 | €103,547 | +€25,359 | +32.4% |
| Remuneration, social security and pensions | 62 | €26,025 | €28,099 | +€2,074 | +8.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €700 | €700 | = | 0.0% |
| Other operating charges | 640/8 | €912 | €144 | -€768 | -84.2% |
| Gross operating margin | 9900 | €29,257 | €29,954 | +€697 | +2.4% |
| Operating profit (loss) | 9901 | €1,620 | €1,011 | -€609 | -37.6% |
| Financial income | 75/76B | - | €22,864 | +€22,864 | |
| Recurring financial income | 75 | - | €22,864 | +€22,864 | |
| Financial charges | 65/66B | €772 | €21,970 | +€21,198 | +2,745% |
| Recurring financial charges | 65 | €772 | €21,970 | +€21,198 | +2,745% |
| Profit (loss) for the period before taxes | 9903 | €848 | €1,905 | +€1,057 | +125% |
| Profit (loss) for the period | 9904 | €848 | €1,905 | +€1,057 | +125% |
| Profit (loss) for the period to be appropriated | 9905 | €848 | €1,905 | +€1,057 | +125% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.