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IP4: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

IP4

BE 0712.585.655
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€930
2024 · -€4,759+€3,828
Equity
€3,289
2024 · €4,219-€930
Cash
€14,653
2024 · €10,887+€3,766
Balance sheet total
€67,891
2024 · €67,544+€348

Largest movements

2024 to 2025
Assets
  • Cash +€3,766

    up €3,766 (+34.6%), from €10,887 to €14,653

    mainly Tax, wage and social debts (+€9,106) and Stocks and contracts (+€3,195)

  • Stocks and contracts -€3,195

    down €3,195 (-5.9%), from €54,332 to €51,137

  • Tangible fixed assets -€934

    down €934 (-48.5%), from €1,924 to €991

    of which Plant, machinery and equipment: -€769

  • Deferred charges and accrued income +€711

    new in 2025: €711

Equity and liabilities
  • Tax, wage and social debts +€9,106

    up €9,106 (+91.1%), from €9,992 to €19,098

    of which Remuneration and social security: +€9,195

  • Trade debts -€5,492

    down €5,492 (-83.6%), from €6,571 to €1,079

  • Other debts -€2,336

    down €2,336 (-5.0%), from €46,762 to €44,427

  • Profit (loss) carried forward -€930

    down €930 (-8.0%), from -€11,581 to -€12,511

Income statement
  • Gross operating margin +€7,555

    up €7,555 (+24.2%), from €31,179 to €38,733

  • Financial income -€2,641

    no longer reported in 2025 (was €2,641)

  • Staff costs +€1,039

    up €1,039 (+2.9%), from €36,374 to €37,413

  • Depreciation -€924

    down €924 (-49.7%), from €1,858 to €934

  • Other operating charges +€790

    new in 2025: €790

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4,759
Gross operating margin +€7,555
Staff costs -€1,039
Depreciation +€924
Other operating charges -€790
Financial income -€2,641
Financial charges -€180
Result 2025 -€930

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€3,766
Investment €0
Financing €0
Cash 2024 €10,887
Net result for the year -€930
Depreciation +€934
Stocks and contracts +€3,195
Deferred charges and accrued income -€711
Trade debts -€5,492
Tax, wage and social debts +€9,106
Other debts -€2,336
Cash 2025 €14,653
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €67,544 €67,891 +€348 +0.5%
Fixed assets 21/28 €1,924 €991 -€934 -48.5%
Tangible fixed assets 22/27 €1,924 €991 -€934 -48.5%
Plant, machinery and equipment 23 €769 - -€769
Furniture and vehicles 24 €1,156 €991 -€165 -14.3%
Current assets 29/58 €65,619 €66,901 +€1,281 +2.0%
Stocks and contracts in progress 3 €54,332 €51,137 -€3,195 -5.9%
Stocks 30/36 €54,332 €51,137 -€3,195 -5.9%
Amounts receivable within one year 40/41 €400 €400 = 0.0%
Other amounts receivable 41 €400 €400 = 0.0%
Cash at bank and in hand 54/58 €10,887 €14,653 +€3,766 +34.6%
Deferred charges and accrued income 490/1 - €711 +€711
Total equity and liabilities 10/49 €67,544 €67,891 +€348 +0.5%
Equity 10/15 €4,219 €3,289 -€930 -22.1%
Contributions 10/11 €15,800 €15,800 = 0.0%
Profit (loss) carried forward 14 -€11,581 -€12,511 -€930 -8.0%
Amounts payable 17/49 €63,325 €64,603 +€1,278 +2.0%
Amounts payable within one year 42/48 €63,325 €64,603 +€1,278 +2.0%
Trade debts 44 €6,571 €1,079 -€5,492 -83.6%
Suppliers 440/4 €6,571 €1,079 -€5,492 -83.6%
Taxes, remuneration and social security 45 €9,992 €19,098 +€9,106 +91.1%
Taxes 450/3 €2,460 €2,372 -€89 -3.6%
Remuneration and social security 454/9 €7,531 €16,726 +€9,195 +122.1%
Other amounts payable 47/48 €46,762 €44,427 -€2,336 -5.0%
Remuneration, social security and pensions 62 €36,374 €37,413 +€1,039 +2.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,858 €934 -€924 -49.7%
Other operating charges 640/8 - €790 +€790
Gross operating margin 9900 €31,179 €38,733 +€7,555 +24.2%
Operating profit (loss) 9901 -€7,053 -€403 +€6,649 +94.3%
Financial income 75/76B €2,641 - -€2,641
Recurring financial income 75 €2,641 - -€2,641
Financial charges 65/66B €347 €527 +€180 +52.0%
Recurring financial charges 65 €347 €527 +€180 +52.0%
Profit (loss) for the period before taxes 9903 -€4,759 -€930 +€3,828 +80.5%
Profit (loss) for the period 9904 -€4,759 -€930 +€3,828 +80.5%
Profit (loss) for the period to be appropriated 9905 -€4,759 -€930 +€3,828 +80.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.