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IP TRADERS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

IP TRADERS

BE 0809.768.173
NACE 95.316, Washing and cleaning of motor vehicles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€14,179
2024 · -€6,476-€7,703
Equity
-€1,415
2024 · €12,764-€14,179
Cash
€8,697
2024 · €12,849-€4,152
Balance sheet total
€17,309
2024 · €22,494-€5,185

Largest movements

2024 to 2025
Assets
  • Cash -€4,152

    down €4,152 (-32.3%), from €12,849 to €8,697

    mainly Net result for the year (-€14,179)

  • Receivables within one year -€1,033

    down €1,033 (-10.7%), from €9,645 to €8,612

    of which Trade receivables: -€1,671

Equity and liabilities
  • Profit (loss) carried forward -€14,179

    down €14,179 (-646.6%), from -€2,193 to -€16,372

  • Trade debts +€8,200

    up €8,200 (+1448.8%), from €566 to €8,766

  • Tax, wage and social debts +€794

    up €794 (+8.7%), from €9,164 to €9,958

    of which Remuneration and social security: +€794

Income statement
  • Purchases and services +€13,881

    up €13,881 (+12.8%), from €108,393 to €122,274

  • Gross operating margin -€11,035

    down €11,035 (-85.0%), from €12,985 to €1,950

  • Staff costs -€3,224

    down €3,224 (-17.3%), from €18,601 to €15,377

  • Turnover +€2,846

    up €2,846 (+2.3%), from €121,378 to €124,224

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€6,476
Gross operating margin -€11,035
Staff costs +€3,224
Other operating charges -€13
Financial charges +€121
Result 2025 -€14,179

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€4,152
Investment €0
Financing €0
Cash 2024 €12,849
Net result for the year -€14,179
Receivables within one year +€1,033
Trade debts +€8,200
Tax, wage and social debts +€794
Cash 2025 €8,697
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €22,494 €17,309 -€5,185 -23.1%
Current assets 29/58 €22,494 €17,309 -€5,185 -23.1%
Amounts receivable within one year 40/41 €9,645 €8,612 -€1,033 -10.7%
Trade receivables 40 €7,076 €5,405 -€1,671 -23.6%
Other amounts receivable 41 €2,569 €3,207 +€638 +24.8%
Cash at bank and in hand 54/58 €12,849 €8,697 -€4,152 -32.3%
Total equity and liabilities 10/49 €22,494 €17,309 -€5,185 -23.1%
Equity 10/15 €12,764 -€1,415 -€14,179
Contributions 10/11 €12,400 €12,400 = 0.0%
Outside capital 11 €12,400 - -€12,400
Other 1109/19 €12,400 - -€12,400
Reserves 13 €2,557 €2,557 = 0.0%
Non-distributable reserves 130/1 €2,557 €2,557 = 0.0%
Reserves not available under the articles 1311 €2,557 €2,557 = 0.0%
Profit (loss) carried forward 14 -€2,193 -€16,372 -€14,179 -646.6%
Amounts payable 17/49 €9,730 €18,724 +€8,994 +92.4%
Amounts payable within one year 42/48 €9,730 €18,724 +€8,994 +92.4%
Trade debts 44 €566 €8,766 +€8,200 +1448.8%
Suppliers 440/4 €566 €8,766 +€8,200 +1448.8%
Taxes, remuneration and social security 45 €9,164 €9,958 +€794 +8.7%
Taxes 450/3 €372 €372 = 0.0%
Remuneration and social security 454/9 €8,792 €9,586 +€794 +9.0%
Turnover 70 €121,378 €124,224 +€2,846 +2.3%
Goods, raw materials, services and sundry goods 60/61 €108,393 €122,274 +€13,881 +12.8%
Remuneration, social security and pensions 62 €18,601 €15,377 -€3,224 -17.3%
Other operating charges 640/8 €387 €400 +€13 +3.4%
Gross operating margin 9900 €12,985 €1,950 -€11,035 -85.0%
Operating profit (loss) 9901 -€6,003 -€13,827 -€7,824 -130.3%
Financial charges 65/66B €473 €352 -€121 -25.6%
Recurring financial charges 65 €473 €352 -€121 -25.6%
Profit (loss) for the period before taxes 9903 -€6,476 -€14,179 -€7,703 -118.9%
Profit (loss) for the period 9904 -€6,476 -€14,179 -€7,703 -118.9%
Profit (loss) for the period to be appropriated 9905 -€6,476 -€14,179 -€7,703 -118.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.