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IO. DE. CO Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

IO. DE. CO Construct

BE 0802.174.558
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€17,870
2024 · -€3,707+€21,577
Equity
€15,162
2024 · -€2,707+€17,870
Cash
€11,512
2024 · €16,591-€5,079
Balance sheet total
€123,703
2024 · €55,668+€68,035

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€80,334

    up €80,334 (+2073.7%), from €3,874 to €84,208

    of which Trade receivables: +€79,571

  • Tangible fixed assets -€6,106

    down €6,106 (-18.4%), from €33,256 to €27,150

    of which Furniture and vehicles: -€7,625

  • Cash -€5,079

    down €5,079 (-30.6%), from €16,591 to €11,512

    mainly Receivables within one year (-€80,334) and Debts after one year (-€5,121)

Equity and liabilities
  • Trade debts +€36,127

    up €36,127 (+127.6%), from €28,316 to €64,443

  • Profit (loss) carried forward +€17,870

    up €17,870, from -€3,707 to €14,162

  • Tax, wage and social debts +€16,105

    up €16,105 (+1296.7%), from €1,242 to €17,347

    of which Remuneration and social security: +€12,368

  • Debts after one year -€5,121

    down €5,121 (-24.5%), from €20,927 to €15,806

  • Other debts +€2,752

    up €2,752 (+89.6%), from €3,072 to €5,823

Income statement
  • Gross operating margin +€33,239

    up €33,239 (+2661.8%), from €1,249 to €34,488

  • Taxes +€4,979

    new in 2025: €4,979

  • Depreciation +€3,769

    up €3,769 (+85.4%), from €4,412 to €8,181

  • Other operating charges +€1,779

    up €1,779 (+1405.8%), from €127 to €1,906

  • Financial charges +€1,135

    up €1,135 (+271.7%), from €418 to €1,552

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,707
Gross operating margin +€33,239
Depreciation -€3,769
Other operating charges -€1,779
Financial income -€0
Financial charges -€1,135
Taxes -€4,979
Result 2025 €17,870

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1,614
Investment -€1,874
Financing -€4,818
Cash 2024 €16,591
Net result for the year +€17,870
Depreciation +€8,181
Receivables within one year -€80,334
Deferred charges and accrued income +€913
Trade debts +€36,127
Tax, wage and social debts +€16,105
Other debts +€2,752
Investment in fixed assets (net) -€1,874
Debts after one year -€5,121
Current portion of long-term debt +€303
Cash 2025 €11,512
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €55,668 €123,703 +€68,035 +122.2%
Formation expenses 20 €201 - -€201
Fixed assets 21/28 €33,256 €27,150 -€6,106 -18.4%
Tangible fixed assets 22/27 €33,256 €27,150 -€6,106 -18.4%
Plant, machinery and equipment 23 - €1,519 +€1,519
Furniture and vehicles 24 €33,256 €25,631 -€7,625 -22.9%
Current assets 29/58 €22,211 €96,553 +€74,342 +334.7%
Amounts receivable within one year 40/41 €3,874 €84,208 +€80,334 +2073.7%
Trade receivables 40 €3,060 €82,631 +€79,571 +2600.3%
Other amounts receivable 41 €814 €1,578 +€764 +93.8%
Cash at bank and in hand 54/58 €16,591 €11,512 -€5,079 -30.6%
Deferred charges and accrued income 490/1 €1,746 €833 -€913 -52.3%
Total equity and liabilities 10/49 €55,668 €123,703 +€68,035 +122.2%
Equity 10/15 -€2,707 €15,162 +€17,870
Contributions 10/11 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 -€3,707 €14,162 +€17,870
Amounts payable 17/49 €58,375 €108,541 +€50,166 +85.9%
Amounts payable after more than one year 17 €20,927 €15,806 -€5,121 -24.5%
Financial debts 170/4 €20,927 €15,806 -€5,121 -24.5%
Amounts payable within one year 42/48 €37,448 €92,735 +€55,287 +147.6%
Current portion of amounts payable after more than one year 42 €4,818 €5,121 +€303 +6.3%
Trade debts 44 €28,316 €64,443 +€36,127 +127.6%
Suppliers 440/4 €28,316 €64,443 +€36,127 +127.6%
Taxes, remuneration and social security 45 €1,242 €17,347 +€16,105 +1296.7%
Taxes 450/3 €1,242 €4,979 +€3,737 +300.9%
Remuneration and social security 454/9 - €12,368 +€12,368
Other amounts payable 47/48 €3,072 €5,823 +€2,752 +89.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,412 €8,181 +€3,769 +85.4%
Other operating charges 640/8 €127 €1,906 +€1,779 +1405.8%
Gross operating margin 9900 €1,249 €34,488 +€33,239 +2661.8%
Operating profit (loss) 9901 -€3,290 €24,401 +€27,691
Financial income 75/76B €0 €0 -€0 -85.7%
Recurring financial income 75 €0 €0 -€0 -85.7%
Financial charges 65/66B €418 €1,552 +€1,135 +271.7%
Recurring financial charges 65 €418 €1,552 +€1,135 +271.7%
Profit (loss) for the period before taxes 9903 -€3,707 €22,849 +€26,556
Income taxes 67/77 - €4,979 +€4,979
Profit (loss) for the period 9904 -€3,707 €17,870 +€21,577
Profit (loss) for the period to be appropriated 9905 -€3,707 €17,870 +€21,577

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.