INTREST HOLDING: what changed
INTREST HOLDING
Largest movements
- Stocks and contracts -€6,000
down €6,000 (-100%), from €6,000 to €0
- Receivables within one year +€5,742
up €5,742 (+10.7%), from €53,671 to €59,412
of which Other amounts receivable: +€13,002
- Cash +€3,383
up €3,383 (+1,264%), from €268 to €3,651
mainly Net result for the year (+€18,060) and Stocks and contracts (+€6,000)
- Reserves +€18,060
up €18,060 (+69.2%), from €26,083 to €44,143
- Tax, wage and social debts -€8,218
down €8,218 (-50.3%), from €16,335 to €8,117
of which Taxes: -€6,218
- Other debts -€5,500
down €5,500 (-52.2%), from €10,535 to €5,035
- Trade debts -€986
down €986 (-100%), from €986 to €0
- Gross operating margin -€1,554
down €1,554 (-6.4%), from €24,302 to €22,748
- Financial charges -€633
down €633 (-85.2%), from €744 to €110
- Other operating charges -€252
down €252 (-80.2%), from €314 to €62
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €60,038 | €63,395 | +€3,356 | +5.6% |
| Fixed assets | 21/28 | €100 | €100 | = | 0.0% |
| Financial fixed assets | 28 | €100 | €100 | = | 0.0% |
| Current assets | 29/58 | €59,938 | €63,295 | +€3,356 | +5.6% |
| Stocks and contracts in progress | 3 | €6,000 | €0 | -€6,000 | -100% |
| Stocks | 30/36 | €6,000 | €0 | -€6,000 | -100% |
| Amounts receivable within one year | 40/41 | €53,671 | €59,412 | +€5,742 | +10.7% |
| Trade receivables | 40 | €43,560 | €36,300 | -€7,260 | -16.7% |
| Other amounts receivable | 41 | €10,111 | €23,112 | +€13,002 | +129% |
| Cash at bank and in hand | 54/58 | €268 | €3,651 | +€3,383 | +1,264% |
| Deferred charges and accrued income | 490/1 | - | €232 | +€232 | |
| Total equity and liabilities | 10/49 | €60,038 | €63,395 | +€3,356 | +5.6% |
| Equity | 10/15 | €26,083 | €44,143 | +€18,060 | +69.2% |
| Reserves | 13 | €26,083 | €44,143 | +€18,060 | +69.2% |
| Distributable reserves | 133 | €26,083 | €44,143 | +€18,060 | +69.2% |
| Amounts payable | 17/49 | €33,956 | €19,252 | -€14,704 | -43.3% |
| Amounts payable after more than one year | 17 | €100 | €100 | = | 0.0% |
| Other amounts payable | 178/9 | €100 | €100 | = | 0.0% |
| Amounts payable within one year | 42/48 | €27,856 | €13,152 | -€14,704 | -52.8% |
| Trade debts | 44 | €986 | €0 | -€986 | -100% |
| Suppliers | 440/4 | €986 | €0 | -€986 | -100% |
| Taxes, remuneration and social security | 45 | €16,335 | €8,117 | -€8,218 | -50.3% |
| Taxes | 450/3 | €14,335 | €8,117 | -€6,218 | -43.4% |
| Remuneration and social security | 454/9 | €2,000 | €0 | -€2,000 | -100% |
| Other amounts payable | 47/48 | €10,535 | €5,035 | -€5,500 | -52.2% |
| Accrued charges and deferred income | 492/3 | €6,000 | €6,000 | = | 0.0% |
| Other operating charges | 640/8 | €314 | €62 | -€252 | -80.2% |
| Gross operating margin | 9900 | €24,302 | €22,748 | -€1,554 | -6.4% |
| Operating profit (loss) | 9901 | €23,989 | €22,686 | -€1,303 | -5.4% |
| Financial charges | 65/66B | €744 | €110 | -€633 | -85.2% |
| Recurring financial charges | 65 | €744 | €110 | -€633 | -85.2% |
| Profit (loss) for the period before taxes | 9903 | €23,245 | €22,575 | -€670 | -2.9% |
| Income taxes | 67/77 | €4,697 | €4,515 | -€182 | -3.9% |
| Profit (loss) for the period | 9904 | €18,548 | €18,060 | -€488 | -2.6% |
| Profit (loss) for the period to be appropriated | 9905 | €18,548 | €18,060 | -€488 | -2.6% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.